/cryptocurrency

News and resources on digital currencies, crypto assets and crypto exchanges worldwide.

[Webinar] PaaS, Cloud and Instant Payments in the Spotlight: Overcoming Outsourcing ChallengesFinextra Promoted[Webinar] PaaS, Cloud and Instant Payments in the Spotlight: Overcoming Outsourcing Challenges

Join the Community

Learn, share and discuss the latest banking, payments and fintech innovations with the world’s largest fintech community.

Access unique research, content, and real-time alerts, services – free to registered members.

43,889 Members   23,051 Expert opinions

Join the community Sign in

282Reports  271Webinars

Find out more

/crypto

Expert opinions

James Strudwick

James Strudwick Executive Director at Starknet Foundation

Unlocking Payments in Bitcoin: What Does the Next Evolution in DeFi Look Like?

No matter how big, institutionalised, or mainstream crypto becomes, Bitcoin remains central to the entire movement. Even today, it’s still the most recognised, widely held, and deeply trusted digital asset in the world. While its popularity and brand recognition continue to dwarf its competitors, Bitcoin’s utility has remained somewhat limited. Un...

/payments /crypto Cryptocurrency Insights

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

Crypto License Choices in 2025: EU Stability or Global Flexibility?

As regulations tighten and governments show increasing interest in building Bitcoin reserves, more companies are turning to jurisdictions that maintain a supportive stance on digital assets, offering clear guidelines without excessive red tape. In this article we explore key licensing issues for crypto businesses in 2025. We assess the new EU lands...

/startups /crypto

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

The Degen Banker: When Wall Street Meets Crypto Twitter

Once upon a time, calling yourself a “degen” was financial heresy. It meant you YOLO’d into dog coins, aped into DeFi yield farms with 6,000% APRs, and spent more time in Discord than on Bloomberg. You were a creature of chaos, allergic to compliance decks and powered by memes and Metamask. But times have changed. Today, the degen banker is no lon...

/crypto /markets

John Wu

John Wu President at Ava Labs

Stablecoins Are the Dollar’s Digital Future

Back on January 15, 1520, the Kingdom of Bohemia started minting silver coins, stamped with the Bohemian lion. They called them Joachimsthalers, after the town where they were made. Over time, that name shortened to "talers" and eventually evolved into the Spanish dólar. Fast forward a couple of centuries, and Alexander Hamilton, U.S. Tr...

/crypto

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Increasing role of cryptocurrencies in Sub-Saharan Africa

Recently a growing number of blogs and articles have been published focussing on the increased adoption of blockchain technology and cryptocurrencies in Africa especially in Sub Saharan Africa. According to these reports Africa is the fastest-growing cryptocurrency market among developing economies This is driven by crypto friendly regulation in a...

/crypto Blockchain Observations

/crypto

Trending

/crypto

Research

Impact Study

Mastering the Transition to ISO 20022

Strategies for Compliance and Automated Testing in Financial Services With a regulatory storm incoming, the need for testing solutions – whether they be generic or tailored – is greater than ever before. As the financial services industry undergoes a vast amount change, particularly around the introduction of new rails on the ISO 20022 framework, these tests are proving vital for international banks and other institutions in the chain.  Yet, for this sector change is not a binary phase; it is almost always underway. To tackle this challenge in a sustainable way, automation is key – giving institutions the confidence to weather the storm of regulation with ease.  With the ISO 20022 standard now a prerequisite, organisations must convince their business leaders that the migration mandated for November is not just an IT project – it is fundamental to company-wide strategy.  This impact study, produced in association with Unifits and featuring expert commentary from BearingPoint and Accenture, explores how institutions can master the transition to ISO 20022 and streamline compliance through automated testing.  Discover:  The impact and evolution of testing  The benefits of testing automation  The strategic role of technology and compliance  Trends to watch: New rails and regulations  Real-world case studies  And more. 

500 downloads

Future of Report

The Future of Digital Banking in Europe 2024

A Money20/20 Special Edition. In 2023, fintech investment in the EMEA region dropped to $24.5 billion, down from $49.6 billion in 2022 – a seven year low.  Macroeconomic and global political conditions are creating challenges for growth, with upcoming general elections around the world adding to the uncertainties in financial ecosystems. Despite these challenges, the outlook for European digital banking remains positive.  The region continues to lead in innovation within the financial sector. This Finextra report, a Special Edition for Money20/20 Europe, features interviews with key players in the European financial services and fintech industries. It includes insights from Vodeno, EY, J.P. Morgan, Swift, Tink, and TrueLayer, and explores the following topics that will be addressed in Amsterdam: Hyper-personalisation: Moving towards super apps  Embedded payments driving the Banking-as-a-Service revolution  Variable recurring payments: The next step in European open banking  Is Europe ready for MiCA? From Web1 to Web3, or Markets1 to Markets3  How European fintech is facing macro challenges 

992 downloads

Future of Report

The Future of Digital Banking in North America 2024

2023 was characterised by increasing amounts of uncertainty and a lack of clarity across the financial world. The collapse of banks, including Silicon Valley Bank, Signature Bank and First Republican Bank, in March 2023, added strain to already unsettled financial markets. While market volatility has remained relatively stable, soaring inflation and climbing interest rates slowed economic growth and this is expected to continue into 2024.  While forecasts regarding the length and severity of a possible recession are speculative, experts are even more divided about stock market predictions for 2024. Optimism is strong in many investors who expect that 2024 is the year rates will stop rising and predict bullish turns that will see markets soar to new heights. Yet with many other factors affecting North American markets, the only certainty we can expect as we look towards 2024 is more uncertainty. This Finextra report on the outlook of North American banking trends, is produced in association with Money20/20 and includes key insights and commentary from industry experts at EY and Mastercard.

741 downloads

/crypto

FinextraTV

Chainlink Unveils New Privacy and Interoperability Solutions for Blockchain Adoption

At Sibos 2024, Sergey Nazarov, Co-Founder of Chainlink, highlighted the growing adoption of blockchain technology by asset managers, driven by efficiency gains in settlement, payments, and collateral management. Nazarov announced the launch of two key privacy-focused tools: the Blockchain Privacy Manager and CCIP Private Transactions, designed to ensure secure, private transactions across multiple blockchains. He also emphasised the importance of interoperability, introducing Chainlink’s Cross-Chain Interoperability Protocol (CCIP), which aims to enable seamless asset and system integration in the evolving digital assets landscape.

/crypto

Long reads

Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

What UK Chancellor Rachel Reeves’s US cryptoasset collaboration means

At the Innovate Finance Global Summit (IFGS) 2025, UK Chancellor of the Exchequer Rachel Reeves took the stage to speak on the Government’s commitment to supporting and advancing the fintech sector. Reeves discussed UK-US collaboration on fostering an environment primed for digital asset development, new additions to the Pensions Schemes Bill, and ...

Martin Walker

Martin Walker Research Fellow at Warwick Business School

The challenges of longer and faster equity markets

This piece was co-authored by Atharva Nirdesh Varshney, MSc Business Analytics graduate at Warwick Business School. There are two, much-publicised trends at play in equity markets. One is the shrinking of the settlement cycle, the period between executing a trade and exchanging securities for money. The other is extension of the trading day. Longe...

Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

Tornado Cash: The end of sanctions, a decentralised future, and financial privacy

In a monumental shift in regulatory policy, the US government has reversed its decision to sanction Tornado Cash, the decentralised cryptocurrency mixer that has been a subject of intense debate since 2022. As reported by CoinDesk, Tornado Cash has been “accused of helping North Korea’s Lazarus Group launder stolen funds from its various hacks a...