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Blogs
Kartik Swaminathan

Centralised and Digitised KYC Platform

A Centralised & Digitised Know your Customer ecosystem is quite beneficial in the new age digital economy. It helps quickly onboard customers and avoids duplicates w.r.t submission of documents. T...

05 Oct 2021
Digital Identity Management
Kartik Swaminathan

Portability in Fintech

Portability is a key capability for fintech’s in future, as it enables the customer to switch over / transfer his account, from one Financial provider to another. This can be for various reasons, like...

24 Sep 2021
Standards Forum
Kartik Swaminathan

Customer Service in Fintech and Digital World

In digital world we live in, FinTech’s offers enhanced convenience, experience, transparency & choice to customers. Customer expects better price, faster processing, better access, service and a p...

20 Sep 2021
Customer Service 2015-2019-2025
Kartik Swaminathan

If BNPL, then why not PNBL?

While we have seen phenomenal growth in the BNPL (Buy Now Pay Later) segment in recent past, and I have already done a post on BNPL stating how the product is digital native, helping to expand the mar...

10 Sep 2021
Innovation in Financial Services
Kartik Swaminathan

A Quantum Leap for Fintech?

Quantum Computing Technology is fast evolving with applicability across a whole range of scenarios / use cases. In short, Quantum computing enables very high grade security, faster and more accurate p...

04 Sep 2021
Open Innovation Ecosystem
Kartik Swaminathan

Buy Now Pay Later (BNPL) – What’s Different?

The payment industry has recently seen rapid growth in a mode of payment called BNPL or Buy Now Pay Later. BNPL has emerged as a new mode of payment especially across digital channels, where buyers ar...

26 Aug 2021
BNPL
Kartik Swaminathan

Cryptic Cryptos & Digital Currencies

We recently heard of a crypto exchange being hacked. In past too, there have few unexplainable incidents with hundreds of millions of dollars being lost across some exchanges. This leaves a big credib...

15 Aug 2021
Cryptocurrency Insights
Kartik Swaminathan

Olympics and Fintech - Yes, that is possible

Olympics & Fintech - Olympics is a mega event with multiple ecosystems / dimensions within: - - On one hand there is a sports event with participation from across the world - There is a dimensi...

05 Aug 2021
Embedded Finance
Kartik Swaminathan

Fintech Regulations - Way Ahead

With so much happening in Fintech regulators have a challenge at hand. We have in recent past seen many regulatory actions in India and am sure there are many taking place globally too. Highlighting...

28 Jul 2021
Innovation in Financial Services
Kartik Swaminathan

Skills for Future of Work in Digital World

15th July was World youth Skills Day. The importance of Skills has increased, especialy with recent pandemic and of course the Digital world is also posing new opportunites for youths. But is that the...

17 Jul 2021
Fintech innovation and startups
Kartik Swaminathan

Account Aggregator Ecosystem

The Account Aggregators (AA) framework in India has been another revolution in the making. It is part of the larger India Stack. Just as it was quietly taking shape since 2016, it has also silently s...

13 Jul 2021
Open Innovation Ecosystem
Kartik Swaminathan

Dealing with AI / ML - Insights and Challenges

Artificial Intelligence, Machine Learning & Deep Learning (AI, ML & DL) are being increasingly looked at w.r.t bringing in benefits of automation and reducing human limitations or bias in the ...

24 Jun 2021
Artificial Intelligence and Financial Services

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