859 Results from /startups
Katherine Chan CEO at Juice
Some lenders are quietly becoming obsolete. In 2025, founders no longer tolerate 6-week approval timelines, rigid credit models, or hidden fees buried in legalese. The pace of business has changed, and the lenders who don’t keep up risk being left behind. This shift isn’t just anecdotal, it’s playing out in the numbers. UK SME lending volumes have...
04 April 2025 /startups /inclusion Fintech innovation and startups
Joris Lochy Product Manager at Intix | Co-founder at Capilever
Neobanks — also known as digital-only banks or challenger banks — are at the forefront of financial innovation. By leveraging cutting-edge technology, they offer seamless, customer-centric services without the overhead of traditional banking infrastructure. Gaining traction in the early 2010s, particularly in Europe and the U.S., neobanks have rap
31 March 2025 /retail /startups Fintech World
Ekaterina Andreeva Software Engineer at Kriya Finance Limited
Taking Serious Fraud Seriously According to The Global Fraud Report 2024, almost every 10th order of goods or services is fraudulent. 3.3% of all orders accepted by merchants were fraudulent. While 5.8% of all orders were rejected due to suspicion of fraud. According to the merchants who participated in the survey, the main reason for such a hig...
29 March 2025 /startups /crime Fintech innovation and startups
For SMEs, access to capital has never been a simple issue, but given the current economic climate, the state is even worse. Lenders are still risk-averse, macro economics are uncertain and inflation is raising operating costs. While many companies struggled to survive the post-pandemic era, now the question comes: how do they scale? Having worked...
28 March 2025 /startups /inclusion Fintech innovation and startups
Ray O'Brien Advisor at FLOWX.AI
When Reputation Meets Reality For decades, banking has been seen as the pinnacle of risk management. Compliance frameworks, regulatory oversight, and sophisticated financial models create the impression of an industry that leaves little to chance. Yet, beneath this perception lies a critical weakness. While banks excel at monitoring financial risk...
24 March 2025 /retail /startups Banking
Denis Shafranik Co Founder at Concentric
As funding and building a business gets harder, takes longer and becomes more complex, startup founders need VCs to be a true partner on their growth journey. Startup investing in 2024/25 is a different ballgame to a few years ago when funding was plentiful and rapid growth curves were the norm. Deals are still happening and there are still exciti...
19 March 2025 /wealth /startups
I want to share insights into building user-centric solutions based on my experience working in a FinTech start-up for over three years. I played a key role in developing several flagship products from scratch. I’ll begin with a quote from Steve Jobs: “People don't know what they want until you show it to them.” This encapsulates the start-up app...
18 March 2025 /startups /predictions
Ben Wong CEO at Riverchain
Hong Kong is a city which continually reinvents itself evident by the perpetual construction works across the city’s skyline. It stands as one of the world’s most costly construction markets according to the International Construction Market Survey (ICMS) 2024 report. Yet behind the skyscrapers and cranes that grace the city’s skyline, is a major ...
11 March 2025 /startups /inclusion
Financial exclusion is not just a social issue, it's an economic waste. SMEs are the backbone of the global economies, yet too many of them find it hard to access capital, not for lack of potential, but because mainstream financial systems are not structured to serve them. Adam Smith, in The Wealth of Nations, wrote: "It is not from the bene...
07 March 2025 /startups /inclusion Fintech
Rowan Clayton Chief Product Officer at finova
In an era where modernisation and automation are changing the face of financial services, UK banks must embrace composable architecture to stay competitive and to offer a foundation to support their next phase of growth. New SaaS and PaaS solutions are central to this transformation. The ability to take advantage of emerging technologies such as O...
05 March 2025 /retail /startups Banking Architecture
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