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Once upon a time, in the distant past (let’s say about 10 years ago) you went to an app developer with an idea for an app. You developed the app, submitted it to the app store and that was the end of ...
Bitcoin and Blockchain - I’m sure most people have heard of both over the last few years, but many are still not quite sure what these are. A little reminiscent of the ‘Internet’, ‘The Cloud’ or even...
The UK’s retail banks have been broadly ready for open banking since the start of the year. Let's look at what we have learnt so far. The UK is probably the most advanced country in Europe when it co...
Is the answer to how best to define a vulnerable consumer really as simple as quoting the FCA’s definition? “A vulnerable consumer is someone who, due to their personal circumstances, is especially su...
If today’s fintech sphere relies on one thing, it would be smooth and unfettered digital access. The fast pace of financial transactions and commercial activity means financial institutions need to gi...
Once upon a time in cold Russia of 2000 something important happened. A new payment system was born. It would soon dominate the whole country, become part of daily life of every single Russian, and s...
Having just attended the Pay.UK (formerly known as New Payment System Operator (NPSO)) progress update event, there seems to be a good amount of excitement, anticipation and intrigue around the launch...
Have you ever used Facebook to sign onto another site? Many of us do this pretty blindly simply because it is very convenient. But, this convenience could come at a cost. You know the drill. You go t...
Recently Ripple launched its “Blockchain in Payments Report 2018”. Main finding of this Report was that global payments based on this technology is reaching critical mass this year. And on top of tha...
(Concluding part of the 2-part blog on improving customer lifecycle management in banks) ‘Well begun is half done’ – Aristotle In the previous blog, we saw how financial institutions can initiate a ...
In a recent dialogue with the EBA, they stated about PSD2 open banking regulations that: “Ignorance of them can of course not be used to justify non-compliance”. Further adding: “Non-compliance amou...
(First in the two-part series on improving customer lifecycle management in banks) A 1000-mile journey begins with a single step’ – ancient Chinese adage In today’s intensely competitive environment...