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Chris Principe

Chris Principe CEO at APB, Inc.

Putting Out vs Putting In

Putting Out vs Putting In The ideas of Putting Out Software versus Putting In Software are two radically different approaches and goals. Especially for financial software; the difference is the banks internal needs to the software vendor's external goals. So let me be clear; Bankers Put Software IN and Vendors Put Software OUT, got it. There is a m...

/wholesale Innovation in Financial Services

Chris Principe

Chris Principe CEO at APB, Inc.

Transaction Banking - The Suite Life

Transaction Banking - The Suite Life: Since the financial crisis bank management has given high priority, attention and investment to fee generation businesses and fee generation business that are risk manageable. This has given Transaction Banking (Cash, Trade, FX and Payments) the opportunity to move into the top suite of the banking hotel. Th...

/wholesale Innovation in Financial Services

Chris Principe

Chris Principe CEO at APB, Inc.

Cash and Trade - Like Mixing Apples and Oranges

Cash and Trade - Like Mixing Apples with Oranges There has been much written regarding the convergence of cash and trade to benefit the banks’ corporate clients. The benefits are real, banks delivering cash and trade has not been real. The corporate CFOs are challenged with a never ending quest of optimizing their capital. Over the last few decades...

Innovation in Financial Services

Chris Principe

Chris Principe CEO at APB, Inc.

Big Trade - Big Data

Big Trade - Big Data At SIBOS this week people were shouting about β€œBig Data, Big Data" https://www.finextra.com/blogs/fullblog.aspx?blogid=8175 It made me think what about trade? – What about Big Data in Trade? - but how do you use it when you get it? Bankers in trade mostly get it right, trade has done really well at tracking and checking...

/sibos Innovation in Financial Services

Chris Principe

Chris Principe CEO at APB, Inc.

Customer Care, YES! - Customer Service, NO!

Customer Care, YES! - Customer Service, NO! Yes, you heard me right, Customer Care, if you are not doing this then you are falling behind. The old view of Customer Service, which was difficult to get right, is based on a totally reactive way of managing your customers; needs replacing. Customer Care is a proactive approach for anticipating your cl...

/sibos Innovation in Financial Services

Chris Principe

Chris Principe CEO at APB, Inc.

The Golden Age of Trade

Global Trade has never NOT had a Golden Age ... Trade is the driver behind everything that happens and the reason why it happens. Trade is the reason that people have expanded across the globe. Trade is the reason that new innovations happen and then are spread to everyone. Trade is the motivation for acquiring knowledge and with it wealth. Throug...

/sibos Innovation in Financial Services

Chris Principe

Chris Principe CEO at APB, Inc.

The downstream BPO business - a new type of model?

One of the big buzzes around Sibos this year has been the Bank Payment Obligation (BPO) and the new ICC Uniform Rules for BPO (URBPO) released this April. (http://www.iccwbo.org/About-ICC/Policy-Commissions/Banking/Task-forces/Bank-Payment-Obligation-(BPO)/) It seems everyone was holding their breath for the dropping of the rule book, as if the gi...

/sibos Innovation in Financial Services

Chris Principe

Chris Principe CEO at APB, Inc.

SIBOS is my Superbowl

Wow, SIBOS, the 20+ year brainchild of SWIFT is upon us again! There is no event that excites me like SIBOS. I have been to 11 of the last 13 SIBOS's and sad to say that I will be missing this years in Dubai. There are so many expectations for SIBOS and this year is no exception. Top of my list is the Bank Payment Obligation (BPO) which in a h...

/sibos Innovation in Financial Services

Chris Principe

Chris Principe CEO at APB, Inc.

Merging Cash and Trade

Can cash and trade get along? How can corporations benefit and how can banks deliver the benefits? A much talked about subject in the industry is the convergence of cash and trade within the bank. There has been much written regarding the vast array of benefits for financial institutions’ corporate clients and the benefits are tangible. Corporate ...

/payments

Chris Principe

Chris Principe CEO at APB, Inc.

A new business model for BPO

One of the big buzzes around Sibos this year has been the Bank Payment Obligation (BPO) and the new ICC rules being released this coming April. It seems everyone is holding their breath for the dropping of the rule book, as if the giant switch will automatically turn the BPO instrument on around the world. However, those of us on the inside all kn...

Innovation in Financial Services

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