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Blockchain seems to be not just a straightforward upward movement. This despite the various real-world examples and the growing number of believers. Sometimes it is very interesting and above all educ...
Implementing pan-European financial regulation is no easy feat. Finding agreement across 28 member states and translation into vastly differently legal systems is a true challenge. It comes as no surp...
[Pink Floyd fans won’t need any explanation for this post's title. As for the others… well, it’s never too late to become fans of Pink Floyd!] The recent buzz around Artificial Intelligence and Machin...
The year is shaping up to be one where my dialog with leadership within large financial institutions shifts from “I want to do digital” to “Show me how digital helps me become more competitive.” Digit...
The growing technology of mobile phones is transforming the way businesses interact with users, whether the user is a consumer, employee, business partner or any smart device. For rapidly innovating a...
GDPR should make life a lot easier in some ways. If you’re doing business in Europe, it makes sense to be dealing with a set of standard regulations rather than navigating through individual markets’ ...
A combination of ‘big data analytics’ and ‘distributed ledger technology’ could help financial institutions combat escalating levels of financial crime. This is the view of the FCA, the UK’s financial...
There is an increasing trend on smartphone adoption, all over the world. In 2016 alone, there is as many as 2 billion smartphone users, all over the world. But, most of this growth is not only limited...
After a series of media interviews a couple of weeks ago, in a trip to Guatemala, I realized in a moment that I was witnessing a change in the public perception of remittances that I had not grasped b...
OK for most of us this sounds crazy. Cash management is a commodity. All the big banks do it. All the small banks offer it, even if they have to outsource it. Companies need it but there’s nothing new...
A year as full of unexpected and potentially disruptive events as 2016 may lead banks to focus on downside risks as they look ahead cautiously to 2017 and beyond. As a born optimist, I take a slightly...
Until recently, the world has witnessed significant revolutions in mobile technologies beginning from the radio frequency technology right to 3G technology that has hit the waves all over the world. H...