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During the whole month of November we are going to visit Southern Africa again, travelling around. So it’s time again to look at this continent from a blockchain point of view. Since my last blogs on ...
We come across the “Go Wide or Go Deep?” question regularly in our outsourced product management engagements. (Should the term “outsourced product management” intrigue you, see Who The Heck Outsources...
The sponsor of Project Carlton has signed off on the intial research and endorsed that it be shared for validation with five or six interested parties. The research plots the ministrations towards the...
Since PSD2 became effective on 13 January 2018, banks are legally required to open up their customers’ data to third parties – such as challenger banks and digital offerings. The intention is to devel...
Conversation-as-a-Service enables an individual to benefit from contextual knowledge expressed directly to them. The individual controls the dialogue through the options they select, which can be enri...
What I’ve learned from past two years of Blockchain noise and all the commotion around it is that it is not a technical challenge. It is a social challenge and hence the answer may not lie in the tech...
How does one recognize and distinguish the serious innovation? What separates real innovators from those which aren’t so serious about it? The true innovators are actually able to maintain a disciplin...
Fintech is one of the most rapidly growing fields at the moment, not just in the technological sector but as a whole. And it makes a lot of sense when one considers the numerous implications it has in...
1980 was a great year. Post Notes had its debut. Cable News Network launched and the US men’s hockey team beat the Russian team. Most data was stored in file structures like VSAM. Not until 1983, when...
We are witnessing how digital technology disrupts the financial industry. Placing the focus on customer expectations and behavior completely changes the rules of the game ─ something that new technolo...
There’s no escaping the fact we are seeing considerable changes in the way we work. The proliferation of data, rising fraud, digital disruption and changing regulation continue to put pressure on tra...
Modern technology and digital behaviors have conspired to create a new generation of banking customers where easy has become the new loyal. Customers get that first impression about your bank during t...