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3685 Results from /retail

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

Banking-as-a-Service (BaaS): A $25 Billion Opportunity Amid Growing Challenges

Banking-as-a-Service (BaaS) has rapidly become a cornerstone of the embedded finance ecosystem. By 2030, the global BaaS market is projected to reach over $25 billion, driven by increasing demand for seamless integration of financial services into non-banking platforms. From payments to lending, BaaS enables brands to offer banking solutions direc...

/regulation /retail Fintech

Alex Kreger

Alex Kreger Founder & CEO at UXDA

The Netflix Moment in Banking is Already Here

For years, “Netflix moment” has been the rallying cry for how an entire industry could be disrupted overnight by a fast-moving innovator. In retail video, that moment arrived when Netflix streamrolled Blockbuster by delivering personalized, on-demand content. Today, that same disruptive force is already transforming finance. The banking industry no...

/ai /retail Innovation in Financial Services

Nataraj Sirisilla

Nataraj Sirisilla Senior Vice President at Temenos

ULI coupled with UPI to fuel Next Generation Lending in India

16.7 billion* transactions in month of December 2024!! this is exactly how UPI ( unified payments interface ) is transforming payments in India. UPI transactions volume grew at CAGR of 129% and UPI transactions value grew at CAGR of 138% from FY 2017-18 to FY 2023 -24. UPI now facilitates transactions even outside India in key markets such as UAE...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Top 7 Fintech Trends to Watch in 2025

Shaping the Future of Payments and Finance The fintech ecosystem is evolving at an unprecedented pace, driven by technological advancements and shifting consumer preferences. Enterprises and consumers are increasingly turning away from cash and embracing digital payment solutions. From mobile wallets to contactless payments, digital-first financia...

/payments /retail Banking Strategy, Digital and Transformation

Dieter Halfar

Dieter Halfar Partner at Elixirr

How to navigate the financial frontier and thrive amid industry disruption

The financial services sector is undergoing an era of revolutionary change. From the dual pressures of technological innovation and shifting regulatory demands to the growing influence of agile fintech disruptors, financial institutions are navigating unprecedented challenges. In this rapidly evolving landscape, traditional players must reimagine ...

/retail /predictions Banking Strategy, Digital and Transformation

Vivek Dubey

Vivek Dubey Senior Manager at Capgemeini

AI EOU - Conceptual Application Framework for Generative AI Implementation

Generative AI (Gen AI) is at the forefront of transforming banks and financial markets, enabling advancements in data analysis, customer service, and risk management with unparalleled capabilities. Its applications extend to critical areas such as client onboarding, fraud detection, lending, and payment processing, influencing various facets of ba...

/ai /retail

Luigi Wewege

Luigi Wewege President at Caye International Bank

13 Predictions for Retail Banking in 2025 and Beyond

13 Predictions for Retail Banking in 2025 and Beyond The retail banking landscape in 2025 is poised to reflect a convergence of technology, consumer behavior, regulatory shifts, and broader economic trends. As the author of the Digital Banking Revolution and President of an international bank in Belize, I have witnessed firsthand how dynamic forc

/retail /predictions Banking Strategy, Digital and Transformation

Arsalan Sheikh

Arsalan Sheikh FinTech Executive at ex-Oracle

Core Banking Modernization: Adapting to a Digital-First Financial Landscape

This article is for banking professionals looking to understand core banking modernization. The author is independent and unbiased, basing insights on publicly available information. All trademarks, intellectual property, and copyrights are the property of their respective owners. The content does not constitute an endorsement or disapproval of

/retail /wholesale Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

5 Fintech Solutions for Banking Professionals

Credit: Leeloo The First - Pexels Banking professionals face constant pressure to streamline operations, enhance customer experience, and make data-driven decisions in today's fast-paced financial landscape. Fortunately, the rise of financial technology services has brought innovative solutions to the forefront, empowering banks to achieve thes

/retail

Sanjeev Nargotra

Sanjeev Nargotra Senior Consultant at Tata Consultancy Services

‘AI for Data’ before ‘Data for AI’

Touted as the next big thing, if not already one, AI has pushed business leaders across industry segments to put AI on top of their strategic priorities. Over the past year, I tried to fathom the frenzy, reality and impact of AI, especially in the Banking and Financial Industry. While many organizations are keen to adopt AI for driving business gr...

/ai /retail Artificial Intelligence and Financial Services

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