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As a highly-regulated industry, banking has traditionally focused on locking data down and making it secure. But a new breed of digital-first consumers is now challenging financial services organisati...
The disruption of the banking industry started a while ago, with more and more challenger banks serving both private customers and SMEs. Everything from current accounts to money transfers to credit s...
Seismic regulatory changes have been sweeping the financial services sector since the crisis in 2008. Banking and finance in general have moved decisively in favour of stronger regulation, and a numbe...
More than 1 billion people live in the Sub-Saharan Africa, 40% of population under the age of 16, and there are only 250 million smartphones. The capacity for growth is huge — both MENA, Latin Ameri
What do you think of when you hear the word blockchain? For most people, they think about cryptocurrency powered by Bitcoin or Litecoin etc. Beyond that though, it’s worth taking a look at blockchain ...
In last one year, massive amount of funding has been provided to Lending Fintechs in India across Retail and SME segments. I believe more than 100 new fintechs would have started in last 12 months in ...
There are a lot of discussions on LinkedIn about the Brex duo - two 22-year olds who built a unicorn in less than two years. “Young and inexperienced, did not invent anything new, there are thousands...
[Sourced from the research behind Project Carlton] New Payment System Operator Ltd has just changed its name to Pay.uk Ltd, a shatteringly unoriginal name and unfortunate in that NPSO was meant to sig...
Cryptocurrencies used to be a low-profile element on the financial market, with many predicting that they’re just a passing fad which would be over quickly. We’ve been going through some interesting t...
Machine learning (ML) adds a unique and sometimes overwhelming experience to a decision system. The use cases that fit for using Machine Learning approach in a bank are numerous. Usually, in banks, th...
Arguably the technology of the decade, blockchain continues to be met with hype and cynicism in equal measure. Indeed, New York University recently offered its students the opportunity to major in
We have arrived at my favorite time of year, which is Sibos season. For me, Sibos is my Superbowl, the highlight of my year and a spectacular event that I have been privileged to attend 17 times out o...