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Kanika Hope

An uncertain future for challenger banks

Challengers face an uncertain future. Some will run out of cash, some will get acquired by incumbents or even the more successful challengers, and then there are those that will succeed independently....

11 Dec 2023
Banking
Kanika Hope

A turning tide for challenger banks?

The climate has changed for fintechs and challengers this year. They are entering unchartered territory in a rising interest rate and recessionary environment with tightening funding and incumbent fig...

04 Dec 2023
Banking Strategy, Digital and Transformation
Kanika Hope

Profitability – the holy grail for challenger banks

Kanika Hope, Chief Strategy Officer at Temenos Challenger banks have been a growth story in banking in the last decade. Today there are ~450 challenger banks globally worth $300B in 2022 compared to 1...

27 Nov 2023
Trends in Financial Services
Kanika Hope

Open for business: open banking for corporates and SMEs

Kanika Hope, Chief Strategy Officer, Temenos The success of open banking is pivoted on the tangible business value delivered to end-customers whether they are retail consumers or small to medium enter...

19 Sep 2023
Open Banking
Kanika Hope

A New Approach to Digital Transformation Using Disruptive Technologies (Part 3)

Transformation challenges The widespread uptake of disruptive new technologies is exacerbating the pressures facing retail banking today, thereby driving a fundamental change in the structure of the i...

25 Oct 2021
Banking Strategy, Digital and Transformation
Kanika Hope

The Retail Banking Capability Model of the Future (Part 2)

Kanika Hope, Chief Strategy Officer, Temenos The widespread uptake of disruptive new technologies is exacerbating the pressures facing retail banking today, thereby driving a fundamental change in th

28 Sep 2021
Banking Strategy, Digital and Transformation
Kanika Hope

Disruptive Technologies Accelerate Digital and Open Banking (Part 1)

Distruptive Technologies Today, a nexus of disruptive technologies is becoming omnipresent in banking. In a survey we commissioned with the Economist Intelligence Unit (EIU) with 305 global banking e

06 Sep 2021
Banking Strategy, Digital and Transformation
Kanika Hope

New technologies accelerate the digital banking revolution

This year’s Economist Intelligence Unit (EIU)’s report “Forging new frontiers: advanced technologies will revolutionize banking” based on a global survey of over 300 senior banking executives, highli

20 Jul 2020
Banking Strategy, Digital and Transformation
Kanika Hope

Open Banking and Beyond

According to the Economist Intelligence Unit (EIU) report: “A whole new world: How technology is driving the evolution of intelligent banking”, respondents cite open banking as the top strategic prio...

06 Feb 2020
Open Banking

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