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4295 Results from /regulation

Marc Gratacos

Marc Gratacos Founder and Managing Partner at TradeHeader

Unlocking Reporting Reusability with Digital Regulatory Reporting (DRR)

With regulatory change now the rule rather than an exception, do firms need to start from scratch when managing new regulatory compliance? Compliance - A race worth winning Achieving regulatory compliance is no longer a one-off project, it is now an ongoing fact of life for financial services businesses. It is not a sprint any longer, it is a mara...

/regulation Regulatory Reporting

Igor Kostyuchenok

Igor Kostyuchenok SVP of Engineering at Mbanq

PSD2 didn’t fix banks. Will FIDA do?

It's been around 10 years since the PSD2 legislation. Let's try to understand whether the goals of the open banking initiative have been achieved and what PSD2 gave us. The idea of open banking legislation had following main objectives: 1. Empower Consumers • Give individuals and businesses control over their financial data. • Make it easier to sw...

/regulation /inclusion Open Banking

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The EU AI Act and Financial Services: How are Financial Institutions impacted?

On August 1, 2024, the European Union’s AI Act came into force—the world’s first legal framework regulating artificial intelligence. Designed to balance innovation and risk, this regulation introduces a series of staggered compliance deadlines, with most provisions becoming fully applicable by mid-2026. However, some prohibited AI uses, such as r

/ai /regulation Artificial Intelligence and Financial Services

Alex Kreger

Alex Kreger Founder & CEO at UXDA

13 Dark UX Traps Financial Brands Must Avoid in Digital Banking Apps

Could a banking app, knowing users' patterns, emotions and fears, possibly push them to make the wrong choice to maximize the company’s profits? In an era in which apps have become the primary financial gateway, the line between empowering and trapping digital users has never been so blurred. Are some financial services already using shady pattern...

/regulation /retail Innovation in Financial Services

Andrew Abraham

Andrew Abraham Global Managing Director of Data Quality at Experian

Why the importance of robust data quality can’t be overstated

In today's data-driven business world, ensuring the accuracy, consistency, and reliability of data is crucial for making informed decisions and driving growth. Latest research from Experian found the top three priorities for businesses over the next five years are enhancing customer experience and personalisation (49%), implementing technology (48%...

/regulation /devops

Barley Laing

Barley Laing UK Managing Director at Melissa

Seven ways to tackle bad data and drive business performance

Bad customer data – databases where customer data is inaccurate, incomplete and inconsistent – causes huge issues for financial institutions. Accurate customer data informs effective customer communications and personalisation. Without it, communications quickly become ineffective, even detrimental to the customer experience, damaging brand reputat...

/regulation /identity Data Management and Governance

Steve Wilcockson

Steve Wilcockson Technical Product Marketing at Quantexa

The Future of Contextual Risk Simulations and Scenarios

Simulations are important. It was ever thus since the dawn of computing, but they have become even more important in AI-infused complex business environments. Simulations are core to any organization’s toolkit for making optimal decisions. Combining simulations with domain models (ontologies) rooted in an organization’s platform, model and data ar...

/ai /regulation Financial Risk Management

Rolands Selakovs

Rolands Selakovs Founder at avoided.io

Visa's New VAMP Program Raises the Bar for Merchants: Here's What You Need to Do to Stay Compliant

With Visa's VAMP program introducing stricter compliance measures, are you prepared to navigate these changes and safeguard your business? Introduction to VAMP Visa's Acquirer Monitoring Program (VAMP) is designed to uphold the integrity of the payment ecosystem by consolidating risk monitoring efforts. Effective April 1, 2025, VAMP will integrate...

/payments /regulation Transaction Fraud Systems and Analysis

David Clee

David Clee Co-Founder & CEO at MirrorWeb

The Cost of Non-Compliance - How Proper Archiving Prevents Regulatory Fines

Compliance doesn’t need to be flashy to be critical. In today’s regulatory climate, communications archiving has moved from operational afterthought to strategic necessity. Regulators like the SEC and FINRA aren’t tolerating gaps, and excuses won’t hold up. If your archiving strategy is outdated or inconsistent, you're not just exposed...you’re in

/regulation /wealth RegTech

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

How Lenders Resolve UK Car Loans Scandal May be a Catalyst for AI Expansion in Key Operations

April Fool’s Day is no laughing matter for the car lending industry in the UK. The UK Supreme Court is starting its hearings on Tuesday 1st April, which should be the beginning of the end for what banks and other lenders will face in terms of compensation schemes that they will need to follow. It is possible that if the FCA’s proposals are accepte...

/payments /regulation Banking Regulations

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