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Sam Boboev

Corporate payments: Identifying key pain points for corporates and banks

Corporates have historically faced challenges in accessing real-time information on payment transaction status and account positions, especially in complex cross-border transactions *** Insights *** ...

13 Mar 2024
Sam Boboev

Deep Dive: Embedded Finance - Where Everyday Experiences Meet Financial Solutions

Imagine seamlessly paying for your Uber ride within the app, purchasing travel insurance with a single click on your booking platform, or managing your finances directly within your favorite shopping

13 Mar 2024
Sam Boboev

Deep Dive: Beyond the Basics of Banking as a Service (BaaS)

As we embark on this deep dive, we'll explore the intricacies and advanced facets that propel BaaS beyond the basics, delving into its profound impact on the fintech ecosystem. In this deep dive: 1. ...

03 Dec 2023
Sam Boboev

Deep Dive: Navigating the Storm: Understanding the Decline of Payment Stocks

The fintech industry, once hailed as a beacon of innovation and disruption, has recently found itself amidst a tempestuous storm, leaving investors grappling with uncertainty and concern. This widesp

19 Nov 2023
Sam Boboev

Deep Dive: Payments in Uzbekistan

Financial technology, commonly known as fintech, has revolutionized the way we handle financial transactions and manage our money. Fintech refers to the innovative use of technology in delivering fina...

20 Oct 2023
Sam Boboev

Russian style: fintech vs bigtech

As a person who is from a Central Asian country which is in close relation with Russia I have always used some kind of Russian made IT product. This applies to fintech products too, for example, among...

12 Nov 2020
Banking Strategy, Digital and Transformation
Sam Boboev

The future of fintech: change or die

In 2010–2012, something began to change in people’s behavior. The changes happened so slowly and naturally that most of us did not even pay attention to them. 10 years ago, the iPhone 4 was already on...

06 Nov 2020
Fintech
Sam Boboev

What is a social bank? Do we need one?

In his book “Digital Bank: Strategies to launch or become a digital bank” Chris Skinner discusses the role of bank branches. Chris claims the number of bank branches is decreasing from year to year as...

05 Nov 2020
Banking Strategy, Digital and Transformation
Sam Boboev

It’s neither win nor lose but integration

Fintechs, perhaps surprisingly, don’t see a future where they have won and incumbent players have lost. J.P. Morgan says “challenger banks expense bases are every very well developed and their revenue...

04 Nov 2020
Fintech

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