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The opportunities to increase efficiency and reduce costs remain two of the primary drivers behind cloud migration. These benefits are realised from the elasticity and utility of computing infrastruct...
Until recently, only devices such as computers, tablets and phones were able to connect to the internet. But now there are approximately 8 billion ’network aware’ machines globally that are internet ...
There was time when people used cheques, and used them a lot. Cheques once accounted for 86 percent of all non-cash payments, and were the hot new payment technology. After second World War, the Ameri...
Stock exchanges and blockchain: open positions Just like banks, a growing number of exchanges worldwide have already taken a serious look at the way they can leverage blockchain technology. This in o...
As mentioned in my previous blog there is much that's wrong with the existing payment networks, but it is always easy to criticise what others have done and rather more difficult to provide a solutio...
When about thirty of the great and the good from the banking sector in Dublin and Belfast come together to talk cheques, cheque clearing and how to stay one step ahead of the fraudsters, there must be...
Like Captain Ahab at the start of the voyage, the banks are in a similar fuzzy period. Banks know Open Banking is coming and the rules must be complied with but what should they do, if anything, beyon...
In nature, change is constant and inevitable. It is also fairly slow and mainly evolutionary. At the macro level, everything looks very logical, guided by the basic scientific laws of physics, chemist...
'Going digital' doesn't necessarily mean that your business has been transformed. To become fully digital enterprises, companies need to shift the focus inward and innovate the employee experience. T...
Nascent adoption by financial institutions in Europe of virtual account management (VAM) technology reflects a fundamental transformation in the current model of global cash management. Whereas the tr...
"Society bristles with enigmas which look hard to solve. It is a perfect maze of intrigue." - Honore de Balzac Banks are working furiously to decode the Millennial generation’s puzzling fina...
If you are struggling to create or maintain momentum in your automation initiative, the answer may be simpler than you think. Organisations that are successfully managing automation and digital servic...