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The world of financial planning and wealth management has been heavily impacted by technology. The advent of mobile devices and cloud computing has ushered a more scientific and mathematical approach ...
Data Governance Policies Need To Be Updated MiFID II is a new exhaustive financial regulation being implemented in Europe as of January 3rd. However, the sweeping legislation won’t only impact Europea...
The environment in the financial service industry is complicated, and this makes business in this industry not so customer-friendly. However, FinTech has been introduced for more than five years now a...
You'd be forgiven for thinking this long awaited and highly revered era of 21st Century 'Open banking' that's just been ushered into the UK with a spirited shove-in-the-back by its Competition & M...
Ripple enjoyed high profile in Q4 2017, running its conference in Toronto alongside that of the organisation it aims to take down (SWIFT), seeing the price of its XRP cryptocurrency rise from $0.25 on...
New year, New Regulations, New Challenges With the year of MIFID II behind us, firms can now start looking ahead at what’s coming next over the horizon. Well, almost. The MIFIR compliance date may be...
A recent Moneywise survey in the UK found that 73% of bank account holders would not use Open Banking services. However, this also means 27% of the population would. On the assumption that the survey...
With Open Banking here to stay, it is fast becoming a top priority for financial services organisations that want to stay competitive in terms of innovation and customer offerings. However, many banks...
Fall in love with the problem. For example: 1. Too low productivity In a global open economy it is obvious that innovations for better productivity (which also mean better service) are needed. The d...
Today, Open Banking is gaining increasing traction globally, through a combination of banks’ internal efforts, market initiatives, and regulations like the EU’s PSD2 and the UK’s CMA Open Banking. Now...
Thanks to advanced technologies, we now have natural language robotics and facial recognition that can measure and match unique characteristics for the purposes of authentication and identification. W...
Around the world, emerging financial technology companies (FinTechs) are disrupting the finance industry. They affect how we save, borrow, make payments and transfer money, both domestically and inter...