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The financial services world is on the cusp of the next wave of disruption. Last year’s largely unexpected global political results have caused continued uncertainty, with the full repercussions of th...
APIs are one of the most talked about topics in the industry. They present a new way of working which can speed up development and increase the amount of features and applications available to new pro...
In the past 10 years, the world has fundamentally changed all around us—from the introduction of the iPhone which celebrates its 10th birthday this year to autonomous vehicles on our roads…and much mo...
Being the subject of an audit or regulatory exam can be a nerve-wracking ordeal. Given most banks disparate systems, inconsistent manual processes, and ever existing human error – there is generally r...
Go paintballing and one experiences frenzied energy. You duck and dive but those balls of paint just keep coming. You seek help; make a strategy and an execution plan but it all fails when the enemy c...
In part one, I talked about the time synchronisation requirements coming into effect with regulations like MiFID II. Today I’d like to delve into some of the challenges that await us in tackling the...
The big news in U.K. retail banking last week was that the Royal Bank of Scotland is planning to close another 158 branches. The bank states that basic transactions have fallen by 43% in 7 years. Yet ...
Cloud technology is the salvation of the financial services industry. The cloud’ elasticity brings a new level of efficiency by matching volume to capacity. The cloud gives enterprise protection again...
A new open source project called YobiChain enables anyone to build a private blockchain ecosystem preloaded with development tools, database, web & FTP servers and a simple blockchain application....
Good things come to those who wait, and the good news for those who have been waiting for the UK to roll out its image-based cheque clearing system is that the end - or more appropriately the beginnin...
In 1983, I completed a computer security test for a Top Tier U.S. bank. Their idea not mine, because the CEO was alert enough and worried about early signs of computer crime in banking. I never consid...
From our regular meetings with FS IT leaders in the UK, we know that the challenges of delivering scalable, secure and timely IT to support vastly different, yet constant, requests from across the bus...