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The era after 2020 will be more volatile and full of drastic changes. What are the strategic areas for banking payment industry? Should payments be as quick as e-mails or messaging with smart phone a...
Cash is dead. The introduction of Apple Pay in the UK means that consumers can soon leave their wallets at home. At least that's what some are predicting. But perhaps we should take a moment before we...
2015 has established a wide rift in our regulation market where without doubt certain countries & exchanges differ from others . These divisions of regulation does question whether ALL competiti...
Think about your keychain. It probably holds the necessities: car keys, home keys, work keys, miscellaneous keychains you bought on your previous vacations. Now, imagine you have a keychain full of th...
What aspects provide a holistic view of data? The information environment comprises Data, Processes, People, organizations, and technology associated with it. A good operating model covers all these a...
Instant Payments SEPA has long dominated the financial industry, but Europe’s next major payment project is just around the corner: instant payments. Leading the field here are the European Central Ba...
A lot of things about banking software hinge on how and when it might fail and what impact that will create. This drives all banks to invest heavily in testing projects. Traditionally, banks have been...
Recent research which looked into instinct versus insight for CFOs, revealed that access to better data allows the Office of Finance to make better decisions faster. This means financial executives ...
The Internet of Everything, an emerging multi trillion dollar trend that embues a world where everything is connected to everything else and where inert ‘Dumb’ materials and products are embedded with...
One of the most surprising facts I have encountered in our little niche market of financial services onboarding and certification, is just how much attitudes vary towards it. Certification is the &qu...
We used to call it “mobile POS” because it was essentially a MOBILE Point of Sale solution. But these days mobile POS often takes the form of a tablet fixed on top of a counter - which isn’t very mobi...
I usually tell new employees at Handpoint that it takes about six months to understand payments and that they shouldn't be overwhelmed by all the acronyms and abbreviations. That is a lie actually, as...