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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Denis Shafranik

Denis Shafranik Co Founder at Concentric

Grassroots ‘funds of funds’ should be prime target for pension mega pots

As UK pension reforms promise to channel more funding towards VC, there is a significant opportunity to earmark some of this for grassroots ‘funds of funds’, supporting entrepreneurial and emerging managers powering the early-stage innovation pipeline. The 2025 UK pension shake-up could spark an exciting new period for VC funding across Europe....

/wealth /predictions

Luigi Wewege

Luigi Wewege President at Caye International Bank

Tariffs and Tides: The Unforeseen Impact of U.S. Protectionism on Offshore Banking

The global financial landscape stands at a critical juncture. Recent shifts in U.S. economic policy, most notably the Trump administration's aggressive use of trade tariffs, have sparked intense debate over their broader impact beyond immediate trading partners. While initial discussions focused primarily on manufacturing and domestic economic in

/markets /predictions

Harshita Soni

Harshita Soni Market Researcher at Ken Research

What is driving the explosive growth of the APAC digital payments ecosystem?

The Asia-Pacific Digital Payments Market is undergoing a digital revolution, fueled by mobile banking innovations, fintech expansions, and government-driven financial inclusion initiatives. As cashless transactions become the norm, the industry is evolving through AI-driven fraud prevention, blockchain security enhancements, and embedded finance s...

/payments /markets

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Navigating High-Risk Payment Processing: Challenges, Methodologies, and Industry Implications

I. Introduction In today’s global digital economy, payment processing systems are essential for businesses to accept and manage transactions efficiently. However, some industries face significantly higher risks due to complex regulatory environments, data sensitivity, and greater vulnerability to fraud and chargebacks. This category is known as h...

/payments

Luigi Wewege

Luigi Wewege President at Caye International Bank

Legacy Banking vs. Offshore Banking: A Comparative Analysis of Two Financial Paradigms

Banking has long served as the backbone of global commerce, investment, and wealth management. However, the modern financial landscape is divided between traditional "legacy banking" institutions and the less conventional but increasingly relevant realm of "offshore banking." The fundamental differences between these two parad

/regulation /retail

Nelson Castellanos

Nelson Castellanos Chief Partnerships Officer at HDI Embedded

How embedded insurance can add confidence to the chaos of Black Friday

The dust has long settled on Black Friday and 2024’s proved to be more popular than ever. According to Shopify, its merchants ‘hit a record $11.5 billion in sales over the Black Friday-Cyber Monday (BFCM) weekend—up 24% from last year with strong sales momentum leading up to the event.’ Black Friday is a time of intense pressure and promise f...

/retail /predictions

Matt Ryan

Matt Ryan Chief Transformation Officer at Reef

The power of personalisation for UK investment growth

The UK has recently ramped up efforts to position itself as a prime destination for international investment through regulatory reforms, tax incentives, and a strategic focus on high-growth sectors like digital technology and green energy. These measures are part of a broader government initiative to create an economic environment that fosters bo

/wealth /markets

Luigi Wewege

Luigi Wewege President at Caye International Bank

Why Offshore Banks Will Continue to Exist in the Future

Offshore banking, while often clouded by misconceptions, remains an integral component of the global financial system. Despite evolving regulatory frameworks, heightened scrutiny, and media attention, the future of offshore banks is secure. Offshore banks offer a host of legitimate advantages to individuals, corporations, and economies. This arti

/retail /predictions

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Unlocking the Untapped Potential of Digital Payments in Bangladesh

With a burgeoning economy, a growing middle class, and increasing internet penetration, the country is ripe for a digital payments transformation. Despite significant strides in recent years, the potential for digital payments in Bangladesh remains largely untapped, offering immense opportunities for economic growth, financial inclusion, and impr

/payments /markets

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Trends in Financial Services and the Role of AI

Trends in Financial Services and the Role of AI The financial services industry is undergoing a profound transformation, driven by rapid technological advancements, changing consumer expectations, and evolving regulatory landscapes. Among the various technologies reshaping this sector, Artificial Intelligence (AI) stands out as a key driver of inn...

/ai /payments

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