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Nikunj Gundaniya

Product manager
Digipay.guru
Member since
27 Dec 2019
Location
Ahmedabad
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15
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85
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0
Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Nikunj Gundaniya, Product manager Digipay.guru, one of the leading digital wallet app development company USA, which provides mobile finance application development services. He is a visionary leader whose flamboyant management style has given profitable results for the company. He believes in the mantra of giving 100% to his work.

Experience

Product manager
Digipay.guru
To Present
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Latest opinions

Nikunj Gundaniya

How Banks Can Benefit from Offering Both Digital Wallets and Prepaid Cards

The way customers pay has changed forever since the digitalization of payments. In fact, in 2024 alone, digital wallets accounted for half of global e-commerce transactions, and prepaid cards recorded a 12% growth in usage worldwide. These numbers prove one thing: you can’t ignore either of them. Think about your customers for a moment. Some pre...

31 October 2025

Nikunj Gundaniya

The Impact of Mobile Banking on SACCO Growth and Member Satisfaction

Did you know that over 60% of Africa’s adult population still lacks access to formal banking services? For millions of people, SACCOs remain the first and often the only bridge to financial inclusion. But here’s the catch: traditional SACCO systems are no longer enough to meet the rising expectations of members. And your members want speed, tran...

28 October 2025

Nikunj Gundaniya

How Banks and Fintechs Can Use Prepaid Cards to Capture the Nigerian Market

Nigeria is Africa’s biggest economy with over 220 million people, most of them young and tech-driven. Yet, about 36% of adults remain unbanked, which limits access to formal banking. And this gap presents a huge opportunity for banks and fintechs like you. But how can you bridge this gap, and with what? Well, here’s the answer. Prepaid cards bri...

24 October 2025

See all 85 opinions by Nikunj

Nikunj writes about

  • security
  • payments
  • regulation & compliance
  • retail banking
  • start ups
  • financial inclusion

Nikunj's opinion archive

  • 2025 (44)
  • 2024 (22)
  • 2021 (3)
  • 2020 (1)

Nikunj reads

  • Digipay.Guru
  • Scan N Thru
  • SwiftPay Guru
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