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News and resources on digital currencies, crypto assets and crypto exchanges worldwide.

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Expert opinions

Akshar Prabhu Desai

Akshar Prabhu Desai Payments engineer

Why stablecoins might play an important role in agentic commerce

All opinions are personal and should not be attributed to my employer. Agentic commerce is a technology where autonomous agents make purchase decisions for the user. One important part of purchase is payments. Payments today happen either through credit or debit cards or bank accounts. In all these, the banks are involved and have to ultimat

/ai /crypto

Kuldeep Shrimali

Kuldeep Shrimali Consulting Partner at Tata Consultancy Services

Stablecoins: Global Financial Impact

Abstract It is a common misconception to assess the cryptocurrency sector solely by its price movements and fixed supply features. While media coverage tends to fixate on market prices, the most noteworthy progress in the crypto space today centres around the use of blockchains and smart contracts for payments and financial services. In this conte...

/wealth /crypto Banking Strategy, Digital and Transformation

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: What a16z’s “State of Crypto 2025” Really Says About Stablecoins and AI

Crypto in 2025 is looking less like a rebellious teenager and more like a young adult at the big kids’ table (albeit one still wearing a hoodie). Andreessen Horowitz’s “State of Crypto 2025” report dubs this “the year crypto went mainstream,” and for good reason. From stablecoins suddenly acting as the fastest money on the internet to AI and cryp...

/ai /crypto

Julija Jevstignejeva

Julija Jevstignejeva Deputy Head of Marketing at Walletto UAB

Building the infrastructure for Europe’s next crypto growth wave

As the lines between crypto and traditional finance continue to blur, trusted providers are playing a central role in shaping what the future of payments looks like. As Europe cements its status as a global leader in crypto regulation, the conversation is shifting from policy announcements to operational realities. With the EU’s Markets in Crypto-...

/crypto /markets Cryptocurrency Insights

Carlo R.W. De Meijer

Carlo R.W. De Meijer The Meyer Financial Services Advisory (MIFS) at MIFSA

European Commercial banks and the Digital Euro: Inaction not an option

A lot has already been written on the launch of a digital euro. The ECB is continuously talking about the urgent need of it and the various benefits it could bring, including improved payment efficiency, greater financial inclusion, and increased resilience of the financial system. But what is important is how to involve banks in this project. Com...

/crypto Blockchain Observations

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Trending

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

Will We Tokenise Everything?

Kuldeep Shrimali

Kuldeep Shrimali Consulting Partner at Tata Consultancy Services

Stablecoins: Global Financial Impact

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Research

Event Report

Cross-border payments as the next fintech frontier

Economic, regulatory, and technological insights for enhanced cross-border solutions amidst economic uncertainty. Cross-border payments have become integral to the global financial ecosystem, driven by the expansion of international business operations. The need for efficient, secure, and cost-effective payment solutions is more pressing than ever, and fintechs are a crucial cog in the cross-border machine.  In 2025, businesses must contend with a dynamic financial environment shaped by market volatility, regulatory changes, and technological advancements. Factors like tariffs, sanctions, and supply chain shifts significantly impact foreign currency reserves, requiring agility from financial institutions and fintechs alike. To stay competitive, organisations must be more agile than ever before to leverage cutting-edge technologies and strategic partnerships, in order to enable them to respond swiftly to changes and maintain a competitive edge.  This report highlights the key takeaways of a Finextra webinar, hosted in association with Visa Direct, by a panel of industry experts. Discover how cross-border payments are affected by:  Economic and geopolitical considerations;  Technology and other fintech advantages;  Interoperability and regulatory considerations; and  CBDCs, stablecoins, and other innovations in the cross-border space. 

559 downloads

Impact Study

Mastering the Transition to ISO 20022

Strategies for Compliance and Automated Testing in Financial Services With a regulatory storm incoming, the need for testing solutions – whether they be generic or tailored – is greater than ever before. As the financial services industry undergoes a vast amount change, particularly around the introduction of new rails on the ISO 20022 framework, these tests are proving vital for international banks and other institutions in the chain.  Yet, for this sector change is not a binary phase; it is almost always underway. To tackle this challenge in a sustainable way, automation is key – giving institutions the confidence to weather the storm of regulation with ease.  With the ISO 20022 standard now a prerequisite, organisations must convince their business leaders that the migration mandated for November is not just an IT project – it is fundamental to company-wide strategy.  This impact study, produced in association with Unifits and featuring expert commentary from BearingPoint and Accenture, explores how institutions can master the transition to ISO 20022 and streamline compliance through automated testing.  Discover:  The impact and evolution of testing  The benefits of testing automation  The strategic role of technology and compliance  Trends to watch: New rails and regulations  Real-world case studies  And more. 

503 downloads

Future of Report

The Future of Digital Banking in Europe 2024

A Money20/20 Special Edition. In 2023, fintech investment in the EMEA region dropped to $24.5 billion, down from $49.6 billion in 2022 – a seven year low.  Macroeconomic and global political conditions are creating challenges for growth, with upcoming general elections around the world adding to the uncertainties in financial ecosystems. Despite these challenges, the outlook for European digital banking remains positive.  The region continues to lead in innovation within the financial sector. This Finextra report, a Special Edition for Money20/20 Europe, features interviews with key players in the European financial services and fintech industries. It includes insights from Vodeno, EY, J.P. Morgan, Swift, Tink, and TrueLayer, and explores the following topics that will be addressed in Amsterdam: Hyper-personalisation: Moving towards super apps  Embedded payments driving the Banking-as-a-Service revolution  Variable recurring payments: The next step in European open banking  Is Europe ready for MiCA? From Web1 to Web3, or Markets1 to Markets3  How European fintech is facing macro challenges 

997 downloads

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FinextraTV

Why Stablecoins Have Great Potential, But Proliferation Needs Tapering

Joining the FinextraTV studio at Sibos in Frankfurt, Alistair Brown, Global Head of Open Banking and Payments, EPAM shared his passionate opinions on the future of Stablecoins, following a roundtable at the event. Describing how stablecoins enable a number of positive things, from financial inclusion to speed and security, Brown warns against the further proliferation and inevitable fragmentation of stablecoin providers. According to him, 200 should be tapered down to 20, and there should be a higher focus on the challenge of business models, than on the implementation of technology - in Browns opinion, that's the least challenging part.

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Long reads

Ram Gopal

Ram Gopal Professor at University of Warwick

What Swift’s blockchain ledger means for stablecoin innovation

At Sibos in Frankfurt, Swift announced it will add a blockchain-based shared ledger to its infrastructure stack. For a co-operative best known for messaging standards, this is a profound shift: moving from coordinating instructions to coordinating on-chain state, with the aim of enabling 24/7, instant, and programmable cross-border transactions at ...

Simon Jennings

Simon Jennings Executive Director at UK Cryptoasset Business Council

The devil is in the details: Delivering on the UK-US Digital Asset Taskforce

Last month, the UK and US governments announced the creation of a new ‘Transatlantic Taskforce for Markets of the Future’ - a joint initiative to enhance collaboration on digital assets and foster innovation in cross-border markets. This is a huge step forward, and I want to take this moment to congratulate both sides on getting this over the line...

Hamish Monk

Hamish Monk Senior Reporter at Finextra

Crypto’s embrace of extremism risks derailing legitimate economic progress

A global pattern is emerging: extreme right-wing organisations and state actors are using cryptocurrencies to make clandestine donations to likeminded political movements. A big development came from the UK in May 2025, when Nigel Farage announced at a conference in Las Vegas that Reform would be the first party in Europe to accept cryptocurrencies...