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There’s mounting evidence that the financial services sector is starting to come to grips with the chatbot hype. The recent decision of automated savings fintech Digit to scrap their chatbot made h
Best Practices in Managing Internal Capital AdequacyGuaranteeing a Solid Base of Capitalization Cooked down to its essence, the convulsion that overtook the international banking system in 2008 came d...
As the financial services world continues to adapt to the possibilities of blockchain and Distributed Ledger Technologies (DLT), we are now at a critical juncture, as to where the industry goes from h...
Consumer driven technology adoption is driving many of the changes we are seeing in the mortgage market, influencing lenders and mortgage intermediaries. In the 2018 Intermediary Mortgage Survey I co...
Worth over $600 billion to global economies (over $400 billion of that is to developing nations), remittances are big business, and act as a lifeline for millions across the developing world. Yet, de...
It was bitcoin that introduced blockchain to the world, but the technology goes beyond this cryptocurrency. Businesses are looking to process data and manage their transactions more efficiently and se...
Notwithstanding the large number of blockchain and distributed ledger pilots, there is still a large number of challenges to overcome that are limiting its uptake. Next to scalability, other main issu...
(the use case was proposed by a Certification Agency) It is widely recognized that with digital technology supply chains are more transparent, quality-rich, and competitive. Above all by focusing on p...
Technology is essential if linkage is to work for savings group members and for banks. But what technology? A soon-to-be-published report for World Renew documents my research on Savings Group linkage...
We are all being inundated with requests for consent to continue using services as the GDPR deadline rapidly comes closer and closer. Many of us are not finding the consent experience very good. The...
I sit on a fair number of boards and project steering groups (start-ups, established, traditional, think-tanks and government bodies) and act as an independent advisor in the digitalization area. What...
In the new world of open banking, the traditional security walls will come down. Will threats – to data integrity and consumer trust – inevitably go up? Open banking regulations launched in the UK in...