Latest long reads: Finextra Research

Don’t be duped by AI cupid: Stay alert for romance scams this Valentine’s

While Valentine’s Day is a happy holiday for many, it also marks the day when the lonely are at their lowest. Just as it is destined to be full of red roses, heart-shaped candy, and cheesy greeting cards, Valentine’s Day is fated to bring down the isolated and prey on the vulnerable. Which makes it a prime time to bring awareness to the flurry of ...

7 hours /crime

What does the rise of AI agents mean for you at work?

Amanda Kavanagh Contributor at Jobbio

What does the rise of AI agents mean for you at work?

Fintech has emerged as a leading sector at the forefront of AI adoption and automation. But recently, there has been some confusion about what agentic AI is, and how AI agents can be effectively put to use on both routine and complex tasks. Last month, we looked at how Citi GPS is using cutting-edge agentic AI, which it has dubbed the ‘do it for m...

12 hours /ai

Liam Xavier Media Producer at Finextra

How will tariffs affect fintech growth?

For a number of years now, we have been weathered by a series of destabilising events: Brexit, trade wars, cybersecurity breaches and global military conflicts. It’s an unsettling mix and the financial markets have needed to be permanently alert. This continues to be the case with the announcement that the new US President Donald Trump is ramping ...

13 February 2025 /markets

Staying ahead of cybercrime: The importance of AI-based fraud prevention

David Capezza Vice President, Europe Risk Advisory at Visa Inc.

Staying ahead of cybercrime: The importance of AI-based fraud prevention

Since the emergence of ChatGPT in November 2022, we have seen the increased integration of artificial intelligence (AI) across our personal and professional lives. From deepfakes to biometric bypasses, the ways fraudsters are leveraging AI-powered technology are evolving rapidly. This article explores how cybercrime is increasingly leaning on cutt...

13 February 2025 /crime

Sehrish Alikhan Reporter at Finextra

What are money mules?

There is a plethora of scams afoot in the current fraud landscape, each more disturbing and invasive than the last. Looking at financial crime trends emerging this year, money mules have become somewhat of a buzzword, so this article serves as an overview of money mules. Money mules are criminals who transfer stolen funds on behalf of other peop...

12 February 2025 /crime

How did committing online fraud, then bragging about it, become okay?

Scott Hamilton Contributing Editor at Finextra Research

How did committing online fraud, then bragging about it, become okay?

There are many that would welcome the opportunity to weigh in on one particularly ‘trending’ question getting lots of attention right now: Why did it become appropriate to steal and brag about it? Gen Z, those born between 1997 and 2012, have expressed more willingness than any other generation to commit online fraud. Opinions among those studying...

12 February 2025 /crime

Hamish Monk Senior Reporter at Finextra

Generative AI: A new age of banking

Artificial intelligence (AI) is no longer just a buzzword – it is essential to financial services’ development. The keys to unlocking this nascent technology’s full potential are relevant applications and concrete use cases. To identify what these use cases are, we must look beyond the hype. To find out more, Finextra spoke with Temenos’ chief pro...

11 February 2025 /ai

How to establish a hybrid cloud strategy

Hamish Monk Senior Reporter at Finextra

How to establish a hybrid cloud strategy

Hybrid cloud is a computer programming architecture used by IT teams to reap the benefits of both the private and public hosting environments. These work in tandem to run an organisation’s workload. The benefits of such a strategy are well-established. Dual architecture allows both sensitive data and customer activity to remain on premise (in the ...

11 February 2025 /cloud

Super Bowl 2025: Fintech firms that took centre stage with multi-million dollar ads

Madhvi Sonia Head of Content at Finextra

Super Bowl 2025: Fintech firms that took centre stage with multi-million dollar ads

Fintech firms have increasingly used the Super Bowl to elevate their brands, and this year was no different. The 2024 edition saw fintech companies spending $7 million for a mere 30 seconds of airtime, and this year, that figure rose to $8 million per ad for Super Bowl LIX, in which the Philadelphia Eagles defeated the Kansas City Chiefs 40-22 in ...

10 February 2025 /retail

Banking the future: Stablecoins pave the way in 2025

Miles Paschini CEO at FV Bank

Banking the future: Stablecoins pave the way in 2025

While the financial world continues to march ahead with digital transformation, one innovation has risen above the rest: a bridge that connects the world of traditional finance with the burgeoning digital asset industry — stablecoins. In 2025, stablecoins are going to grow increasingly relevant in changing the face of banking, with their vast pote...

10 February 2025 /crypto

What to expect from the AI Action Summit in Paris

Dominique Dierks Senior Content Manager at Finextra

What to expect from the AI Action Summit in Paris

On 10 and 11 February 2025, France will host global heads of state and government, CEOs, academics, and many more in Paris at the Artificial Intelligence (AI) Summit. For two days, these AI leaders will discuss five main themes, including: Public interest in AI, The future of work, Innovation and culture, Trust in AI, and Global AI governance. Wh...

07 February 2025 /ai

Token achievement: How and why decentralised exchanges are starting to take off

Olga Klein Assistant Professor of Finance at Gillmore Centre of Financial Technology at Warwick

Token achievement: How and why decentralised exchanges are starting to take off

The still-nascent market for tokenisation and decentralised exchanges received a boost in November, when the UK Government announced plans to issue digital versions of its bonds. Chancellor of the Exchequer Rachel Reeves said in her Mansion House speech on that the Government was planning to issue a ‘digital gilt instrument’ (DIGIT). Economic Secre...

07 February 2025 /crypto

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