Research

Payments Modernisation: The Big Survey 2024

13 Jun 2024  |  582 downloads

Welcome to the fourth edition of The Big Survey. Our annual report, surveying 350 senior bankers across the globe, offers a unique vantage point on t...

The Future of Digital Banking in Europe 2024

04 Jun 2024  |  760 downloads

A Money20/20 Special Edition. In 2023, fintech investment in the EMEA region dropped to $24.5 billion, down from $49.6 billion in 2022 – a...

Fraud and AML Case Management: How to Operate at the Speed of Risk

16 May 2024  |  371 downloads

The digital revolution has fuelled a surge in transactions, while economic turmoil, geopolitical tensions and shifting regulations have emboldened sop...

The Future of UK Fintech - 2015-2035

15 Apr 2024  |  631 downloads

An IFGS Special Edition UK Fintech Week 2024 With UK Fintech Week's flagship event - Innovate Finance Global Summit (IFGS) - returning for its 1...

Payment Fraud in 2024: Who is Liable?

08 Jul 2024  |  169 downloads

Fraud is a billion-dollar business in the Instant Payments era. Statistics show that ecommerce fraud is predicted to exceed $48 billion globally by th...

Definitive Differentiators - Forging a future-proof payments model

18 Mar 2024  |  587 downloads

Over the last few decades, banks have been forced to reconsider their business model for transaction services. During the era of low-interest rates, t...

APP Fraud Liability: A Guide for Banks

06 Mar 2024  |  555 downloads

Fraud is running rampant. The UK Government's 2023 'Fraud Strategy' report highlighted that fraud now accounts for over 40% of crime, yet...

Mastering DORA: A Strategic Guide to Operational Resilience

28 Feb 2024  |  572 downloads

In the rapidly evolving fintech world, robust, reliable, and resilient systems are more crucial than ever. The industry must grapple not just with the...

8 Steps to Efficient Transaction Fraud Monitoring

08 Feb 2024  |  529 downloads

In the wake of the widespread shift to digital banking and ecommerce, fraud teams have seen a sharp increase in card transaction fraud. Since 2014, ca...

AI and Cloud: The Proving Ground for Regulatory Resilience in 2024

22 Dec 2023  |  647 downloads

The current macroeconomic landscape is marked by exceptional volatility and uncertainty, posing challenges to traditional models in the financial serv...

Cloud innovation paves path to the future

19 Dec 2023  |  177 downloads

An open banking platform has the power to transform a bank, whether the bank is looking to modernise using technology on-premise, in the cloud or as S...

Payments: The key to unlocking new ecosystems and why merchant services are on the up

06 Dec 2023  |  675 downloads

To say things have changed in payments, and, as a result, the merchants services space is to understate a dramatic and fast-moving digital and cultura...