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The branch of today looks very different to what it looked like twenty or so years ago. Cash slips, pens hanging from chains and queues that lasted longer than it took to walk to the branch, were all ...
Imagine, if you will, the following scene taking place during a regular board meeting: the Chief Financial Officer (CFO) is ready to present her numbers, prepared in collaboration with her team. It’s ...
When Google first launched Google Wallet, they allowed users to link to it any card of their choice. I explained why that approach was not sustainable long-term. I have a deja vu now with Barclays' ...
A lot of things about banking software hinge on how and when it might fail and what impact that will create. This drives all banks to invest heavily in testing projects. Traditionally, banks have been...
The budget yesterday carried one absolute jewel, namely that an ‘Innovative Finance ISA’ will be launched next year in time for April. With the following hallowed words Mr Osborne has transformed crow...
Do you know what ATM stands for? For crooks, it stands for A Thief’s Moneymaker. A new report from FICO says that “skimming” crimes have made their biggest spike in the past 20 years. This includes AT...
We're starting to hear the first rumbles about the use of blockchain technology in the Financial Markets sector. Until now, most of the discussion about blockchain has been about its use in creating ...
From its modern beginnings with Grameen Bank, microfinance has focused on women. This made so much sense: they were traditionally underserved and financially disadvantaged, had clearer financial prior...
Denied payments - the duality of Risk and Expense For years banks have borne the brunt of returned payments. It is easy to agree that the happy path flow of a payment that travels with no manual inter...
WHY CLOUD MATTERS: When we think about cloud, the things that usually come to mind are cost savings, outsourcing & Infrastructure as a Service (IaaS). While cost saving benefits are relevant, clo...
Today’s situation in Greece is bad for all parties and for once the media are using word “unprecedented” correctly. There have been currency union crises before (such as the Latin Monetary Union, from...
Business travel is on the rise, and with it, travel spending and related expenses. The Global Business Travel Association (GBTA) projects an increase of up to 8.6% in global business travel spending t...