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Fintech discussions and conversations around the development of fintech.
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Katherine Chan CEO at Juice
Early 2025 in the British economic landscape is a complex one for SMEs. The Organisation for Economic Co-operation and Development (OECD) has adjusted its forecast of UK GDP growth to 1.7% this year, highlighting cautious optimism in light of ongoing global uncertainties. While financial inclusion has been a core fintech mission, many SMEs, most ...
28 February 2025 /startups /inclusion
Darya Lyhach PR manager at Noda
Credit card payments have long dominated non-cash transactions in Europe, accounting for 54% of the market. Yet, as customer preferences shift toward faster, more secure, and cost-effective alternatives, the payment landscape is evolving. Businesses, especially in sectors like e-commerce, are exploring new options to overcome the limitations of t...
27 February 2025 /payments
Jose Puccini AVP at BankTrade
Welcome to FinTech-Bank Talks (Top European Pod on Spotify) I´m Jose Puccini, your host. Here, we dive deep into the latest trends in finance and technology. Today, we're addressing a crucial topic that often gets overshadowed by the excitement surrounding neobanks: the risks and failures associated with these digital financial institutions. What ...
26 February 2025 /wholesale /cloud
Financial inclusion has been a fintech buzzword for years, yet 2025 appears to be the one year where we finally see real momentum… or maybe not. As governments, banks, and fintechs try out various methods of plugging financial gaps, the question is: are we really heading in the right direction? Throughout the UK, policymakers have made financia...
21 February 2025 /startups /inclusion
Ekaterina Andreeva Software Engineer at Kriya Finance Limited
Digitalization Trends in B2C and B2B B2B eCommerce – or products and services exchange between companies via electronic platforms – is growing at a towering rate. According to Statista’s report, its share in the B2B e-commerce market in the UK rose to 46% in 2024 from 33% in 2023 and it is projected to be 56% by the end of 2025. That is quite an ...
20 February 2025 /wholesale /inclusion
Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone
The Financial Conduct Authority (FCA) and the Payment Systems Regulator PSR) have released their latest Feedback Statement (FS25/1) on Big Tech and digital wallets. This comprehensive document consolidates feedback received from stakeholders following their July 2024 Call for Information (CFI). It highlights the rapid adoption of digital wallets...
19 February 2025 /payments /regulation
The UK Financial Conduct Authority (FCA) has recently published its updated priorities for payments firms, providing crucial guidance on what is expected of Payment Institutions (PIs), Electronic Money Institutions (EMIs), and Registered Account Information Service Providers (RAISPs). These firms must align with the National Payments Vision, whi...
18 February 2025 /payments /regulation
Ivan Aleksandrov CSO | Core banking, BaaS, Fintech Advisory at Advapay
This article offers insights into the number of e-money and payment institution licenses issued in the EU in 2024, along with a three-year comparison. If you're evaluating the best jurisdiction for your business, this comprehensive analysis will help you make an informed decision. Licensing Data Used in the Analysis This analysis presents combined...
18 February 2025 /regulation /startups
Kristine Jakovleva Chief Marketing Officer at Advapay
Canada's Money Services Business (MSB) registration is gaining traction among fintech entrepreneurs looking for a swift and cost-effective way to enter the financial services market. This article explores the benefits and drawbacks of launching a business under the MSB registration, comparing it to licensing options in the EU. Advantages of MSB Re...
17 February 2025 /regulation /startups
Anand Naik CEO at Sequretek Inc
2024 was rough; why should 2025 be any different? This question lingers among community banks and credit unions as they brace for another year of evolving cybersecurity threats. With cybercriminals becoming more sophisticated and financial institutions under constant pressure to enhance security measures, understanding what lies ahead is crucial. ...
17 February 2025 /security /inclusion
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