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Nikunj Gundaniya

Product manager
Digipay.guru
Member since
27 Dec 2019
Location
Ahmedabad
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Bio

Nikunj Gundaniya, Product manager Digipay.guru, one of the leading digital wallet app development company USA, which provides mobile finance application development services. He is a visionary leader whose flamboyant management style has given profitable results for the company. He believes in the mantra of giving 100% to his work.

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Product manager
Digipay.guru
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Latest opinions

Nikunj Gundaniya

Launching a Mobile Wallet in Uganda vs Kenya: Infrastructure, Compliance, and Scalability

Choosing the right market can make or break your mobile wallet launch. Uganda and Kenya may look similar from the outside, but the way their mobile money ecosystems work is a world apart. Kenya leads with a mature digital infrastructure and giants like M-Pesa. Uganda, on the other hand, is catching up fast with over 32 million mobile money accou...

29 August 2025

Nikunj Gundaniya

How Customer Expectations Are Driving the Shift to eWallets

Your customers no longer see cash or cards as enough. They want an app that stores money, pays instantly, and works without limits. They no longer wait in queues or stick to business hours. They shop while commuting, transfer money at midnight, and split bills with a tap. They expect their banks and financial service providers to keep up. If you c...

28 August 2025

Nikunj Gundaniya

How to Build a FinTech Product That Solves Real-World Problems

Every fintech founder talks about innovation. But let’s face it, most digital payment products still miss the mark. They look good on paper but fail in real life. Why? Because they don’t solve what your customers truly struggle with. In 2025, customers expect more than just digital access. They want faster payments, lower transaction fees, simpler...

25 August 2025

See all 76 opinions by Nikunj

Nikunj writes about

  • security
  • payments
  • retail banking
  • start ups
  • financial inclusion

Nikunj's opinion archive

  • 2025 (36)
  • 2024 (22)
  • 2021 (3)
  • 2020 (1)

Nikunj reads

  • Digipay.Guru
  • Scan N Thru
  • SwiftPay Guru
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