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News and resources on digital currencies, crypto assets and crypto exchanges worldwide.

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Expert opinions

Jack Land

Jack Land Head of Marketing & UK Growth at MetaWealth

What’s In Store for Real-World Assets in 2025

The tokenisation of real-world assets (RWAs) is gaining serious momentum in 2025, with industry experts predicting that $50 billion in total RWA on-chain value will be reached this year. Converting ownership of real-world assets such as bonds, real estate or commodities into digital tokens on a blockchain enhances liquidity and transparency. Finan...

/wealth /crypto Innovation in Financial Services

Eli Talmor

Eli Talmor CEO at ID-Bound

Can we save DeFi from being Centralized?

DeFi - Addressing the Limitations of Traditional Finance. DeFi, or Decentralized Finance, aims to tackle several problems users face with traditional financial systems: Limited Access: Traditional finance often excludes people due to geographical location, credit history, or minimum balance requirements. DeFi, built on blockchain techn

/crypto /markets DeFi

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

Fake It Till You Blockchain It: How Tech is Taking on the Counterfeit Industry

Counterfeit goods are a global plague, infiltrating every industry from luxury fashion and electronics to pharmaceuticals and automotive parts. According to the OECD, with an estimated value of $500 billion annually, counterfeiting accounts for 2.5% of global trade, damaging economies, eroding trust, and, in some cases, putting lives at risk. Yet,...

/crypto /predictions

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

Crypto’s Washington Makeover: From Outlaw to Policy Priority

The past few weeks have been a full-blown policy rollercoaster, with digital assets at the centre of Washington’s grand rebranding effort. Keeping up has been like trying to drink from a firehose—regulatory shifts, new leadership, and legislative proposals flying in from every direction. As someone who spends a lot of his time looking at blockchai...

/regulation /crypto

Alyse Killeen

Alyse Killeen Managing Partner at Stillmark

Bitcoin’s Starring Role in the AI and Energy Economies

Bitcoin (BTC) has enjoyed a meteoric recent rise in value, but the real story behind its surge is the rapid evolution of its infrastructure—most notably bitcoin’s blockchain and payment network, the Lightning Network. Bitcoin’s true potential is emerging in its ability to power two transformative sectors of the next decade: artificial intelligen...

/crypto Bitcoin payments

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Trending

Jack Land

Jack Land Head of Marketing & UK Growth at MetaWealth

What’s In Store for Real-World Assets in 2025

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

Fake It Till You Blockchain It: How Tech is Taking on the Counterfeit Industry

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

Crypto’s Washington Makeover: From Outlaw to Policy Priority

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Research

Impact Study

Mastering the Transition to ISO 20022

Strategies for Compliance and Automated Testing in Financial Services With a regulatory storm incoming, the need for testing solutions – whether they be generic or tailored – is greater than ever before. As the financial services industry undergoes a vast amount change, particularly around the introduction of new rails on the ISO 20022 framework, these tests are proving vital for international banks and other institutions in the chain.  Yet, for this sector change is not a binary phase; it is almost always underway. To tackle this challenge in a sustainable way, automation is key – giving institutions the confidence to weather the storm of regulation with ease.  With the ISO 20022 standard now a prerequisite, organisations must convince their business leaders that the migration mandated for November is not just an IT project – it is fundamental to company-wide strategy.  This impact study, produced in association with Unifits and featuring expert commentary from BearingPoint and Accenture, explores how institutions can master the transition to ISO 20022 and streamline compliance through automated testing.  Discover:  The impact and evolution of testing  The benefits of testing automation  The strategic role of technology and compliance  Trends to watch: New rails and regulations  Real-world case studies  And more. 

498 downloads

Future of Report

The Future of Digital Banking in Europe 2024

A Money20/20 Special Edition. In 2023, fintech investment in the EMEA region dropped to $24.5 billion, down from $49.6 billion in 2022 – a seven year low.  Macroeconomic and global political conditions are creating challenges for growth, with upcoming general elections around the world adding to the uncertainties in financial ecosystems. Despite these challenges, the outlook for European digital banking remains positive.  The region continues to lead in innovation within the financial sector. This Finextra report, a Special Edition for Money20/20 Europe, features interviews with key players in the European financial services and fintech industries. It includes insights from Vodeno, EY, J.P. Morgan, Swift, Tink, and TrueLayer, and explores the following topics that will be addressed in Amsterdam: Hyper-personalisation: Moving towards super apps  Embedded payments driving the Banking-as-a-Service revolution  Variable recurring payments: The next step in European open banking  Is Europe ready for MiCA? From Web1 to Web3, or Markets1 to Markets3  How European fintech is facing macro challenges 

986 downloads

Future of Report

The Future of Digital Banking in North America 2024

2023 was characterised by increasing amounts of uncertainty and a lack of clarity across the financial world. The collapse of banks, including Silicon Valley Bank, Signature Bank and First Republican Bank, in March 2023, added strain to already unsettled financial markets. While market volatility has remained relatively stable, soaring inflation and climbing interest rates slowed economic growth and this is expected to continue into 2024.  While forecasts regarding the length and severity of a possible recession are speculative, experts are even more divided about stock market predictions for 2024. Optimism is strong in many investors who expect that 2024 is the year rates will stop rising and predict bullish turns that will see markets soar to new heights. Yet with many other factors affecting North American markets, the only certainty we can expect as we look towards 2024 is more uncertainty. This Finextra report on the outlook of North American banking trends, is produced in association with Money20/20 and includes key insights and commentary from industry experts at EY and Mastercard.

740 downloads

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FinextraTV

The Impact of Political Change on Blockchain Integration

Miles Paschini, CEO, FV bank joins FinextraTV in the virtual studio to discuss the integration of blockchain into traditional banking, its misconceptions and how recent political changes might impact its future.

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Long reads

Miles Paschini

Miles Paschini CEO at FV Bank

Banking the future: Stablecoins pave the way in 2025

While the financial world continues to march ahead with digital transformation, one innovation has risen above the rest: a bridge that connects the world of traditional finance with the burgeoning digital asset industry — stablecoins. In 2025, stablecoins are going to grow increasingly relevant in changing the face of banking, with their vast pote...

Olga Klein

Olga Klein Assistant Professor of Finance at Gillmore Centre of Financial Technology at Warwick

Token achievement: How and why decentralised exchanges are starting to take off

The still-nascent market for tokenisation and decentralised exchanges received a boost in November, when the UK Government announced plans to issue digital versions of its bonds. Chancellor of the Exchequer Rachel Reeves said in her Mansion House speech on that the Government was planning to issue a ‘digital gilt instrument’ (DIGIT). Economic Secre...

Hamish Monk

Hamish Monk Senior Reporter at Finextra

$Trump: The new presidential meme coin

Donald Trump’s inauguration on 20th January was followed by a salad of executive orders, including the ejection of the USA from the Paris climate accord, the termination of birthright citizenship, the renaming of the Gulf of Mexico to the Gulf of America, withdrawal from the World Health Organisation (WHO), the enforcement of a two-sex gender poli...