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Digital Banking

How mobile banking can unlock real financial progress

Harry Hanson-Smith

Harry Hanson-Smith Vice President Dynamic Yield by Mastercard at Dynamic Yield by Mastercard

The power of personalisation in banking: Five key use cases

Customers expect personalisation everywhere -from online shopping to takeaway meals. The banking industry is no exception. As consumers demand seamless, tailored experiences across digital and physical touchpoints, banks must step up, delivering smarter, more intuitive interactions. From hyper-relevant product recommendations to AI-driven customer...

/retail

Sergio Barbosa

Sergio Barbosa CIO of Global Kinetic, and CEO of FutureBank. at Global Kinetic and FutureBank

Banks need a complete app overhaul to remain generationally relevant

It’s not just technology that is changing at breakneck speed, how different groups of customers engage with new technology is also shifting. While banks have spent fortunes on protecting their customers against fraud, this has slowed down spending in other areas. And the cracks are beginning to show. Currently, banks release a single app for thei...

/payments /retail

Frank Moreno

Frank Moreno CMO at Entersekt

Striking the right balance to combat rising APP fraud in the U.S.

APP fraud has been steadily increasing, with losses projected to reach around $3.08 billion by 2026. This reflects a significant increase from previous years. In response to this global challenge, Britain’s Treasury (HMT) last year published draft regulations that would allow banks to delay outbound payments for up to 72 hours if fraud was suspec...

/payments /crime

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

Upgrade of SPI License to API License in Poland

As of 2024, the Polish Financial Supervision Authority (KNF) has established clear guidelines for Specialized Payment Institutions (SPIs) looking to upgrade to Authorized Payment Institutions (APIs). This transition aligns with the demand for processing higher transaction volumes and delivering a wider range of services, reflecting the financial s...

/payments /wholesale

Alex Kreger

Alex Kreger Founder & CEO at UXDA

The Future of Every Bank Depends on Digital Excellence

Customers demand seamless, intuitive, and personalized banking experiences, with 72% emphasizing personalization as “highly important,” and 77% of banking leaders agreeing it boosts retention. Yet, financial institutions face outdated systems, strict regulations, repetitive interfaces, and growing cybersecurity threats. This article explores the t...

/retail /devops

Nenad Marovac

Nenad Marovac Co-Founder at DN Capital

Super apps: What’s in a name?

The phrase super apps has gained currency in recent years, generally used to mean a digital one-stop-shop for a range of services. The likes of Uber and DoorDash have expanded their offerings beyond their core services, while Revolut refers to itself as a ‘financial super app’ in its marketing, and the recent IPO of Kazakh fintech Kaspi.kz at a va...

/payments /startups

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Empowering Digital Banking UX Using the Laws of Psychology

In today's competitive financial landscape, exceptional user experience (UX) is not just a differentiator—it's a must. Financial apps and services can either simplify our financial lives or add to our stress. Understanding the psychology behind user behavior is crucial for designing products that are not only functional but also engaging and stres...

/people /retail

Mikhail Yegorin

Mikhail Yegorin Head of PR at Jusan Bank

How payments drive growth in Kazakhstan

Kazakhstan is one of the world economy’s growth stories, with the Asian Development Bank’s latest assessment from April 2024 forecasting GDP growth of 3.8% in 2024 and 5.3% in 2025, far outstripping growth rates seen in advanced economies. When people think about the causes of economic growth, they often default to thinking about major events an

/retail /inclusion

Siamac Rezaiezadeh

Siamac Rezaiezadeh VP Product Marketing and Insights at GoCardless

Direct Debit is having a moment - but don’t call it a comeback

Last week, when guest speaking on a webinar, I was posed with the question, “Direct Debit has been around for a while, but we’re seeing new uptake and new popularity. So, why is it making a comeback now?” Let’s start with this - Direct Debit has been here for years, so I don't call it a comeback. I would argue that Direct Debit has been consistent ...

/payments /cloud

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Digital Transformation in banking

Though the last couple of years, including the pandemic, have forced banks to 'embark upon a digital transformation journey,' we still find many gaps here. During the pandemic, banks realized their services needed to reach customers even during lockdown. Many banks have moved to the cloud, and for them, moving to the cloud has become a digital tra...

/retail /wholesale

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