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Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Are AI agents tailored to financial services ready for prime time?

Separating hype from reality is more important than ever in today’s banking world. Everyone wants to know how – and how soon - new artificial intelligence technology and innovative practises will impact the industry and its customers. That’s why I’m sharing what I learned from two distinct forums examining the current state of financial services A...

/ai

Tom Hay

Tom Hay Principal Consultant at Payment Systems Europe

From wallets to agents: The next great shift in payments infrastructure

There is a house in Istanbul famous for being built on the foundations of homes built as far back as the Roman Empire. For two thousand years, the Byzantine Empire, Ottoman Empire, and modern Turkish Republic decided that it was easier to build atop what had come before rather than tear everything down and start from scratch. The payments industr...

/ai

Hajar Elhaddaoui

Hajar Elhaddaoui Director General at Digital Cooperation Organization

Transforming fintech in the age of AI: Opportunities and challenges for the digital economy

Imagine an AI system detecting fraud in seconds, approving a microloan for a shopkeeper who has never qualified for credit, and guiding a customer through a conversation that feels almost human. This is not science fiction; it is fintech today. Generative AI is redesigning products once reserved for the few and transforming the very foundations of...

/inclusion

Hamish Monk

Hamish Monk Senior Reporter at Finextra

What are Faster Payments?

The UK’s Faster Payments service is back under the spotlight, with the Bank of England (BoE) recently being handed the reins of a long-overdue reform of the UK’s retail payments infrastructure – following years of faltering progress under Pay UK. The move came after Governor Andrew Bailey issued a call for urgent infrastructural modernisation in hi...

/payments

Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Can European banks compete for US businesses in the current global corporate banking landscape?

Which banks will lead the way in an AI-enabled, trade-war-torn global corporate marketplace? What characteristics will they have, and how will they play them to their advantage on the field of international business? ING presents an interesting case for knowing your strengths and customer base, while remaining flexible to adapt to the changing wind...

/markets

Parina Parikh

Parina Parikh Senior Sustainability Assessor at DNV

Orange bonds: Will orange be the new green?

Sustainable finance has a visibility problem: the ‘E’ in ESG dominates, while the ‘S’ remains sidelined. But inequality, exclusion and social fragility are just as capable of undermining long-term value as carbon emissions. It’s time for finance to see orange. For over a decade, environmental metrics such as net zero targets, carbon disclosure

/inclusion

Dominique Dierks

Dominique Dierks Senior Content Manager at Finextra

The top payments stories you missed in October 2025

Catch up on Finextra’s most-read payments stories from last month. G20's cross-border payments plan to miss 2027 deadline The G20's roadmap to improving cross-border payments was officially introduced in 2021. The G20’s Financial Stability Board (FSB) now reports that global financial institutions are set to miss the first deadline of 2027. "I...

/payments

Hamish Monk

Hamish Monk Senior Reporter at Finextra

How to combat cybercrime with curated intelligence

Cyberattacks targeting payments are surging. According to a recent Nilson report, by 2030 – when total payment card volume will surpass $79 trillion worldwide – the industry will lose an estimated $49 billion from card-not-present fraud. In an interview with Finextra, Rigo Van den Broeck, executive vice president, cybersecurity solutions, Masterca...

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Teresa Connors

Teresa Connors Contributing Editor at Finextra

Payments through the lenses of simplicity, security, and society

Everyone wants to know where the payments industry is heading. But crystal balls are misty things. Headlines like “our industry is moving at pace,” “modernise your payment systems or be left behind,” and “get on board with agentic AI” capture the mood of disruption, but they don’t tell the whole story. To cut through the noise, it helps to look at ...

/payments

Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

The “immaturity” of AI – are banks prepared for AI data security?

In the past few years, we have seen artificial intelligence (AI) plugged into everything humanly (or robotically) possible, and the banking industry is no exception. As AI seeps into every aspect of financial services, data security is becoming all the more important. Without data, there is no AI, but without cybersecurity, everyone’s private info...

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Adizah Tejani

Adizah Tejani Ex - Global Portfolio Manager at Independent

AI in financial services: Evolution, not revolution

As AI mania sweeps across financial services, data points on its impact are emerging following the release of OpenAI’s ChatGPT in November 2022. Much has been written about how mainstream adoption will be impacted. The University of Yale released a report titled Evaluating the Impact of AI on the Labour Market: Current State of Affairs, which exam...

/Sibos

Hamish Monk

Hamish Monk Senior Reporter at Finextra

What is trade digitalisation?

According to a September 2025 report by the Organisation for Economic Co-operation and Development (OECD), global trade continues to depend heavily on paper-based documents, despite the rapid pace of digitalisation in other sectors. In the report, the OECD sought to quantify the benefits of reform and identified the various policy gaps hindering t...

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