Latest opinions that Nikunj Gundaniya has shared on Finextra

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Nikunj Gundaniya

Product manager

Digipay.guru

Member since

27 Dec 2019

Location

Ahmedabad

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Nikunj's opinions

Challenges in agency banking and how to overcome them in South Africa

Agency banking helps you extend financial services to unbanked populations. It enables your customers to access banking services anywhere, anytime. South Africa has seen a rise in agency banking due to the demand for financial inclusion. Like everything, there are two sides to aspects. So does the agency banking. There can be challenges in agen...

08 May 2025 /retail

How fintechs can capitalize on the growing demand for prepaid cards

Prepaid cards are gaining popularity worldwide. Customers prefer them for their convenience, security, and flexibility. Businesses and individuals use them for seamless transactions without traditional banking hurdles. Fintechs have a great opportunity to tap into this market. Also, prepaid card management software can help you increase revenue ...

29 April 2025 /payments

The role of mobile payment systems in enhancing customer experience

Customer experience has become the heart of success for banks and financial institutions. Your customers want fast, secure, and seamless ways to manage their finances. Meeting these expectations builds trust and loyalty while boosting your business growth. Mobile payment systems are reshaping the way financial services are delivered. They allow yo...

24 April 2025 /payments

Card issuing: Types of issued cards and how they work

Prepaid cards allow you to provide customers with secure and efficient payment solutions. As a financial business, if you are offering prepaid cards, you can acquire a huge customer base. Prepaid cards enhance your customers' satisfaction by making payments more convenient. Moreover, prepaid card solutions enable faster, affordable, and transpare...

17 April 2025 /inclusion

Regulatory challenges in cross-border fees: How to stay compliant and competitive

Offering international remittance services helps you attract more customers and boost revenue. However, regulatory challenges in cross-border fees can create hurdles. Strict compliance rules, hidden costs, and changing laws impact your business. Staying compliant while keeping fees competitive is crucial. By addressing key regulatory issues, you c...

14 April 2025 /payments

5 Key Features to Look for in a Closed-Loop Automatic Fare Collection System

Riders don’t care what kind of system you use. They care that it works and provides what they expect. They expect real-time updates, simple account management, and zero surprises. And public transit operators like you must adapt to meet these demands. That means fast, accurate, and intuitive tools that keep buses, trains, and riders moving. That’s...

14 April 2025 /payments

How to choose the best virtual card provider for your business

Virtual cards have become an essential financial tool for modernized businesses. They have made digital payment solutions simple while offering security and convenience to their customers. Choosing the right prepaid virtual card provider impacts your business operations, customer satisfaction, and overall progress of your business. By understandi...

28 March 2025 /retail

Why white-label digital banking solutions are perfect for your business

If you want to offer fast, affordable, and transparent digital payment services to your customers, then a white-label banking platform is the best solution for you. Because building a platform from scratch might be time-consuming and costly for you. White-label digital banking solutions provide an efficient way to offer these services without b...

27 March 2025 /retail

What you need to know about merchant accounts

A merchant account is essential for businesses that accept payment. It acts as a bridge between customer payments and your merchant’s business bank account. When a transaction occurs, funds first enter the merchant account before reaching the bank. Having a merchant account for businesses like retailers and FMCG industries is very important. Bec...

21 March 2025 /retail

How white-label payment solutions empower banks and fintechs to scale services

As the world is emerging, people are getting busier; they expect instant transactions. Scaling your business operations can be challenging in a cutthroat world of digital payments. Your customers demand faster service and convenience. This is why you need a robust a white-label payment solution & platform. Additionally, building a solution fr...

19 March 2025 /payments