Latest long reads: Finextra Research

Mind the fintech gap: Regulatory deadlines in 2025

Dominique Dierks Senior Content Manager at Finextra

Mind the fintech gap: Regulatory deadlines in 2025

What regulatory deadlines are coming up in 2025? The financial services sector is facing a significant number of regulatory and standard updates, so Finextra has collated an overview of significant deadlines that are coming up this year. January EU – DORA will apply from 17 January The EU’s highly anticipated Digital Operational Resilience Act (DOR...

03 January 2025 /regulation

10 B Corp-certified financial institutions

Sehrish Alikhan Reporter at Finextra

10 B Corp-certified financial institutions

US-based organisation, B Labs is rapidly becoming a globally-recognised symbol of ethical business, with more and more businesses undergoing the vigorous process to become B Corp-certified. B Labs is working to expand its guidelines to include all types of businesses, and will likely to continue to develop and improve on requirements as the global...

02 January 2025 /sustainable

Fraud, Financial Crime and Forecasts: Finextra’s Top TV Videos of 2024

Liam Xavier Media Producer at Finextra

Fraud, Financial Crime and Forecasts: Finextra’s Top TV Videos of 2024

In a year marked by political volatility, continual regulatory pressures and an overwhelming conversation around instant payments and fraud, 2024 proved to be a year of as much financial obstacle as financial innovation. All, it must be said, for the positive progression of the industry. Of course, when years like this occur, it paves the way for ...

02 January 2025 /payments

Hamish Monk Senior Reporter at Finextra

How to comply with ISO 20022

The deadline for ISO 20022 – the new standard for electronic data interchange between financial institutions – is November 2025. Once fully implemented, ISO 20022 will be a game-changer for the global payments space; instilling enhanced interoperability, streamlined processing times, richer data, increased accuracy, lower maintenance costs, and e...

31 December 2024 /regulation

Madhvi Sonia Head of Content at Finextra

Top 25 fintech investments of 2024

A Silicon Valley Bank report released at the end of 2024 revealed that venture capital investment in US fintech remains muted, hovering near a six-year low for the sector. Deal flow has shifted toward the early stage, with more than three seed investments for every one Series A. In 2021, fintech deals over $100 million accounted for 65% of activi...

31 December 2024 /startups

Dominique Dierks Senior Content Manager at Finextra

Finextra's top research reports of 2024

2024 was marked by future-proofing, whether it was preparing for a tidal wave of regulatory changes, or modernising to keep up with technological innovation. Let us look back at Finextra’s year in review: our most popular research reports of 2024. 10. 8 Steps to Efficient Transaction Fraud Monitoring As card transaction fraud spikes, this impact ...

30 December 2024 /predictions

Sehrish Alikhan Reporter at Finextra

Finextra’s top long reads of 2024

2024 saw many ups and downs, from standout regulation, landmark elections in the US and UK, and key developments in cryptocurrency, such as MiCA regulation, and AI. As the year is reaching its end, let us look back at Finextra’s highest viewed long reads of 2024. Top long reads of 2024 10. Apple’s digital wallet monopoly: The juicy drama I outl...

27 December 2024 /predictions

Four festive payment frauds to watch this Christmas

Hamish Monk Senior Reporter at Finextra

Four festive payment frauds to watch this Christmas

Payments in the UK are feeling the chill this Christmas – especially in the retail sector, which rose only 0.2% last month, despite the Black Friday flurry. This figure is part of a wider trend of sluggish economic recovery in the wake of the pandemic, slumped consumer sentiment, as well as a general lack of confidence following Labour’s divisive ...

24 December 2024 /crime

Scott Hamilton Contributing Editor at Finextra Research

Should the FDIC be eliminated?

Do Americans really want to eliminate the agency that has protected their bank deposits (to a point) from sudden, unexpected losses due to their financial institution’s failure – and done so since the Great Depression? We’re about to find out, if stories circulating recently through Wall Street and Washington, DC are true. According to many major ...

23 December 2024 /retail

Open banking in 2025: A year of opportunity for the UK

Henk Van Hulle CEO at Open Banking Limited

Open banking in 2025: A year of opportunity for the UK

2024 saw the UK achieve a great deal. We saw the completion of the Competition and Markets Authority’s (CMA) final roadmap for open banking, the introduction of the Data (Use and Access) Bill to Parliament, and the publication of the Government’s National Payments Vision (NPV), all of which set a clear path for the future of open banking in 2025 a...

20 December 2024 /devops

Digital asset regulation: Integrating the DTI standard

Rowan Varrall Associate Director at DTI Foundation

Digital asset regulation: Integrating the DTI standard

In the rapidly evolving world of crypto and digital assets, regulators are being forced to adapt to new challenges posed by digitalisation. The main challenge is establishing an integrated regulatory framework which supports market transparency and competition, allowing global standards to incentivise further innovation and growth in the industry....

19 December 2024 /crypto

US AI regulation state by state: Impact and strategies for financial services

Madhvi Sonia Head of Content at Finextra

US AI regulation state by state: Impact and strategies for financial services

AI has been a transformative force across various industries, with financial services being one of the early adopters. The integration of AI in financial services has evolved significantly over the past few decades, from basic algorithmic trading and fraud detection to more sophisticated applications like generative AI. The rise of tools such as C...

18 December 2024 /ai

Long reads