Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
Back in 2010 the crowdfunding was a fledgling industry. As with much early stage growth, very little notable happened. Move forward five years and the contrast is startling. Namely the man on the stre...
In the last decade, we experienced the Omni-channel revolution and introduction of new digital banking delivery channels, on which I can cite, internet banking, mobile banking, SMS banking, POS Paymen...
… are greatly exaggerated. This is very significant for financial inclusion. Many people are rightly considering how much easier financial inclusion would be, especially in rural areas, if we had a so...
In this day and age, we should never hear someone proclaim, “Oh my God, my computer crashed! I lost everything!” You can’t lose something that’s been properly backed up. So many people, including ones...
The more things change, the more they stay the same. This seems the case with security and mobile payments, where security has, is, and will be a significant consumer concern. This post discusses
To understand how seriously the international community is taking money laundering you need look no further than the first paragraph of the G20’s ‘2015-16 Anti-Corruption Implementation Plan’. ‘Corr...
There have been a lot of headlines over the past few years announcing that ‘Alternative Finance Is Storming The Barricades of Traditional Banking’. The revolutionaries in the alternative finance mov
With an estimated $1.2 trillion of additional collateral needed to meet new margin requirements, urgent action is now unavoidable to tackle the 'Great Collateral Squeeze' head-on. What we know is that...
There’s a sense of inevitability about today’s announcement from the BBA, that in Britain customers are predominantly using mobile banking. Customers like to be able to do their basic transactions qui...
Hong Kong regulators are taking the lead and cracking down on compliance. Last week its Securities and Futures Commission revealed inadequate KYC procedures within banks for onboarding. The HKMA is al...
To quote the 3 March Wall Street Journal: ‘The Driverless Car, Officially, is a Risk’. Car insurers are starting to include driverless cars as Risk Factors in their annual reports. Why? Because they ...
Feeling the pressure of faster payments: With increased focus on faster payments, the time window for funds check based decisioning of payments is expected to get shorter just as for other categories ...