Sergio Barbosa

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CIO of Global Kinetic, and CEO of FutureBank.

Global Kinetic and FutureBank

Member since

19 Apr 2022

Location

Cape Town

Bio

CIO of enterprise software development house, Global Kinetic, and CEO of its open banking platform, FutureBank

Experience

Summary

A skilled software engineer, innovative product developer, and keen business strategist, I have participated in several notable fintech milestones, including building the southern hemisphere's first digital-only bank all the way back in 2002.

Latest opinions

Innovation doesn’t have to become collateral damage to FI legacy system budgets

Technology investment has continued apace and, according to Gartner, IT spending in the banking and investment services market is forecast to increase by 8.7% in 2024 and is expected to reach $1 trillion by 2028. But even with all this money being thrown at IT, many Financial Institutions (FIs) are still unable to deliver the innovation they need...

16 August 2024 Banking Architecture

Businesses losing billions to poor quality software, putting many at risk for 2023

Businesses are losing billions due to poor quality software. And, as the economy tightens and skills remain scarce, this is likely to get worse, forcing them to pay to fix avoidable problems and resulting in stalled growth. According to the Consortium for Information & Software Quality (CISQ), poor software quality cost US organisations $2.08...

29 November 2022 Trends in Financial Services

Unlocking the power of hyper-personalisation to build more relevant banks

Real-time data and AI have made it possible to deliver curated content, services and products designed for individual customers, but many banks are unable or unwilling to embrace the opportunity offered by hyper-personalisation. There is no doubt that hyper-personalisation is effective. A Deloitte report on the topic points out that Amazon and Net...

09 September 2022 Analytics in Banking

See all 6 opinions by Sergio