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Henrique Prado

Henrique Prado Product Manager at LoanTube

How AI is Boosting FinTech Product Development

Artificial intelligence (AI) has moved from the margins to the mainstream of financial technology. What began as back-office experimentation has become a core enabler of innovation, efficiency and customer empowerment. According to McKinsey, 60% of financial services firms have embedded at least one AI capability into their operations, and use of ...

/ai /inclusion Artificial Intelligence and Financial Services

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

The Tech Driven Path to Operational Excellence in Banking

In the fiercely competitive world of financial services, achieving operational excellence is key in the continuous development of efficiency, productivity and improvement of customer experience. Operational excellence is not just about improving productivity, but making sure to provide customers with the best service while assuring agility and qua...

/ai /regulation

Ollie Buckley

Ollie Buckley Senior Adviser, AI & Frontier Technologies at Challenge Works - a Nesta enterprise

Consent management hub and gig worker platform named Smart Data Challenge Prize finalists

Ten teams of innovators have been named finalists in the Smart Data Challenge Prize to accelerate the development of new apps and technologies that could empower consumers and SMEs. Finalists include prototype technologies to accelerate the journey to Net Zero, make work pay and assist SMEs, and promote economic growth and stability. Smart Data a...

/startups /inclusion

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

How Artificial Intelligence is Empowering SMEs to Prevent Employee Turnover

Employee turnover can be a highly costly burden on small to medium-sized enterprises, but could emerging technologies like artificial intelligence prompt improvements in retention rates? With the average employee costing an estimated £12,000 to replace for SMEs, instances of high turnover can be severely damaging to operational efficiency. With ...

/ai

Serhii Serednii

Serhii Serednii Head of AI / ML at MD Finance

Lending Redefined: Implementing ML To Enhance Products, Workflow, and Customer Experience

An AI-First-Approach is a core pillar of fast-growing fintech companies, aimed at enhancing both internal processes and product efficiency. Let ML Decide: The Credit Scoring Evolution Automation in lending and scoring has existed since the mid-20th century, but when we talk about digital lending today, we no longer refer to traditional rule-base...

/ai /identity Artificial Intelligence

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

From Open Banking to Open Finance to DeFi: The Open Evolution of Finance

Open Banking has moved from regulatory idea to industry reality, driving transformation by enabling secure, permissioned data sharing between financial institutions and third-party fintechs. In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give con...

/crypto /predictions

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The huge-savings curse. Part I.

There is hardly a day passing by without new reports about hundreds of billions or multitrillion cost savings on their way with the Trust Infrastructure. Of course, these are in the right ballparks – and the western world for sure need them also against increasingly politically engineered cybercrime. Luckily the identity building verifiable creden...

/retail /identity Innovation in Financial Services

Souvik Chakraborty

Souvik Chakraborty Product manager and SME at Veefin Solutions

Comparative Timelines on Manual LC Doc Check and Automatic LC Doc Check

The Future of LC Processing is Automation. While manual LC processing is still prevalent in some regions, the shift toward automation is inevitable. Key takeaways I. Automation reduces processing time by 60-80% (McKinsey). II. AI-driven discrepancy detection cuts errors by over 90% (Deloitte). III. Cost savings from automation can reach billions ...

/sibos /wholesale

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: Inside the Fiserv Flywheel

Fiserv might not grab fintech headlines like flashier startups, but this Fortune 500 financial technology provider is in the midst of a significant evolution. The company has transformed from a traditional back-office tech vendor for banks into a powerhouse of merchant payments and commerce enablement. Today, Fiserv handles over $20 billion in a

/payments

Arun Poojari

Arun Poojari CEO & Co - Founder at Cashinvoice

How Payment-Linked Lending Reduces Credit Risk for MSME

Payment-linked lending (PLL) is re-shaping the cash flow realities of small businesses by synchronizing credit repayments with actual revenues. The model provides MSMEs the convenience they require to control working capital without being burdened with fixed repayment schedules. In recent years, MSMEs have been in a better financial position, than...

/payments /startups

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