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To generate rapid traction for their products, many SAAS providers offer a Freemium plan, which is free access to a truncated version of their full blown software that comes at a price. By doing so, t...
After a not so short “sabbatical”, I am back at Finextra. (Thank you for the warm welcome, Steve.) To kick things off, I’ll write a series of short blog posts on the changing world of money – blockch...
Between 2010 and 2015, the financial services industry changed drastically. In just those five years, four of today’s most successful fintech companies were launched; namely Stripe, Revolut, Starling ...
Almost all inventions in every industry have been designed to make our lives more comfortable or convenient in one way or another. But one sector which hasn’t always been known for its continuous inno...
The shift towards specialist chatbots has highlighted how organisations are vulnerable to decision distortions and deceptions, with the way their people work deep within the organisation. This vulne...
Banks are prone to Frauds , Duplicate or fake documentation provided by customer , time consuming process to fill up all details of the application , information collected by bank are variable in natu...
Over the last few years the commercial lending industry has undergone considerable change. Low interest rates and a calmer financial climate have ensured plentiful opportunities for both lenders and t...
The modern banking landscape has changed fundamentally at the hand of digital transformation. Retail banking disruptors such as Monzo and Atom have ripped up the rule book on what effective banking lo...
Most firms find “compliance culture” an important, yet elusive, term that is difficult to define and even more challenging to shape and nurture. However, it’s clear that a compliance culture sets the ...
While your business’ budget isn’t very glamorous, it’s a vital part of your business. Failure to budget effectively will tank your business so fast your head will spin. This is because when you’re bl
In past 2 years market for ICOs have boomed like a wild flower and the flower is everywhere. Only later you’ll realize that it isn’t the flower it is the weed. The concept of ICO was noble and it was ...
A cryptocurrency wallet is a software program that allows you to send and receive cryptocurrency. A wallet can be used to store several types of tokens and coins at the same time, but most of them sup...