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Over time, BACS Account Switching stats can provide useful insights into the impact Open Banking has by measuring the volume of movement between UK current account providers. The latest stats cover Q1...
January 13 was the deadline for the much-anticipated Second Payment Services Directive, or PSD2, to become national law in EU Member States. In the UK, PSD2 was implemented within the 2017 Payment Ser...
The information on PSD2 can be overwhelming and confusing to both the average person and tech genius alike. This post aims to simplify the mandated requirements within PSD2 and provide insight on how ...
The future role of the ATM as a self-service channel is continually debated, with many experts questioning it's value in an ever-changing digital world. Smartphones, cashless, e-Payments and card are...
One third of millennials would rather invest $1,000 in bitcoin than in government bonds or stocks That’s according to a recent survey of 2,000 people conducted by Blockchain Capital. Unfortunately, i...
In recent times the terms 'Artificial Intelligence' (AI), 'Machine Learning' (ML), 'Deep Learning' (DL) has gained much currency and established itself firmly in the context of 'Big Data' and 'Analyti...
With MIFID II’s rules on inducements now a reality, buy-side firms are paying close attention to the costs associated with their front-office trading platforms and analytics. The EU regulation, which ...
Today’s customer expects to be able to access the products and services they want with the push of a button. This includes a wide range of financial products available on digital platforms. Research s...
EY released their 2017 Digital Adoption Index a few months ago, and since then I’ve seen a lot of posts going around LinkedIN about how Canada is lagging behind the global digital adoption rate. The ...
There’s a lot about TESLA’s way of doing business I admire; especially when I think about what it could bring to the world of financial technology. I don’t mean a banking system powered by lithium-ion...
One of the most appealing aspects of Blockchain and DLT technology is the ability to synchronize data of multiple parties from a variety of industries. This ability has the potential to solve huge ind...
At the end of my blog post entitled AXA Fizzy - The New Kid On The Blockchain, I'd promised to answer the “Why Blockchain?” question in a follow-on post. I'm not fulfilling that promise yet. Frequent...