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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

John Bertrand

John Bertrand MD at Tec 8 Limited

Instant Payment Fraud: Consumer/Business Trends in the UK, US, and EU

In the UK, H1 2024, £570 ($720) million was stolen in payment fraud of which Authorised Push Payments) Payor to Payee bank accounts accounted for 30%. From 2020 to 2023 £1.4 ($1.8) billion has been scammed from customer bank accounts. Fraud accounts for 40% of all crime in England and Wales. In the US, traditional payment fraud totals $4 with onli...

/payments /regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

Growing Sophistication of Payment Fraud: Business & Personal Sectors Need Different Solutions

As we navigate through 2024, a concerning trend is emerging in the payment fraud landscape: while case volumes are declining, the financial impact per case is intensifying. This paradox reveals a sophisticated evolution in fraudster tactics that demands our attention - and different approaches for personal and business sectors. The Numbers Tell a ...

/payments /identity

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

The Road Ahead For AI In Banking

In 2024, the banking sector had quite a year! From a regulatory perspective, the EU AI Act was introduced reinforcing transparency as well as the safe, ethical, and responsible use of AI. The law is particularly important and relevant for the banking sector as AI technology (especially statistical AI) is already used broadly in credit checks as we...

/predictions

Retired Member

Retired Member 

The Future of Banking: Neo Banking Software with Source Code

Neo banking, the digital-first alternative to traditional banking, has emerged as a disruptive force in the financial sector. As the financial landscape shifts towards more technology-driven solutions, neo banking software with source code is rapidly gaining attention among fintech innovators. By providing ready-to-use banking solutions coupled wi...

/payments /crypto

Alex Kreger

Alex Kreger Founder & CEO at UXDA

$150M Failure or Foundation: UX Lessons to Learn from Zing’s Shutdown

Despite a significant investment of $150 million in its development, HSBC's international cross-border payments app, Zing, launched in January 2024, is slated for closure. Zing, HSBC's Fintech venture, launched with the ambitious goal of disrupting the international payments market and rivaling established Fintech players like Wise and Revolut. An...

/retail /startups

Sergio Barbosa

Sergio Barbosa CIO of Global Kinetic, and CEO of FutureBank. at Global Kinetic and FutureBank

Banks warned against failed core strategies as time runs out to modernise

Banks around the world are rushing to upgrade legacy systems that are placing them at a significant disadvantage in a time when they are already challenged by neo banks that have none of the same infrastructural baggage. But as RFPs mount up, the C-suites have been warned not to adopt a core migration strategy that could come back to bite them. T...

Lewis Ide

Lewis Ide Vice President at 10x Banking

The great AI migration: why customer real-time demands are driving banking transformation

In banking, every millisecond counts. Customers today expect hyper-personalization, instant information and rapid responses from their banking providers. Yet for many banks, the path to a better, faster, and more agile service is obstructed by a formidable challenge: migrating to a new core that can deliver the experiences that customers now dema

/ai /cloud

Nataraj Sirisilla

Nataraj Sirisilla Senior Vice President at Temenos

ULI coupled with UPI to fuel Next Generation Lending in India

16.7 billion* transactions in month of December 2024!! this is exactly how UPI ( unified payments interface ) is transforming payments in India. UPI transactions volume grew at CAGR of 129% and UPI transactions value grew at CAGR of 138% from FY 2017-18 to FY 2023 -24. UPI now facilitates transactions even outside India in key markets such as UAE...

/payments /retail

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Top 7 Fintech Trends to Watch in 2025

Shaping the Future of Payments and Finance The fintech ecosystem is evolving at an unprecedented pace, driven by technological advancements and shifting consumer preferences. Enterprises and consumers are increasingly turning away from cash and embracing digital payment solutions. From mobile wallets to contactless payments, digital-first financia...

/payments /retail

Dieter Halfar

Dieter Halfar Partner at Elixirr

How to navigate the financial frontier and thrive amid industry disruption

The financial services sector is undergoing an era of revolutionary change. From the dual pressures of technological innovation and shifting regulatory demands to the growing influence of agile fintech disruptors, financial institutions are navigating unprecedented challenges. In this rapidly evolving landscape, traditional players must reimagine ...

/retail /predictions

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