3691 Results from /retail
Alex Kreger Founder & CEO at UXDA
When banks merge, the focus is often on cost savings and market expansion. But bigger doesn’t always mean better, especially in the digital world. Today’s customers demand speed, personalization and seamless interfaces. Merging two complex organizations with different digital products can only increase friction for clients. With 55% of users ready...
9 hours /retail /markets Innovation in Financial Services
Elliot Wood CTO at Aqua Global Solutions
I have regular conversations with banks who are still relying on manual input within their reconciliation processes (there is a surprisingly high number) and I always advise the same core reasons why they should move on to an automated solution. Account reconciliation should in my opinion be a cornerstone of every financial institution back o
11 March 2025 /payments /retail
Nick Green Director at Purple Patch Broking Ltd
Most lenders think of credit bureau costs as a procurement issue, something to review at renewal. But in reality, overpaying for credit data has a knock-on effect across the entire credit lifecycle. It drives up the cost of every loan application, slows down approvals, and limits the flexibility to make competitive lending decisions. In collecti
11 March 2025 /regulation /retail Banking
Kyrylo Reitor Chief Marketing Officer at International Fintech Business
Fintech, like other business sectors, strives to implement innovations to evolve for the better. Among the trends that are gradually taking root in 2025 are: Artificial Intelligence (AI) Usage – AI is employed for data analysis and personalized financial services. According to CBInsight, investments in AI are on the rise, reaching $23.2 billion...
10 March 2025 /retail /predictions Fintech
Jose Puccini AVP at BankTrade
User Pain Points in Neobanks and Digital Banks in Europe Welcome to FinTech Bank Talks, I am Jose Puccini, your host in the podcast where we explore the most innovative trends in digital banking and fintech. Today, we dive into the biggest pain points of neobank and digital banking users in Europe. Are they truly the ultimate solution, or do they...
10 March 2025 /retail Fintech
Tomas Navickas CTO & co-founder at myTU
Fraud and scammers are as old as finance and bankers. In other words, where there’s money, there’s bad actors, and fraud detection is as essential a process to finance now as it was a century ago. Fraud detection has continually evolved much like any other aspect of the finance world, and it’s also evolved in tandem with technology itself. The dev...
10 March 2025 /ai /retail Artificial Intelligence and Financial Services
Manu Swami Head of Technology (Markets) at Sonata Software
The hype around Generative AI is now complemented with the Agentic AI wave. The rapid rise to fame of Agentic AI is the result of its transformative force, capable of redefining banking operations at their core. It goes beyond process enhancements, enabling autonomous decision-making, intelligent automation, and adaptive financial strategies. By s...
06 March 2025 /retail
Rowan Clayton Chief Product Officer at finova
In an era where modernisation and automation are changing the face of financial services, UK banks must embrace composable architecture to stay competitive and to offer a foundation to support their next phase of growth. New SaaS and PaaS solutions are central to this transformation. The ability to take advantage of emerging technologies such as O...
05 March 2025 /retail /startups Banking Architecture
Igor Kostyuchenok Managing Director at IKFT
Revolut is seen as the leading FinTech unicorn neobank from Europe only rivaled by Nubank on the global market. Everyone watches Revolut, sees the rapid customer growth and waits for the Neobank to rival the big incumbents. People at Revolut are doing some of the best work on the market introducing tens of new products every year and offering one o...
04 March 2025 /retail /predictions
In the high-stakes race of digital banking and Fintech, one misstep can cost millions in lost customers, brand damage and wasted development. Ironically, that misstep often happens before the project even starts—during procurement. Month after month, the UXDA team meets with banks with grand ambitions to transform their digital products. And somet...
03 March 2025 /retail /devops Innovation in Financial Services
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