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UK National Payments Vision: What does it mean for fintech growth?
Chris Holmes

Chris Holmes Peer at House of Lords

UK National Payments Vision: What does it mean for fintech growth?

Late last week the government launched their National Payments Vision. Described as resting upon three key pillars of innovation, competition, and security it sets outs welcome detail on regulatory coordination and payment infrastructure upgrades, identifies Open Banking and fraud as priority areas and establishes a payments vision delivery commit...

/regulation

AI can make P2P lending safer and more fruitful for investors
Yi Ding

Yi Ding Assistant Professor at Gillmore Centre, Warwick

AI can make P2P lending safer and more fruitful for investors

Peer-to-peer (P2P) lending was born from the idea that cutting out the middle man – i.e. the bank – could make finance cheaper and more accessible. But in recent years, the lack of an intermediary has arguably undermined a key part of the sector, namely the secondary market for trading in existing P2P loans. Could artificial intelligence (AI) chan...

/ai

COP16 roundup: What is the future of nature financing?
Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

COP16 roundup: What is the future of nature financing?

The UN’s Biodiversity Summit (COP16) took place from 22 October – 8 November this year in Cali, Colombia, bringing together 196 government representatives to discuss the future of global biodiversity. The summit started off with lots of questions and ended with many left unanswered. The conference was plagued by loss of attendees, as many represent...

/sustainable

How to overcome age bias in the job market
Amanda Kavanagh

Amanda Kavanagh Contributor at Jobbio

How to overcome age bias in the job market

In the UK, over a third (35%) of workers are now aged 50 and over. As people live longer, healthier lives, and pension pots shrink, it makes sense that more people are working beyond traditional retirement. Despite this, age bias remains a significant issue. A new survey of 4,000 UK job seekers, and 1,000 HR decision-makers, including interviews w...

/people

2025 capital markets trends and Finextra’s predictions for the new year
Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

2025 capital markets trends and Finextra’s predictions for the new year

Launching soon, Finextra’s PREDICT 2025 channel will gather insights and ideas from the industry's top thought leaders, capturing how the financial services industry will tap into technology trends in 2025 and these predictions will be shared with our 700,000 monthly readers. From November 2024 to March 2025, Finextra will be hosting video intervi...

/predictions

Scaling AI in European banking: A practical framework for success
John Barber

John Barber Vice President and Head at Infosys Finacle

Scaling AI in European banking: A practical framework for success

This article has been co-authored by John Barber, Regional Manager - Europe, Infosys Finacle, Narasimha Prasad Nagaraja, senior director at Infosys Finacle, and Ramprasath Ganesaraja, head of AI research at Infosys Finacle. A practical guide to reaching the promised land In our previous article, Forget Fintech Disruption—Here's How European Banks C...

/ai

What are the benefits to the biometric payments rollout?
Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

What are the benefits to the biometric payments rollout?

With the advent of numerous new technologies in payments, biometrics has taken a lead in authentication processes and accessibility. According to Global Market Insights, the biometric payment market was valued at $8.83 billion in 2023, and is expected to grow around 17.1% between 2024 and 2032. Biometric cards have further become a trend amongst p...

/payments

What is automation in financial services?
Hamish Monk

Hamish Monk Senior Reporter at Finextra

What is automation in financial services?

In the context of financial services, automation is achieved by the deployment of numerous technologies, in various contexts, by all kinds of entities. Whether it's smart automation by start-ups for artificial intelligence (AI)-powered enterprise resource planning (ERP) tagging systems, generative AI automation for risk detection by large banks,...

/ai

How home-grown insights, big-bank connections fuel fast-growing treasury fintech
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

How home-grown insights, big-bank connections fuel fast-growing treasury fintech

When Treasury4’s executive team contacted Finextra to announce that it was joining the JP Morgan Payments Partner Network, we were intrigued by the ‘why.’ We wanted to know what being a part of the JPM ‘payments ecosystem’ would really mean to a fast-growing, ‘actual-experience-driven’ fintech start-up like the Spokane, WA-based treasury and finan...

/payments

What the new Data (Use and Access) Bill means for the UK
Chris Holmes

Chris Holmes Peer at House of Lords

What the new Data (Use and Access) Bill means for the UK

This time last year I was writing about an important milestone in the digital economy, the Data Protection and Digital Information Bill, which had just passed through its commons stages and was arriving with us in the Lords. Sadly, that bill was lost when the General Election was announced although it appeared to be revived, under a new name ‘the ...

/regulation

Forget fintech disruption - here's how European banks can become the disruptors
John Barber

John Barber Vice President and Head at Infosys Finacle

Forget fintech disruption - here's how European banks can become the disruptors

This article has been co-authored by John Barber, regional manager - Europe, Infosys Finacle, Narasimha Prasad Nagaraja, senior director at Infosys Finacle, and Ramprasath Ganesaraja, head of AI research at Infosys Finacle. The allure of AI for efficiency, profitability, and reimagined customer experiences is drawing global attention. The challenge...

/devops

US 2024 Elections: What President-Elect Donald Trump’s win means for fintech
Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

US 2024 Elections: What President-Elect Donald Trump’s win means for fintech

After passing the threshold of 270 electoral votes needed to win, former President Donald Trump is expected to return to the White House to take up his post for the second time, after beating Democratic candidate Vice President Kamala Harris. After a nail-biting few months, Trump was elected with many of his voters citing inflation as the reason f...

/regulation

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