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In my last piece, I argued that there were three major factors driving a transformation to a digital office in financial services; the physical rearchitecture of the workspace to accommodate more coll...
The 2016 Global Terrorism Index reported a 650% increase in deaths from terrorism amongst OECD member countries. In this environment, it is no surprise that governments are making a strong attempt to...
Fundraising... The eternal topic at of any start-up conversation. And understandably so. Funding is scale, scale is success. Success is happiness… Right? After raising the biggest ever Aussie A-round ...
Over the years there have been different advancements in technology, which has led to the advent of mobile phones and now smart phones. Big shot brands have thrived because their devices have made lif...
It is commonly acknowledged that data are a fundamental engine for growth in the 21st Century economy. It is particularly true in Fintech and Insurtech, where most of the innovative products and servi...
Payments are atomising… In part 1 of my blog on atomising payments, I explained how payments volumes are likely to expand 25 times or more in the future, resulting in trillions of new payments. In p...
My last blog was about IBM, triggered by a Juniper Research putting the company as the number one in the blockchain technology competition. One of the comments on this blog was that it looked like an ...
The way that consumers shop in-store is fundamentally changing. The rise of ‘Scan and Go’ technology, coupled with other industry developments, is helping retailers to overhaul the buying experience t...
To have a mobile proposition is a given for lenders today. In a 2017 mortgage efficiency survey 80% of lenders provide affordability calculations, 66% can process a decision in principle and over hal...
I saw a post earlier this week which asked what mobile banking would look like in the future. There were a few responses discussing personal dashboards, statements with PFM insights, chat banking etc....
The word innovate was first recorded in 1540. Somewhat surprising, to hear people banging on about it like it’s a revolution. What does innovation mean? And is innovation really ‘a new world for bank...
You can’t successfully become a data led organisation without the right leadership. A recent study, conducted by Forrester in collaboration with Atos, found that the adoption of data analytics is alr...