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Digital Banking channels used to be called as "Alternative Banking Channels" (some banks may still do that!), as the name implies they were considered as an alternative to the branches. As o...
Now that details regarding Android Pay have emerged, I thought it would be interesting to contemplate on how key mobile payments “ecosystem builders” as I term them, stand with respect to the ongoing ...
Google announced Android Pay yesterday at its I/O conference. The internet giant outlined a set of APIs that will allow developers to add an Android Pay button to their app and banks to enable payment...
“The world has changed more in recent years than it has in the hundred, possibly ten thousand years before it. Industries that didn't exist just five years ago are dominating the daily headlines and 2...
Since the adoption of the first PSD in 2007, the EU retail payments market has grown significantly and several new players have emerged offering innovative solutions to consumers in the form of paymen...
A financial supply chain (FSC) is the sequence of business processes and technologies that connect monetary and financial flows with merchandise exchanged between trading partners—the physical supply ...
Under MiFID II pre- and post-trade data is required to be made available in an unbundled fashion – ultimately the regulator is aiming to drive down data costs. So where trading venues sell their pre- ...
For anyone starting or joining a startup you need to understand something important. Entrepreneurs, like all creative people, are pure petrol*. Extracting, refining, and transporting petrol is complex...
The news that the UK Government is considering introducing legislation that force the Financial Services industry to develop common, publicly available Application Programming Interfaces (API’s) sho
I am writing with blog as I have seen multiple cases people ingoring the risk they are taking when navigating with their mobile devices. 1- Failing to lock down your device I believe it is the most im...
“Banks were once the corner stone of the community but today their industry is being disrupted and disintermediated. Despite spending over £200 Billion on business transformation last year alone their...
Knowing how your Digital Channels are performing is very important, as we can not MANAGE something, we can not MEASURE (Tiger Woods once tried this and wanted to manage extra marital affairs without m...