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Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

From Cash to Clicks: The Digital Transformation of Payments in South Africa

South Africa is experiencing a significant transformation in the way payments are made, driven by technological advancements, consumer preferences, and financial inclusion initiatives. The adoption of digital payments in South Africa has been fuelled by several factors, including the rise of e-commerce, smartphone penetration, and the growing deman...

/payments /markets Financial Inclusion

Alexandre Kech

Alexandre Kech CEO at The Global LEI Foundation

Unlocking a Simpler Future: How the LEI and vLEI Can Empower Europe’s Digital Age

The European Commission’s Omnibus simplification packages and broader simplification agenda aim to deliver a regulatory framework for the European Union (EU) that is simpler, faster, and more business-friendly. This follows findings from the 'Draghi Report on the Future of EU Competitiveness', which identified excessive regulatory complexity as a ...

/identity

Igor Kostyuchenok

Igor Kostyuchenok SVP of Engineering at Mbanq

Europe's Glooming Tech Problem

The world is changing in front of our eyes. What many economists have been predicting the last 10 years is finally coming to fruition - deglobalization is in its full swing. New coalitions are being formed, new markets are being established, old markets are being changed. The goal behind this change is clear - large economies want to keep their ec...

/cloud /markets

Mariano Jurich

Mariano Jurich Project / Product & Sales Manager at Making Sense

From Outdated to Agile: A Mid-Market Strategy for Financial Tech Modernization

Out with the old and in with the new isn't always best—but sometimes it’s necessary. Research shows that 78% of business budgets go to legacy system costs, with 44% spent on maintaining operations. Outdated legacy systems aren’t just expensive; they create a variety of problems. But modernization isn't a walk in the park. Unlike large companies...

Alex Kreger

Alex Kreger Founder & CEO at UXDA

13 Iconic Innovations to Future-Proof Your Digital Banking Service

Imagine the effortless satisfaction of a single-click purchase on Amazon, one tap Uber hail or the perfectly timed recommendations from Netflix—these aren’t happy accidents from generic experience. They have carefully enriched the digital experience, contributing to multi-billion dollar success. Thousands of banks and Fintechs try to tap into the ...

/retail /devops Innovation in Financial Services

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Regulatory challenges in cross-border fees: How to stay compliant and competitive

Offering international remittance services helps you attract more customers and boost revenue. However, regulatory challenges in cross-border fees can create hurdles. Strict compliance rules, hidden costs, and changing laws impact your business. Staying compliant while keeping fees competitive is crucial. By addressing key regulatory issues, you c...

/payments

Erica Andersen

Erica Andersen Marketing at smartR AI

AI Arms Race and the Interplay of Tariffs with the EU AI Act

Tariffs can have a multifaceted impact on the advancement of AI and automation, acting as both a potential hindrance and, paradoxically, a possible catalyst in certain areas. Integrating the "anti-innovative approach" of the EU AI Act alongside the impact of tariffs paints a more complex picture of the challenges facing AI and automatio

/ai /regulation Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

AI-agents should have ID-wallets

Why? Because they are of limited use unless they can be trusted and be interoperable with your own organisational and personal ID-wallet and other AI-agents. And as your customers, suppliers, the public sectors and your staff will have ID-wallets also to be able to interact with them as instructed. It should also be underlined that even if AI ...

/ai /identity Innovation in Financial Services

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

5 Key Features to Look for in a Closed-Loop Automatic Fare Collection System

Riders don’t care what kind of system you use. They care that it works and provides what they expect. They expect real-time updates, simple account management, and zero surprises. And public transit operators like you must adapt to meet these demands. That means fast, accurate, and intuitive tools that keep buses, trains, and riders moving. That’s...

/payments

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Striking the Balance: Navigating E-commerce Trends in the Financial Sector

The e-commerce landscape is in perpetual motion, driven by technological leaps, shifting consumer expectations, and evolving global dynamics. For financial institutions, payment service providers (PSPs), and the fintech ecosystem supporting this $28 trillion global market, navigating these trends is not just about keeping pace; it's about striking...

/inclusion /predictions E-commerce

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