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Most people know the Pareto principle as the “80-20 rule.” It says that, for example, 20% of your sales force delivers 80% of your sales, or 20% of your customer base delivers 80% of your profits.
The launch of Apple Pay may have been the most impactful announcement of any tech firm this year. The tech titan with the Midas touch and customer experience extraordinaire will finally make mobile pa...
Keeping with the hype of internet of things, drones, wearable, 3D printing, virtual reality and other; this year's CES was full of new technologies and trends. Consumers are on the verge of getting th...
Records were broken in 2014 for Bacs Payment Schemes Limited, the company behind Direct Debit in the UK; demonstrating automated payments such as Direct Debit remain in favour with businesses in the ...
This time last year adoption rates for The Single Euro Payments Area (SEPA), particularly for direct debits, were still woefully low. For those who are unaware, SEPA is a payment-integration initiativ...
You can’t change your fingerprint like you can change your password. But why would you want to change your fingerprint? The thought might cross your mind if your fingerprint gets stolen. How the hec...
A recent report by the Joint Committee of the European Supervisory Authorities shows, not surprisingly, the financial sector attracts more cyber-crime than other industries. It states that banks ‘have...
The digital transformation of payments is driving innovation and helping to grow the overall payments market. This is a good thing for most players in the payments space, but the key question for b
Technology is repainting the payments landscape. Given the complexity of the payments ecosystem in various countries, change happens slowly. Sometimes it takes decades, but change does happen. Ne
More digital banking means a higher need for digital security. Do you think banks are ready to manage this? Looking at the recent data breaches I have doubts about that. Sometimes even standard securi...
Mobile payment is THE hot topic in the card payments industry. The main focus is certainly around the major card schemes like Visa and MasterCard and how to put their cards into a mobile phone. Once t...
'The universal banking model is dead,' Antony Jenkins, Barclays’ chief executive, told the FT in December. 'It is not all about capital. It is also about investment in technology [...] We believe tha...