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Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

SIPP or ISA? What’s Best for Your 2025/2026 Investment Strategy

Both SIPPs and ISAs offer some excellent access to tax-efficient savings for UK adults, but which is best for your investment strategy? There’s no right or wrong way to save money, and different approaches can complement various investment goals. With this in mind, it’s worth looking at the key differences between self-invested personal pensions (...

/markets

Kunal Jhunjhunwala

Kunal Jhunjhunwala Founder at airpay payment services

How Instant UPI Refunds Can Improve Customer Retention in Fintech and Retail

The explosion of digital payments in India over the last few years has been phenomenal, driven largely by new-age instruments. In January 2025, UPI set a new benchmark by facilitating over 16.99 billion payments, collectively valued at ₹23.48 lakh crore, its most active month to date in both volume and value. This remarkable growth reflects a cle...

/payments /inclusion

Priyanka Naik

Priyanka Naik Fintech Professional

Resiliency in Fintech: Why System Design Matters More Than Ever

The fintech industry has always thrived on speed and innovation. Startups push boundaries with new products, while incumbents integrate technology to keep up with rising customer expectations. But as financial services become increasingly digital, one truth is undeniable: resilience is no longer optional. From outages that paralyse payments to reg...

/cloud /devops BFSICloudMigration

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Launching a Mobile Wallet in Uganda vs Kenya: Infrastructure, Compliance, and Scalability

Choosing the right market can make or break your mobile wallet launch. Uganda and Kenya may look similar from the outside, but the way their mobile money ecosystems work is a world apart. Kenya leads with a mature digital infrastructure and giants like M-Pesa. Uganda, on the other hand, is catching up fast with over 32 million mobile money accou...

/payments

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Best Credit Cards for Low CIBIL Score in India 2025: Easy Approval Options

If your CIBIL score is bruised (say under 650) and every “Congratulations!” email mysteriously becomes a rejection, this guide is for you. The fastest route to a mainstream credit card is rarely a shot in the dark—it’s a strategy. Below, I’ll show you the best credit card for low CIBIL scores, how to use them to rebuild credit score, and the exac...

/wealth /markets

Imanuel Kaiser

Imanuel Kaiser President at Bloxley

Why Stablecoins Win Without Yield

Under the GENIUS Act, stablecoin issuers cannot offer yield to consumers. That’s because lawmakers want to separate payment instruments from investment products. So if the coin doesn’t pay, why would anyone use it? The answer is very simple: stablecoins can move money better. Stablecoins look set to become one of the most efficient ways to transf...

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

How do AI and Machine Learning Transform Stock Screeners?

Ever wondered how stock traders select good stocks without investing too much time in checking financial data? The solution is a stock screener. Fortunately, today's stock screeners are much improved compared to the past. All thanks to Artificial Intelligence (AI) and Machine Learning (ML). These stock screeners have turned into intelligent assist...

/ai /markets

Gunnar Larsen

Gunnar Larsen Chief Communications & Marketing Officer at Tokenovate

Exception Management At The Speed of T Plus 1

Why getting it right now matters The transition to T+1 trade settlement isn’t just a regulatory requirement: it’s a reckoning for post-trade lifecycle management and operations. Budgets are being allocated and deployed. Timelines are contracting. For banks, asset managers, and financial market infrastructures (FMIs), the margin for error is va...

/regulation /markets Innovation in Financial Services

Chris Poulios

Chris Poulios Product Marketing Manager at Moveo.AI

AI Collection Agents: Transforming Debt Recovery in Financial Services

Debt collection is changing fast. AI-powered systems are replacing traditional call centers, operating 24/7 to recover debts while maintaining customer satisfaction. For banks, fintechs, and collection agencies, this technology is becoming essential, not optional. Industry data shows AI collection strategies can boost recovery rates by up to 25% w...

/ai /payments Artificial Intelligence

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

How Customer Expectations Are Driving the Shift to eWallets

Your customers no longer see cash or cards as enough. They want an app that stores money, pays instantly, and works without limits. They no longer wait in queues or stick to business hours. They shop while commuting, transfer money at midnight, and split bills with a tap. They expect their banks and financial service providers to keep up. If you c...

/inclusion

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