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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Breaking the Mold: Dopamine Design Moves Digital Banking Beyond Wireframes

In the modern digital banking landscape, the bar for user experience (UX) and visual appeal continues to rise. Yet, when we take a critical look at many products in the space, it often seems like financial service designers shipping glorified high-fidelity (hi-fi) wireframes instead of truly refined digital experiences. Banks invest plenty of res...

/retail /identity

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Central banks dominate headlines worldwide as they exercise immense influence over the global econom

Central banks dominate headlines worldwide as they exercise immense influence over the global economy. Using various monetary tools — such as adjusting interest rates, conducting open market operations or employing quantitative easing — central banks aim to steer their economies toward stability and growth. Despite their critical role, many remai

/payments /regulation

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The secure way to deploy your personal and organisation AI agents

In Ray Kurzweil's The Singularity is nearer, many have read (all should) about the accelerating returns becoming steeply exponential when each advance in computing makes it cheaper and easier to design the next stage of there own evolution. Many have also read Yuval Noah Harari's Nexus and may have become - I have noticed - quite worried about a de...

/ai /identity

Kajal Kashyap

Kajal Kashyap Business Development Executive at Itio Innovex Pvt. Ltd.

White-Label Payment Gateway: The Smart Choice for Fintech Businesses

In today’s fast-evolving digital payments landscape, having a robust and scalable payment infrastructure is essential. A White-Label Payment Gateway offers an innovative solution for businesses seeking to establish their brand in the financial ecosystem without building a payment platform from scratch. What is a White-Label Payment Gateway? A white...

/payments /crypto

Alex Kreger

Alex Kreger Founder & CEO at UXDA

The Netflix Moment in Banking is Already Here

For years, “Netflix moment” has been the rallying cry for how an entire industry could be disrupted overnight by a fast-moving innovator. In retail video, that moment arrived when Netflix streamrolled Blockbuster by delivering personalized, on-demand content. Today, that same disruptive force is already transforming finance. The banking industry no...

/ai /retail

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Evolving User Behaviour with Enterprise Search

The field of Enterprise Search is witnessing a transformative evolution. Based on my experiences in 2024 building and deploying LLM-enabled enterprise search solutions, I’d like to share some insights and observations. For those interested in understanding my journey in enterprise search, I recommend reviewing my earlier blog on this topic. As e

/ai

Kajal Kashyap

Kajal Kashyap Business Development Executive at Itio Innovex Pvt. Ltd.

Payment Gateways: The Backbone of Modern Digital Transactions

The rapid growth of digital commerce has redefined how businesses and consumers interact, and at the center of this revolution lies the indispensable role of payment gateways. These systems facilitate seamless, secure, and swift financial transactions, making them a cornerstone of the global fintech ecosystem. The Evolution of Payment Gateways I...

/payments

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Evolving landscape of Enterprise Search with GenAI

As 2024 comes to a close, I find myself on a well-deserved year-end break, reflecting on the journey of the past twelve months. This post serves as both a summary of my experiences and a benchmark for the goals I aim to achieve in 2025. I’ve never been one for traditional New Year’s resolutions—they often fade into oblivion before the first quarte

/ai /predictions

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Verifiable credential for Christmas

Thanks to Findynet.fi/en I got this very topical valuable verifiable credential https://www.linkedin.com/posts/bo-harald-4768b51_activity-7275404526520594432-jpI4?utm_source=share&utm_medium=member_desktop Merry Christmas and a Happy Credential-filled New Year Bo

/retail /identity

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Hot topic - to say the least

EU is being accused of regulating too much - even if California copied GDPR. Then Harari is describing the AI-driven future's many dangers in NEXUS to millions of readers. The pressure to do something - starting from a proper x-Atlantic analysis - is growing. To me the ongoing rollout of the EUDI Trust Infrastructure with wide identity (all needed ...

/retail /identity

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