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A Finextra Member

Banks Q4 2014 earnings indicates difficult 2015

Last week major banks such as J P Morgan, Citi, Bank of America, Wells Fargo and Goldman Sachs declared their earnings for quarter ending December 2014. The results fell short of investor expectation ...

19 Jan 2015
A Finextra Member

How Mobile Technology Affects Economic Activity

Mobile Tech Brings Social, Business and Investment Opportunities to a Global Audience! Mobile technology is one of the fastest growing industries in the world. The rapid changes in the mobile arena ar...

19 Jan 2015
A Finextra Member

Basel IV: No time for banks to take foot off the peddle

Regulation of the financial markets is a never-ending process of modification, improvement and extension. Nowhere is this clearer than in the case of the Basel Accords. It is now five years since the ...

19 Jan 2015
Robert Siciliano

Hacking 2015 and Beyond

2015 brings us no closer to putting the lid on hackers as any other year has. The crime of Criminal hacking will prove to be as big as ever in the new year. Here’s what we have to look forward too: ...

18 Jan 2015
Ketharaman Swaminathan

Why I Went From Card To COD

I’ve been shopping online since circa 1998 but, over the years, the following factors have taken the shine off my initial enthusiasm for ecommerce in India: Driven by VCs braying for profits, many ec...

18 Jan 2015
Lu Zurawski

How to be charitable with electronic payments

What do you do when a homeless person asks you for cash? No-one is judging you. We are a broad church here across Finextra and acceptable answers may include giving a donation, doing absolutely nothin...

16 Jan 2015
A Finextra Member

They Think It's All Over

Of course I’m gonna bang the drum. But my subjectivity can’t obscure the runaway train of full-on total banking market disruption. It has left the station. It is hurtling towards the banks who are,...

16 Jan 2015
Sushama Divekar

What should Business Transformation achieve?

While most organizations have joined the Transformation bandwagon, let us pause, and spare a thought, to what should this magic word achieve? Even before embarking on a Transformation programme, a c

16 Jan 2015
A Finextra Member

Digital Cash: The New, Lowest-Cost Payment Type

While many of us are accustomed to seeing a lower cash price at gas stations vs. paying with debit or credit cards, differential pricing remains the exception rather than the rule with most other U.

15 Jan 2015
A Finextra Member

IT Solutions That Work or IT Concepts That Promise?

FinTech companies sell software products and processing services. They don't sell ideas. So when one looks at the IT stuff that gets all the press, one has to ask, how will vendors generate new reve...

15 Jan 2015
A Finextra Member

Four ways to achieve a winning mobile-first strategy

The mobile revolution is taking the financial services industry by storm. In less than five years it is predicted that the number of mobile phone owners using their device for banking purposes will do...

15 Jan 2015
Hugo Cuevas-Mohr

US TREASURY ROUNDTABLE ON FINANCIAL ACCESS FOR MSBs

In the Cash Room of the Treasury Building last Tuesday, January 13th, 100+ attendees gathered to participate in the Roundtable organized by the US Treasury in order to discuss the wave of account ...

15 Jan 2015

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