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Fintech

Fintech discussions and conversations around the development of fintech.

Kristine Jakovleva

Kristine Jakovleva Chief Marketing Officer at Advapay

Latvia: The EU’s Next Fintech Hub?

Latvia, a small Baltic country, is rapidly emerging as a potential fintech hub in the EU. The country is taking real strides to attract innovative financial companies, and it's worth exploring what sets Latvia apart. A Regulator Open to Innovation and Collaboration One of the most significant factors contributing to Latvia’s growing appeal as a fin...

/payments /regulation

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

Digital Wallets in a Tokenised World: The Future of Financial Identity

Yesterday, I engaged in a thought-provoking discussion with Charles Orton-jones and Sam Boboev during a session on the evolution of digital wallets session in FintechTalk What began as an exploration of their role in payments quickly expanded into a broader conversation on their future as gateways to digital identity, tokenized assets, and decentr...

/payments /identity

Katherine Chan

Katherine Chan CEO at Juice

From Ignored to Empowered: Fintech’s Answer to SME Challenges

After spending over 15 years in banking, I witnessed the ongoing challenges SMEs face when seeking funding. Traditional high street banks often fail to meet the needs of these businesses, especially digital-first and B2C companies, leaving them unable to secure the capital needed to scale. This persistent gap in funding, which amounts to £22b in t...

/startups /inclusion

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

Customer Experience is Not Part of the Game, It’s the Game!

There’s a phrase I’ve come to live by: “Customer experience is not part of the game; it’s the game.” In today’s world, where products and services can be easily replicated, the real differentiator is how businesses treat their customers. It’s not just about solving problems—it’s about how they make people feel during those moments of need. I learn...

/people /startups

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Tackling Money Laundering Through Markets (MLTM) FCA Report – January 23, 2025

The Financial Conduct Authority (FCA) has published its updated review of money laundering through markets (MLTM), building on prior work such as the 2019 thematic review (TR19/4). This latest analysis outlines progress, persistent gaps, and new challenges in combating financial crime in capital markets. It also provides practical recommendation...

/regulation /crime

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

The Global Shift in FinTech Funding: A Deep Dive into 2023 vs. 2024

The fintech sector has undeniably undergone a transformative period over the past year. After a booming few years, 2023 presented challenges for fintech funding, with significant drops in key markets like the US, UK, and India. However, in a surprising twist, Europe has proven resilient, marking a 10% rise in fintech funding during 2024. Let me ta...

/startups /markets

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

HSBC’s Zing Shutdown: What Traditional Banks Can Learn from FinTech Disruption

The closure of Zing, HSBC's international payments app launched just last year, is both disappointing and unsurprising. In an era where Wise and Revolut continue to disrupt traditional banking, Zing’s failure highlights several important lessons for banks trying to remain relevant in the evolving fintech landscape. Let’s break this down. The Challe...

/payments /startups

Vasyl Soloshchuk

Vasyl Soloshchuk CEO & Founder at INSART Fintech Business Accelerator

Generative AI is for Chatbots, Not Fintech. Or Isn’t It?

Exploring how startups can focus on real-world applications to drive value instead of chasing trends. Everyone knows AI can power chatbots to handle customer queries or churn out generic content. But what about fintech? In 2023, the market for AI in fintech was valued at $42.83 billion, and by 2029, with a steady growth rate, it will surpass the ...

/ai /startups

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

The Public Sector Fraud Authority’s Guide to Enterprise Fraud Risk Assessments

The Enterprise Fraud Risk Assessment (Practice Note) has been developed by the Government Counter Fraud Profession (GCFP) Centre of Learning, operating out of the Public Sector Fraud Authority. It was made public on the 13th of January 2025 to provide organizations with a robust framework for mitigating fraud risks and safeguarding resources. Fra...

/regulation /crime

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

India’s Digital Public Infrastructure: Revolutionising Growth, Inclusion, and Global Influence

In an era where technology underpins progress, India’s journey in crafting and scaling its Digital Public Infrastructure (DPI) offers a blueprint for transformative growth and inclusion. The ambitious vision—spanning Aadhaar, Unified Payments Interface (UPI), DigiLocker, and emerging frameworks like the Ayushman Bharat Digital Mission (ABDM)—refle...

/payments /identity

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