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Fintech

Fintech discussions and conversations around the development of fintech.

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Valuation Essentials: Framework for Fintech Pricing

For a fintech start-up or scale-up, valuation is crucial. It plays a significant role in major financial events such as sales, mergers, funding rounds, or employee stock option plans. Essentially, valuation determines the price assigned to a business at a specific point in time. For instance, during a funding round, it dictates how many shares an

/startups /predictions

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Unmasking How Fraudsters Target UK Consumers in the Digital Age

Fraud is evolving at an alarming pace, leaving UK consumers vulnerable in a digitally interconnected world. The Payment Systems Regulator’s (PSR) latest report, Unmasking How Fraudsters Target UK Consumers in the Digital Age, shines a spotlight on the tactics fraudsters employ, their impact on consumer confidence, and the measures being implemente...

/payments /crime

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

FCA Consumer Duty Publications Summary (December 2024)

The FCA has been at the forefront of implementing the Consumer Duty, a significant shift in regulatory focus aimed at ensuring better outcomes for consumers across the financial services sector. With the framework now fully in force for open and closed products, the FCA has released a series of key publications to guide firms in their journey of e...

/regulation /inclusion

Ivan Aleksandrov

Ivan Aleksandrov CSO | Core banking, BaaS, Fintech Advisory at Advapay

Fintech Startup Success: Key Considerations

Success with a fintech startup requires more than the usual business savvy and basic organisation. It takes strategic planning and data-driven decision-making to reach profit and sustainable growth. Advapay’s expertise in the fintech sector allows us to share these meaningful recommendations with you. The roadmap and the business structure you cho...

/payments /startups

Robert Kraal

Robert Kraal Co-founder and CBDO at Silverflow

Expanding beyond borders: how European fintechs can ‘Make it in the USA’

European fintech firms aiming to enter the US market face a formidable challenge. While the market offers immense growth potential, it is fiercely competitive. Disruptors seeking to revolutionise entrenched legacy payment systems often encounter significant resistance. Compounding these challenges, fintech funding has dropped sharply—by a stagger...

/payments /cloud

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Enhancements to the FCA's Financial Crime Guide: PS24/17 Updates

The 29th of November 2024, the Financial Conduct Authority (FCA) published Policy Statement PS24/17, which introduced significant updates to its Financial Crime Guide (FCG). These revisions followed a consultation period launched in April 2024 (CP24/9) and were driven by the FCA’s ongoing commitment to ensuring that firms possess robust systems...

/regulation /crime

Matiss Ansviesulis

Matiss Ansviesulis Co-founder at Esketit

How fintech can be an ally to small businesses after the Labour budget

As the UK settles down after the announcement of the recent Labour government budget, small businesses may be feeling the squeeze. With banks pulling back on lending in response to rising living costs and soaring interest rates, many small business owners are looking for alternative financial support. On top of that, National Insurance contri

/retail

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Insights into the FCA Crypto Roadmap and Consumer Research

The UK's Financial Conduct Authority (FCA) is making significant progress toward regulating the burgeoning cryptoasset sector. Its recently unveiled Crypto Roadmap outlines a comprehensive framework spanning 2023 to 2026. This plan seeks to create a safe, competitive, and sustainable crypto industry by addressing key areas like stablecoin regulat...

/regulation /crypto

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

Beyond Borders: API Harmonisation as the Key to Financial Connectivity

Beyond Borders: API Harmonisation as the Key to Financial Connectivity By Dr. Ritesh Jain In the early days of open banking, I found myself at the forefront of discussions that were as challenging as they were inspiring. These conversations were about building a new financial ecosystem—one that put the customer at the centre, drove innovation, ...

/payments /inclusion

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

Modernisation Missteps: The Future Is Built, Not Patched

By Dr. Ritesh Jain For over two decades, I have had a ringside view of industries valiantly grappling with one of the most intractable quandaries of our time: legacy modernisation. Whether one observes banking, retail, healthcare, or manufacturing, the narrative remains dishearteningly familiar. Organisations, often in the throes of optimism,

/people /predictions

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