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Payments strategies 2015-2020-2030

Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

National Payment Visions and Strategies

National payment visions and strategies are in vogue and have been for a while. Examples include: - UK: National Payments Vision - 14 Nov 24, HM Treasury - Ireland: National Payments Strategy – October 2024, Government of Ireland - Europe: A European Retail Payments Strategy – 2019, updated Nov 2023, ECB - India: Payments Vision 2025, June 2022, Re...

/payments /retail

Kristaps Zips

Kristaps Zips UK CEO at payabl.

Unpacking the UK’s National Payments Vision

The UK’s National Payments Vision, unveiled in the Chancellor's Mansion House speech on 14 November, signals a transformative shift in the payments landscape. Spanning 40 pages, it outlines an ambitious strategy to position Britain as a global leader in retail payments innovation. If you’re in payments, fintech, or simply interested in how we mov

/payments

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Redefining Money: Trust, Technology and the Future of Currency

As our world becomes increasingly digital, the concept of "currency" or "money" continues to evolve and grow more complex. Historically, currency was introduced to streamline trade. Rather than exchanging goods directly — a process with many practical challenges — currency served as a widely accepted intermediary. In its early

/payments /predictions

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

How Liquidity Pools Transform Cross-Border Payments? An Analysis

Cross-border payments are the backbone of international trade, global remittances, and financial connectivity. Yet, traditional systems often face challenges like high transaction fees, delays, and inefficiencies caused by intermediary banks and multiple currency conversions. The introduction of liquidity pools is transforming this landscape, offe...

/payments /sustainable

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

From Days to Seconds: The Push for Instant Cross-Border Payments

Domestic payments have become increasingly instant in recent years, with countries like India (UPI) and Brazil (PIX) leading the way. Today, instant payments—24/7 transactions completed within seconds, often at little to no cost—are available in over 70 countries, with rapid adoption expected to continue. ACI Worldwide reported that real-time pay

/payments /regulation

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

Is a Seamless Cross-Border Payment Future Possible?

The intricate web of cross-border payments, characterised by archaic systems and stringent regulations, often leads to slow, costly, and opaque transactions. This hinders global trade and commerce. Recognising this, it becomes evident that a singular solution, whether from a financial institution, regulator, or technology provider, is insufficient

/payments /inclusion

Jamel Derdour

Jamel Derdour CMO at Transact365

Digital Dominance: The Growth of Digital Payments in South Korea

South Korea, known for its technological prowess and rapid adoption of new innovations, has become a global leader in digital payment systems. Over the past decade, the country has experienced a dramatic transformation in how financial transactions are conducted, moving from traditional cash and card payments to seamless digital solutions. This sh...

/payments /markets

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

Future of SPI in Poland

The evolving regulatory landscape and increasing competition present both new opportunities and significant challenges for SPIs in Poland. Opportunities: Niche Markets: SPIs can successfully compete with large banks by targeting specific market segments, such as youth, small businesses, or by providing specialized services (e.g., for travelers). In...

/payments /wholesale

Ade Adetosoye

Ade Adetosoye Chief Operating Officer at MA GLOBAL

Exploring the Future of Finance: A Deep Dive into Digital Payments

Background In today’s fast-paced world, cash and checks are increasingly giving way to faster, more convenient digital payment methods. From online banking transfers and mobile payments to cryptocurrencies and digital wallets, digital payments have transformed the way we transact. But what exactly are digital payments, and what makes them the bac...

/payments /inclusion

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Behind the Scenes: How Banks Handle Payment Claims and Disputes

Payment claim handling is a crucial process within the financial sector, ensuring that all monetary transactions are accurate, legitimate, and properly accounted for. Despite its significance, this activity remains largely invisible and underappreciated. Very few articles are written on LinkedIn or other specialized content platforms about this t

/ai /payments

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