Instigate change. Start a new collaborative Blog Group

Create group
Blogs
Christoffer Hernæs

Is bank account portability a viable route for increased competition in the banking industry?

One of the recurring topics for increased competition in the banking sector is account number portability. Just like number portability evened the playing field between consumers and service provider

13 Sep 2021
Christoffer Hernæs

Seven trends shaping the future of payments

It has been a decade since I first embarked on my journey down the payments rabbit hole. Since then, the predicted disruption of payments as we know it has proven to be more of an evolution than a re

06 Sep 2021
Payments strategies 2015-2020-2030
Christoffer Hernæs

If developers are the new rock stars, APIs are their instruments

Last week we announced that Skandiabanken will be supporting digital currencies by integrating to Coinbase and exposing the account balance held at Coinbase. The real innovation really has little to ...

24 May 2017
Christoffer Hernæs

Banks must become open platforms

It is close to impossible to predict how the future of financial services will look like in ten years. However, some scenarios are starting to stand out as inevitable. One of those is the concept of t...

12 Oct 2016
Christoffer Hernæs

PSD2 - opportunities, threats and strategic options for banks

PSD2 will force banks to open up their infrastructure to third parties by offering APIs under the XS2A (access to account) rule. The directive has the potential to fundamentally alter the payment land...

15 Sep 2016
Christoffer Hernæs

Are challenger banks a challenge for incumbent banks?

Earlier this year, I was part of the panel discussion on the role of challenger banks at the European Fintech Awards, and one of the main questions was whether the challenger banks were to lead to a ...

14 Sep 2016

Now hiring