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852 Results from /startups

Ben Wong

Ben Wong CEO at Riverchain

The Moment Is Now for Alternative Lenders to Innovate in Under Digitalised Verticals

Hong Kong is a city which continually reinvents itself evident by the perpetual construction works across the city’s skyline. It stands as one of the world’s most costly construction markets according to the International Construction Market Survey (ICMS) 2024 report. Yet behind the skyscrapers and cranes that grace the city’s skyline, is a major ...

/startups /inclusion

Katherine Chan

Katherine Chan CEO at Juice

The Real Cost of Financial Exclusion: Why It’s a Business Problem, Not Just a Social Issue

Financial exclusion is not just a social issue, it's an economic waste. SMEs are the backbone of the global economies, yet too many of them find it hard to access capital, not for lack of potential, but because mainstream financial systems are not structured to serve them. Adam Smith, in The Wealth of Nations, wrote: "It is not from the bene...

/startups /inclusion Fintech

Rowan Clayton

Rowan Clayton Chief Product Officer at finova

How can composable architecture transform UK banking?

In an era where modernisation and automation are changing the face of financial services, UK banks must embrace composable architecture to stay competitive and to offer a foundation to support their next phase of growth. New SaaS and PaaS solutions are central to this transformation. The ability to take advantage of emerging technologies such as O...

/retail /startups Banking Architecture

Katherine Chan

Katherine Chan CEO at Juice

Why non-dilutive funding is the future for SMEs?

Early 2025 in the British economic landscape is a complex one for SMEs. The Organisation for Economic Co-operation and Development (OECD) has adjusted its forecast of UK GDP growth to 1.7% this year, highlighting cautious optimism in light of ongoing global uncertainties. While financial inclusion has been a core fintech mission, many SMEs, most ...

/startups /inclusion Fintech

Vinothkumar Kolluru

Vinothkumar Kolluru Senior Data Scientist at Fractal Analytics

Designing Context-Driven Learning App: A Comprehensive Strategy Guide

Introduction Learning isn’t just about memorizing facts or cramming information. It’s about understanding how knowledge applies in the real world. Context-driven learning enhances retention and comprehension by embedding learning experiences in real-life scenarios. With the advancement of digital education, context-driven learning apps are revolut...

/ai /startups Artificial Intelligence

Katherine Chan

Katherine Chan CEO at Juice

Financial Inclusion in 2025: Will Fintech Finally Close the Gaps?

Financial inclusion has been a fintech buzzword for years, yet 2025 appears to be the one year where we finally see real momentum… or maybe not. As governments, banks, and fintechs try out various methods of plugging financial gaps, the question is: are we really heading in the right direction? Throughout the UK, policymakers have made financia...

/startups /inclusion Fintech

Ivan Aleksandrov

Ivan Aleksandrov CSO | Core banking, BaaS, Fintech Advisory at Advapay

EU Payment and E-Money Licenses: 2024 Data and Three-Year Trends

This article offers insights into the number of e-money and payment institution licenses issued in the EU in 2024, along with a three-year comparison. If you're evaluating the best jurisdiction for your business, this comprehensive analysis will help you make an informed decision. Licensing Data Used in the Analysis This analysis presents combined...

/regulation /startups Fintech

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Innovator’s Dilemma in Financial Services: A Decade of Fintech’s Evolution

A few weeks ago, I was discussing the challenges facing the Belgian company Agfa-Gevaert with colleagues. Once a cornerstone of the Belgian economy as a leader in photographic materials, the company now faces the repercussions of declining sales. Over the next three years, it plans to cut nearly 530 jobs. Agfa-Gevaert’s struggles symbolize a broa

/startups /predictions Financial Transformation

Kristine Jakovleva

Kristine Jakovleva Chief Marketing Officer at Advapay

Advantages and Challenges of Launching a Business with MSB Registration in Canada

Canada's Money Services Business (MSB) registration is gaining traction among fintech entrepreneurs looking for a swift and cost-effective way to enter the financial services market. This article explores the benefits and drawbacks of launching a business under the MSB registration, comparing it to licensing options in the EU. Advantages of MSB Re...

/regulation /startups Fintech

Katherine Chan

Katherine Chan CEO at Juice

Fintech Predictions for 2025: What’s Next?

2025 is a defining moment for fintech. Indeed, the sector is innovating wildly, driven by embedded finance, alternative lending models, and AI; it's also being reshaped by new regulations and shifts in funding. The last year has been a real test of the resilience of financial services as investments start to tighten, economic uncertainty increases...

/startups /predictions Fintech

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