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Transaction Fraud Systems and Analysis

A community for discussion of Transaction Fraud systems and anlaytical techniques for bank card and financial services organisations.

Oliver Tearle

Oliver Tearle Head of Technology Innovation at The ai Corporation

Why Leveraging Diverse Data Enhances the Chances of Detecting Fraud

Why Leveraging Diverse Data Enhances the Chances of Detecting Fraud Fuel retailers are increasingly grappling with the escalating threat of payment fraud, driven by the proliferation of compromised data on the dark web and the emergence of sophisticated fraudulent tactics. While many fraud detection systems employ advanced technologies and strat...

/ai /crime

Ron Kaine

Ron Kaine Product Director, Enterprise Fraud Management at Central 1

Mitigating fraud risk : effective strategies for small financial institutions

In 2023, the Canadian Anti-Fraud Centre reported a staggering $554 million in victim losses related to fraud and cybercrime — nearly 5 per cent more than what was reported in 2022, which in itself was a 40% increase from 2021. The landscape of fraud prevention is constantly evolving to keep up with fraudsters’ ever-changing tactics. As financial in...

/payments /crime

Greg Woolf

Greg Woolf CEO at Fiverity

The Rise of the Digital Catfish: How ChatGPT and Deep-Fake Personas are Changing Financial Fraud

The emergence of artificial intelligence (AI) has given rise to a troubling new type of fraud that is extending digital impersonation beyond just dating platforms and reality TV and into the financial realm. Right now, fraudsters are increasingly using tools such as ChatGPT and Generative AI to create deep-fake personas, which they use to deceive ...

/security /crime

Stan Cowan

Stan Cowan 

Adapt to Shifting Fraud Trends with an Omnichannel Data Strategy

As more and more banks implement an omnichannel experience to serve their customers, it’s clear that fraud management needs to follow suit. Consider the limited scope of branches as digital transactions and applications become normalized. Or even digital and embedded lending services or multi-platform customer service options. All of these channel...

/regulation /crime

Tamsin Hill

Tamsin Hill Marketing Executive at R3

Confidentiality by Design - The Future of Fraud

Those working in the financial services are constantly facing a fraud dilemma that is unlikely to end, seeing fraud surge 24% during the COVID-19 pandemic alone. Financial institutions (FIs) are still struggling to find the right solution that can balance making real use of their data via analytics and collaboration, whilst remaining completely co...

/security /crime

Retired Member

Retired Member 

Fuel Payments - Alternate Fuels are leading to Alternate Fraud

How can the payments and fuel industries get prepared for the adoption of future vehicle technologies? Building a greener and more sustainable economy means consumers need to change how they consume, and businesses need to change how they produce and adapt their offerings to better meet consumer demand. Many businesses are realising they will benef...

/payments /crime

Jackie Barwell

Jackie Barwell Director at ACI Worldwide

2022: What's next for financial fraud?

Against the backdrop of continuing economic uncertainty, financial fraud will continue to thrive in 2022, with fraudsters expected to exploit consumers across all digital channels. Sadly, the industry has not yet solved the age-old question: “Who are you?”. And as it stands, fraudsters, in many cases, are winning the war when it comes to financial...

/crime /predictions

John Bertrand

John Bertrand MD at Tec 8 Limited

APP (Authorised Push Payment) fraud mitigation planned by banking and payment authorities

APP fraud is rocketing, up 70 per cent in six months, and likely to be a multi billion business shortly. No one is surprise to learn that the Bank of England, Pay.UK and UK Finance (The Collaboration) have joined forces in defining a new data model to mitigate Authorised Push Payment Fraud and reduce friction in the payment process, e.g. misdirec...

/payments /regulation

Retired Member

Retired Member 

Armchair Fraudsters – Impact of COVID-19 on “Friendly Fraud”

Working from home has become “the norm” for many of us, as COVID-19 forced the closures of traditional offices, people across the world moved into hastily converted kitchens, sheds, dining rooms and spare bedrooms to create homeworking spaces. In the UK alone nearly 70% of us are still working from home in some capacity, whether it’s on a full-tim...

/payments /crime

Steve Goddard

Steve Goddard FME at Featurespace

You Can Mimic a Result, but Not the Creativity

A recent survey found that 93% of respondents agreed that fraudsters have become more diverse and that the speed of innovation has increased with it, resulting in greater complexity when detecting their behaviour. This stat flashed up in my mind on one of many zoom calls I attend, engaging with peers to try and get some normalcy in my life, when ...

/payments /crime

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