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935 Results from /inclusion

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Striking the Balance: Navigating E-commerce Trends in the Financial Sector

The e-commerce landscape is in perpetual motion, driven by technological leaps, shifting consumer expectations, and evolving global dynamics. For financial institutions, payment service providers (PSPs), and the fintech ecosystem supporting this $28 trillion global market, navigating these trends is not just about keeping pace; it's about striking...

/inclusion /predictions E-commerce

Shailendra Prajapati

Shailendra Prajapati Associate AI Engineer at Compunnel Inc.

From Experimentation to Transformation: How AI is Reshaping Financial Institutions

It began as a whisper a subtle promise that artificial intelligence (AI) could revolutionize the way financial institutions operate. For years, AI lingered on the fringes of the financial world, reserved for specialized projects, niche applications, and forward-thinking experiments. But today, that whisper has become a roar as AI takes center

/ai /inclusion Artificial Intelligence

Igor Kostyuchenok

Igor Kostyuchenok SVP of Engineering at Mbanq

PSD2 didn’t fix banks. Will FIDA do?

It's been around 10 years since the PSD2 legislation. Let's try to understand whether the goals of the open banking initiative have been achieved and what PSD2 gave us. The idea of open banking legislation had following main objectives: 1. Empower Consumers • Give individuals and businesses control over their financial data. • Make it easier to sw...

/regulation /inclusion Open Banking

Louise Stewart

Louise Stewart Founder & CEO at ProjectPay

Tackling the insolvency crisis in the UK construction sector

The UK has the highest number of builder collapses and some of the worst payment times in the world, creating shockingly high rates of insolvency in the construction sector. Many firms are collapsing as a result of poor cashflow due to inequity in the supply chain. The larger construction firms are preserving working capital in the wake of e

/payments /inclusion

Katherine Chan

Katherine Chan CEO at Juice

What Founders Should Expect from Lenders in 2025

Some lenders are quietly becoming obsolete. In 2025, founders no longer tolerate 6-week approval timelines, rigid credit models, or hidden fees buried in legalese. The pace of business has changed, and the lenders who don’t keep up risk being left behind. This shift isn’t just anecdotal, it’s playing out in the numbers. UK SME lending volumes have...

/startups /inclusion Fintech innovation and startups

Oleg Boiko

Oleg Boiko Founder at Finstar Financial Group

Fintech Startups in Emerging Markets: Opportunities and Risks

Launching a fintech business in a new region presents both opportunities and significant risks. Emerging markets demand financial products, but ambition alone is not enough. How can one choose the right country and avoid failure? Where’s the Fintech Boom happening? Developing countries with rapidly growing GDPs are attracting investors’ attention.

/inclusion /markets Financial Inclusion

Shailendra Prajapati

Shailendra Prajapati Associate AI Engineer at Compunnel Inc.

Revolutionizing Finance: How AI Agents Are Transforming Financial Reporting and Compliance

​Artificial Intelligence (AI) agents have rapidly evolved from conceptual innovations to integral components within the financial services sector. By 2025, these intelligent systems will not merely enhance operational efficiency but fundamentally redefine financial analysis, reporting, and compliance methodologies. This article explores the evolut...

/ai /inclusion Artificial Intelligence

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

Fractional Dreams: How Tokenisation is Unlocking Assets in Emerging Markets

Imagine a young professional in Nairobi buying a digital slice of a new apartment building, a cattle farmer in Bolivia selling tokens backed by his herd, or a street vendor in Mumbai investing in a fraction of a tech company’s stock – all through a smartphone. This isn’t sci‑fi finance; it’s the promise of fractionalisation and tokenisation. These...

/inclusion /crypto

Katherine Chan

Katherine Chan CEO at Juice

From Survival to Scale – How Fintech is Transforming SME Growth Post-Crisis

For SMEs, access to capital has never been a simple issue, but given the current economic climate, the state is even worse. Lenders are still risk-averse, macro economics are uncertain and inflation is raising operating costs. While many companies struggled to survive the post-pandemic era, now the question comes: how do they scale? Having worked...

/startups /inclusion Fintech innovation and startups

Aymeric Monod-Gayraud

Aymeric Monod-Gayraud Co-Founder at LoanTube

The Real Decisioning Structures Behind the UK Credit Industry

In the UK, when it comes to borrowing, the discourse typically revolves around credit scores. Specifically, those three-digit numbers are provided by agencies like Experian, Equifax, and TransUnion. We’re told that these figures determine our financial fate and whether we can secure a loan or mortgage. What we’re not told is that there’s a catch. ...

/retail /inclusion Innovation in Financial Services

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