Steve Ponting Director at Software AG
Making decisions in fintech has never been easy. In a sector famous for its embrace of new technology, perhaps surprisingly more data and technology to contend with has done little to make it easier. Following a turbulent few years, marked by funding slowdowns, regulatory changes and unpredictable markets, the sector is at a crossroads. Fintechs
07 February 2025 /ai /people
Alex Kreger Founder & CEO at UXDA
Banks are rushing to integrate AI into their digital ecosystems, promising hyper-personalization, frictionless experiences, and advanced financial guidance. But what if the real consequence of AI adoption is the death of differentiation for banking brands? AI Will Flatten the Competitive Landscape In the near future, the banking industry will unde...
07 February 2025 /ai /retail Artificial Intelligence and Financial Services
Retired Member
The Evolution of Digital Payments In today’s digital-first economy, businesses need payment solutions that are not only secure but also intelligent, efficient, and frictionless. Gone are the days of slow, manual payment processing—modern businesses require real-time, automated, and optimized payment solutions to stay competitive. What Makes Payment...
07 February 2025 /payments
Prakash Bhudia HOD – Product & Growth at Deriv
The cryptocurrency markets have seen significant haemorrhaging over the past few days, with Bitcoin facing a turbulent journey that has left investors on edge. After a sharp decline to $91,000, BTC has recently begun to stabilize around $99,000, raising questions about its potential trajectory. Trump’s tariff wars take their toll Bitcoin's recent...
07 February 2025 /markets
Katherine Chan CEO at Juice
Having spent over 2 decades in banking and financial services, I have seen how financial models evolve, but never at the speed seen today. AI is reshaping credit risk assessment, offering a more effective approach to evaluating businesses that operate outside conventional frameworks. SMEs, particularly digital-first companies, have long faced barr...
07 February 2025 /ai /startups Artificial Intelligence and Financial Services
Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.
This year’s Mining Indaba got me thinking—not just about the scale of South Africa’s mineral wealth but about the systems that underpin the industry. Mining is the backbone of the economy, contributing 7.5% of GDP and employing nearly half a million people, yet it remains impact—in part anyway—by inefficiencies, disputes, and opaque supply chains. ...
07 February 2025 /crypto /predictions
Shailendra Prajapati Associate AI Engineer at Compunnel Inc.
Introduction: The New Frontier of Risk Management The global banking sector is navigating unprecedented challenges volatile markets, evolving regulatory demands, and increasing customer expectations for speed and accuracy. Traditional risk assessment models rely on static historical data and struggle to keep pace with modern financial complexities...
07 February 2025 /ai /inclusion Artificial Intelligence
Taljeet Rai Senior Regulatory Developer at StoneX Group Inc
Compliance, business groups such as analysts and technology teams, as well as regulators often work in silos, leading to inefficiencies, delays and increased costs. A more collaborative approach could streamline processes and reduce risk, but adoption is always going to be a challenge. I have been exploring how these stakeholders interact, and it ...
06 February 2025 /regulation /crime Financial Services Regulation
Nelson Castellanos Chief Partnerships Officer at HDI Embedded
The biggest names in European telecoms have agreed that monetisation has been a major struggle. When examined side-by-side, overall revenue growth is simply at odds with the increase in overall market share. Operators seem to agree that focusing on use cases rather than technologies themselves is crucial when it comes to opening up new revenue st...
06 February 2025
Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions
When consumers are asked to pay for some product or service, they think twice about whether to consume it. There's a cognitive overhead in all decisions but the one involved in micropayments is acute because it's more mentally taxing to decide whether or not to spend, say, $0.10 to read an article than the $0.10 itself. Ergo, as Byrne Hobart notes ...
06 February 2025 /ai /markets
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