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If I wanted to crack one of your passwords, I could probably make a series of educated guesses and get pretty close. Why? Because people tend to stick with simple, easy to remember passwords, but thes...
Real time gross settlement (RTGS) has now become the established mechanism by which country and sometimes regional payment infrastructures enable safe settlement of high value payments between ban
Back in the late Noughties when Solvency II was first conceived, January 1st 2016 must have seemed a long way off. After being pushed back time and time again, this will at long last be the day when ...
We know of the potential for big data in financial services to detect fraud, to hunt down rogue traders, upsell services – the list is endless. Depending on who you talk to, big data is anything from ...
Do different types of data require different levels of governance? The need is growing for enterprises to leverage disparate internal and external data sources to satisfy growth strategies, reduce ris...
There’s a problem on the home front: security lapses in the computers of the Secret Service and Immigration and Customs Enforcement, says a report on townhall.com. These departments were recently audi...
As of today banking industry has been experiencing most challenging times in its history because of Digital Disruption. Every banker agrees that there is a great risk of losing market share against ne...
Having just returned from SIBOS where every one was talking about real time and digital payments, my contrarian mind was tempted to think about cash and batch. Cash Cash has existed among humans for 2...
If you have made the decision to use a password manager for your personal cybersecurity, which I highly recommend, you will quickly find that you online world is safer, easier and more secure than eve...
Innovations in mobile payments is at an all time high. In 2015, I've lost track of the number of new mobile payments related solutions I've come across- both globally and in India. From cab booking ap...
The definition of algorithmic trading under MiFID II is extremely broad, essentially capturing any functionality that determines any parameter of an order automatically. That begs the question, what o...
Why do you need an alternative? Current model is unable to serve a large base of potential consumers Existing model is costly and unaffordable In case of lending (specifically small value lending) t...