Latest long reads: Finextra Research

Global fraud challenges and strategies to combat them

Madhvi Sonia Head of Content at Finextra

Global fraud challenges and strategies to combat them

Nacha event Smarter Faster Payments in New Orleans set aside an hour to discuss the importance of collaboration among financial institutions and regulators, the role of data sharing in improving fraud detection, and the need for robust fraud controls. This global panel highlighted South Africa’s fraud journey, that has focused on prevention, detec...

13 hours /crime

What UK Chancellor Rachel Reeves’s US cryptoasset collaboration means

Sehrish Alikhan Reporter at Finextra

What UK Chancellor Rachel Reeves’s US cryptoasset collaboration means

At the Innovate Finance Global Summit (IFGS) 2025, UK Chancellor of the Exchequer Rachel Reeves took the stage to speak on the Government’s commitment to supporting and advancing the fintech sector. Reeves discussed UK-US collaboration on fostering an environment primed for digital asset development, new additions to the Pensions Schemes Bill, and ...

30 April 2025 /crypto

Trump’s first 100 days: Have his accomplishments matched his promises?

Scott Hamilton Contributing Editor at Finextra Research

Trump’s first 100 days: Have his accomplishments matched his promises?

While many news organisations are taking wider views of the situation, we chose to narrow our focus to financial services industry impacts as much as possible in this view on US President Trump’s first 100 days. We explored, through extensive research across a wide political and economic spectrum, how well his pre-election promises reflect the tar...

30 April 2025 /markets

How collaborative efforts will advance regtech and AI use in financial regulation

Sehrish Alikhan Reporter at Finextra

How collaborative efforts will advance regtech and AI use in financial regulation

The Innovate Finance Global Summit (IFGS) 2025 held in the historic Guildhall in London, kicked off with opening remarks from Tim Levene, Alderman, City of London Corporation and CEO, Augentum Fintech and Janine Hirt, CEO of Innovate Finance. Levene and Hirt both highlighted the UK’s leadership in fintech, and how amid global political and economic...

29 April 2025 /startups

Examining challenges and opportunities in the 2025 Nordic financial landscape

Henna Cheema Researcher at Finextra

Examining challenges and opportunities in the 2025 Nordic financial landscape

Finextra’s latest survey report, which included responses from 150 financial services professionals across Denmark, Finland, Iceland, Norway, and Sweden, highlights how firms are navigating the current landscape and their strategic priorities for 2025. Conducted between 5–21 March 2025, the survey captured insights from C-level executives to mana...

29 April 2025 /payments

From human-in-the-loop to human-on-the-loop: How AI agents are redefining finance

Madhvi Sonia Head of Content at Finextra

From human-in-the-loop to human-on-the-loop: How AI agents are redefining finance

At Nacha’s Smarter Faster Payments 2025 conference in New Orleans, industry leaders from BNY and PayPal offered insights into how financial services are leveraging AI. One of the most striking shifts discussed was the move from human-in-the-loop systems, where humans are directly involved in decision-making, to human-on-the-loop models. In this new...

28 April 2025 /ai

How ACH payments are driving innovation in US business models

Madhvi Sonia Head of Content at Finextra

How ACH payments are driving innovation in US business models

This is an excerpt from The Future of US Digital Payments 2025: ACH & Beyond. The ACH network, known as the backbone of the US payments infrastructure, is evolving to become a flexible, programmable, and fraud-aware payment rail. This is to ensure the needs of new business models are met across on-demand payouts, gig economy payments, or insta...

28 April 2025 /payments

T+1 in practice: What the industry has learned

Richard Robinson Chair at ISITC

T+1 in practice: What the industry has learned

When the U.S. officially transitioned to T+1 settlement last May, the headlines painted it as a sweeping modernisation effort — faster, leaner, and more liquid markets. In many ways, that was accurate. Broker-to-broker transactions became more efficient, capital was freed up, and the theoretical reduction in settlement risk became a tangible o...

25 April 2025 /markets

Canada’s 2025 federal election and the fintech frontier: Risks and reforms

Madhvi Sonia Head of Content at Finextra

Canada’s 2025 federal election and the fintech frontier: Risks and reforms

As Canada’s federal election approaches on 28 April 2025, the financial services sector could be standing at a pivotal juncture. The BBC reported a record-breaking early voter turnout with 7.3 million Canadians casting their ballots a week ahead of election day. Polling has suggested that Liberal former Bank of Canada and Bank of England governor M...

24 April 2025 /markets

What is the state of the global carbon market?

Sehrish Alikhan Reporter at Finextra

What is the state of the global carbon market?

Last week, the UK Government published a report outlining a consultation titled Voluntary Carbon and Nature Markets: Raising Integrity, which outlined principles for carbon credit integrity. The move marks the UK’s broader ambition in becoming a climate finance hub, and raises questions around what is being done globally to address carbon credits ...

23 April 2025 /sustainable

The challenges of longer and faster equity markets

Martin Walker Research Fellow at Warwick Business School

The challenges of longer and faster equity markets

This piece was co-authored by Atharva Nirdesh Varshney, MSc Business Analytics graduate at Warwick Business School. There are two, much-publicised trends at play in equity markets. One is the shrinking of the settlement cycle, the period between executing a trade and exchanging securities for money. The other is extension of the trading day. Longe...

23 April 2025 /crypto

How to meet the G20’s cross-border payments targets

Hamish Monk Senior Reporter at Finextra

How to meet the G20’s cross-border payments targets

At a November 2020 summit, a coalition of the world’s largest economies, the Group of Twenty (G20), tabled a roadmap aimed at enhancing international retail, wholesale and remittance transactions. By 2021, working alongside the Financial Stability Board (FSB), the G20 issued a set of qualitative targets – across access, cost, speed, and transparen...

22 April 2025 /payments

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