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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Sergio Barbosa

Sergio Barbosa CIO of Global Kinetic, and CEO of FutureBank. at Global Kinetic and FutureBank

Banks warned against failed core strategies as time runs out to modernise

Banks around the world are rushing to upgrade legacy systems that are placing them at a significant disadvantage in a time when they are already challenged by neo banks that have none of the same infrastructural baggage. But as RFPs mount up, the C-suites have been warned not to adopt a core migration strategy that could come back to bite them. T...

Lewis Ide

Lewis Ide Vice President at 10x Banking

The great AI migration: why customer real-time demands are driving banking transformation

In banking, every millisecond counts. Customers today expect hyper-personalization, instant information and rapid responses from their banking providers. Yet for many banks, the path to a better, faster, and more agile service is obstructed by a formidable challenge: migrating to a new core that can deliver the experiences that customers now dema

/ai /cloud

Nataraj Sirisilla

Nataraj Sirisilla Senior Vice President at Temenos

ULI coupled with UPI to fuel Next Generation Lending in India

16.7 billion* transactions in month of December 2024!! this is exactly how UPI ( unified payments interface ) is transforming payments in India. UPI transactions volume grew at CAGR of 129% and UPI transactions value grew at CAGR of 138% from FY 2017-18 to FY 2023 -24. UPI now facilitates transactions even outside India in key markets such as UAE...

/payments /retail

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Top 7 Fintech Trends to Watch in 2025

Shaping the Future of Payments and Finance The fintech ecosystem is evolving at an unprecedented pace, driven by technological advancements and shifting consumer preferences. Enterprises and consumers are increasingly turning away from cash and embracing digital payment solutions. From mobile wallets to contactless payments, digital-first financia...

/payments /retail

Dieter Halfar

Dieter Halfar Partner at Elixirr

How to navigate the financial frontier and thrive amid industry disruption

The financial services sector is undergoing an era of revolutionary change. From the dual pressures of technological innovation and shifting regulatory demands to the growing influence of agile fintech disruptors, financial institutions are navigating unprecedented challenges. In this rapidly evolving landscape, traditional players must reimagine ...

/retail /predictions

Luigi Wewege

Luigi Wewege President at Caye International Bank

13 Predictions for Retail Banking in 2025 and Beyond

13 Predictions for Retail Banking in 2025 and Beyond The retail banking landscape in 2025 is poised to reflect a convergence of technology, consumer behavior, regulatory shifts, and broader economic trends. As the author of the Digital Banking Revolution and President of an international bank in Belize, I have witnessed firsthand how dynamic forc

/retail /predictions

Arsalan Sheikh

Arsalan Sheikh FinTech Executive at ex-Oracle

Core Banking Modernization: Adapting to a Digital-First Financial Landscape

This article is for banking professionals looking to understand core banking modernization. The author is independent and unbiased, basing insights on publicly available information. All trademarks, intellectual property, and copyrights are the property of their respective owners. The content does not constitute an endorsement or disapproval of

/retail /wholesale

Jitender Balhara

Jitender Balhara Manager at TCS

FinOps : Harnessing Cloud Infrastructure with optimized balance sheets

FinOps: Introduction The rise of adoption in the public cloud has significantly disrupted traditional, capital-intensive, and slow-moving infrastructure procurement processes. With the public cloud, the responsibility for procurement has shifted to engineering teams, granting them the autonomy to spend company funds and make financial decisions r...

/cloud /devops

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

Strategy that Banks should consider in 2025 to outpace fintechs and MTOs in Cross Border Payments

Banks currently hold approximately 25% of the global international remittance market, compared to fintechs and MTOs, which have grown rapidly to command the remaining share. Traditional Money Transfer Operators (MTOs) such as Western Union hold about 15%, while digital-first fintechs like Wise and Revolut are gaining ground, claiming approximately...

/payments /retail

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Fintech on the Move: Payments, AI, and Regulation at DFS 2024

Last Friday, I had the opportunity to attend the Digital Finance Summit in Brussels, an annual fintech conference organized by Fintech Belgium. It was a packed day of networking, reconnecting with old acquaintances, and attending insightful keynotes and thought-provoking debates. Clearly, the Belgian fintech scene remains vibrant, delivering exci

/regulation /people

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