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Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The tale of two ladders for Mr Same Guy

ChatGTP understood me and wrote: “In a world where data flows like rivers but trust is dammed up behind bureaucratic walls, there lives Mr. Same Guy. By day, he's an employee — filing reports, logging into systems, juggling approvals. By night, he’s just himself — paying bills, accessing health records, verifying who he is to various services. In t...

/ai /identity Innovation in Financial Services

Jaco Fok

Jaco Fok Chief Evangelist at FlowX.AI

The Rise of M2M Marketing: Why SaaS Vendors Must Start Selling to Machines, Not Just Humans

The Rise of M2M Marketing Why SaaS Vendors Must Start Selling to Machines, Not Just Humans There’s a quiet revolution happening in the way software gets discovered, evaluated, and used, and most SaaS vendors aren’t ready for it. We’re entering the era of Machine-to-Machine (M2M) Marketing, where your next user might be an LLM agent. As large lan...

/ai /predictions

Harry Hanson-Smith

Harry Hanson-Smith Vice President Dynamic Yield by Mastercard at Dynamic Yield by Mastercard

The power of personalisation in banking: Five key use cases

Customers expect personalisation everywhere -from online shopping to takeaway meals. The banking industry is no exception. As consumers demand seamless, tailored experiences across digital and physical touchpoints, banks must step up, delivering smarter, more intuitive interactions. From hyper-relevant product recommendations to AI-driven customer...

/retail Digital Banking

John Bertrand

John Bertrand MD at Tec 8 Limited

Technology Highlights the Future of Retail and Payments Industries

The technology on show at the Retail Technology Show at Excel, London is a glimpse of the future for the retail and payment industries. Both industries channels have similar expressions of crime being out of control. Shoplifting, online scams and payment fraud particularly Authorised Push Payment (APP) being highlighted. The British Retail Consor...

/payments /retail Banking Strategy, Digital and Transformation

Alex Kreger

Alex Kreger Founder & CEO at UXDA

13 Dark UX Traps Financial Brands Must Avoid in Digital Banking Apps

Could a banking app, knowing users' patterns, emotions and fears, possibly push them to make the wrong choice to maximize the company’s profits? In an era in which apps have become the primary financial gateway, the line between empowering and trapping digital users has never been so blurred. Are some financial services already using shady pattern...

/regulation /retail Innovation in Financial Services

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Payments 4.0: What’s Next in the Evolution of Digital Payments?

It’s crazy to think how far digital payments have come. Not long ago, cash was still king, and even credit card transactions felt clunky. Now? Payments happen in a blink—sometimes without us even realizing it. Whether it’s tapping a phone, scanning a QR code, or letting an app handle a purchase in the background, money moves differently today. The...

Erica Andersen

Erica Andersen Marketing at smartR AI

How Founders are Shaping the Business Landscape with AI and Smart Data Solutions

In today's rapidly evolving business landscape, founders are increasingly leveraging the power of AI and smart data solutions to gain a competitive edge. These technologies are revolutionizing how businesses operate, from optimizing internal processes to enhancing customer experiences. AI and Smart Data: A Powerful Combination Artificial intelli

/ai /predictions Artificial Intelligence and Financial Services

Jose Puccini

Jose Puccini AVP at BankTrade

📺 Today’s Episode: The Fall of Skype

Madrid, April 6, 2025. In 2011, Microsoft acquired Skype, but it failed to evolve with the demands of collaborative work. While Skype competed with tools like Zoom, Slack, and Google Meet, Microsoft Teams, launched in 2017, absorbed Skype’s capabilities and reinvented itself as an integrated platform for collaboration and productivity by seamlessl...

/cloud /devops Fintech

Amey Prabhu

Amey Prabhu Solution Architect & Head of Trade Finance Product at Veefin

Corporate Banking Portals: From Transactions to Intelligent Financial Hubs

The corporate banking landscape is undergoing a significant digital transformation. Commercial banks worldwide are reimagining their portals to cater to the evolving needs of corporate treasurers. This shift is driven by demographic changes, rapid digital advancements, and the increasing demand for efficiency, consolidation, and actionable insight...

/wholesale

Amey Prabhu

Amey Prabhu Solution Architect & Head of Trade Finance Product at Veefin

Server Side Validations - Throughout Architecture Evolution

When I started off as a developer, there was no distinction between the frontend and the backend code. The coupling was tight, the architecture stateful and the screens where character-mode. Form validations where done through triggers. These triggers were written in C, which in-turn, would connect to DB. The processing logic remained in C. Archit...

/wholesale

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