Latest opinions that Nikunj Gundaniya has shared on Finextra

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Nikunj Gundaniya

Product manager

Digipay.guru

Member since

27 Dec 2019

Location

Ahmedabad

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Nikunj's opinions

How Closed-Loop Payments Help Businesses Adapt to Changing Customer Expectations

The evolving customer expectations are always a challenge for even the most responsive retailers. Your shoppers simultaneously demand frictionless transactions, deeply personalized shopping experiences, and greater financial control. Delivering all these seems nearly impossible with conventional payment systems. Closed-loop payment ecosystems of...

15 hours /payments

The role of NFC payments in the growth of digital wallets

Digital wallets have in particular emerged as one of the most used methods in recent years as the use of cash is slowly decreasing. As part of this revolution, NFC (Near Field Communication) technology has cropped up as the driving force for contactless payment solutions. It enhances the acceptance of NFC contactless payments into a win-win soluti...

26 February 2025 /payments

Step-by-step guide: how to set up QR code payments for your business

Today, there is cutthroat competition in the market and in this environment of fast-changing technologies, businesses can and must adopt innovative payment solutions. QR code has proved to be an innovation, which has enabled customers to make payments within the shortest time, safely and without physical contact. If adopted into your business, it...

26 February 2025 /payments

How agency banking is empowering rural communities in Kenya

Over the last few years, agency banking has emerged as a powerful force in bridging the financial inclusion gap, particularly in the rural and underserved regions of Kenya. Through a network of agents, financial institutions are transcending traditional brick-and-mortar branches. They are offering enhanced access, convenience, and most important...

14 February 2025 /payments /inclusion Fintech

How Closed-Loop Cards Can Help Small Businesses Compete with Larger Chains

Small businesses don’t just compete with each other—they go up against industry giants with nationwide reach, deep pockets, and aggressive pricing. It’s not a fair fight, but it’s one that independent retailers, boutique shops, and local service providers can still win. One of the biggest advantages big chains have is customer retention. Loyalty p...

13 February 2025 /payments

How Mobile Self-Checkout Can Transform Customer Experience in Pharmacy Stores

For any retail business, the changing face of retail due to technological advancements is one of the most significant paradigm-shifting changes favoring convenience and efficiency. Mobile self-checkout solutions are one of these innovations, and they have been a game-changer in pharmacy stores. Your business can drive new sources of growth, enga

06 February 2025

How exchange rates work in international remittance: A beginner’s guide

International remittance is very important in connecting people and businesses across borders. It is through international remittance platforms that transacting across cross border remittance is possible. It enables individuals to send money back home to their families, helps companies and retailers pay for goods and services from foreign supplier...

05 February 2025 /inclusion Fintech

Why Mobile Self-Checkout is Ideal for Expanding Retailers

As a growing retailer, you constantly look for innovative ways to enhance the shopping experience while keeping costs in check. The retail environment is dynamic and is pulling in different directions. Customers want fast, easy, and efficient service. Luckily, the mobile self-checkout is a mobile solution that lets your customers scan, pay, and le...

31 January 2025 /startups

Why Public Transit Needs Closed-Loop Payment Solutions for Better Fare Management

As a transit operator, it must be challenging for you to manage fare collection efficiently. The ongoing struggle with revenue leakage, high operational costs, and passenger dissatisfaction due to payment complications affects all kinds of transit networks. And if you are operating with traditional fare collection methods, then you know how diffic...

24 January 2025 /payments

Personalized Shopping in Fashion Retail: How Mobile Self-Checkout Creates a Tailored Experience

If you are a fashion retailer, you are always in search of how to enhance the customers’ experience. Customers today are spoiled and demand convenience and personalization, and these are not niceties – they are necessities. Of the technologies that address these expectations, mobile self-checkout is one that can be considered effective. This syste...

23 January 2025 /payments