Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
Around the world, the use of cash is being challenged. Scandinavians are perhaps the most radical proponents of change (or, rather, the reduction of change in people's pockets). As of next year, many ...
“Strategy decay” is the idea that by the time investments have been made on large IT implementations and the technology is rolled out, your “new” solutions have already been leapfrogged by the latest ...
Following months of speculation, complete with the token leaks and rumours flying around, Apple finally “gave us the hint” that the latest iPhone is (in all likelihood) going to be released this week....
Disruptive innovation often involves fragmentation and incompatibility… especially in the short-term. Most entrepreneurs focus on solving a specific immediate problem vs. laying the foundation for
It may take 10 or even 20 years, but the bank you know today is going away. For good. It will either reinvent itself from the inside out or simply disappear as a casualty of market forces. Digitisatio...
Whether the market turmoil flowing out of China was simply late summer jitters whilst the Masters of the Universe sunned themselves in the Med and their juniors panic at the wheel, or something more s...
How can established financial services brands win the ‘Robot Wars’ being waged for the hearts and minds (and wallets) of a generation of investors? (While ensuring the robots always prioritise the bes...
Let's get something clear. People don't think of banking. If you're reading this and frowning, chances are you're in Financial Services. They don't. They don't even think of their banks leave alone th...
"You can't solve a problem on the same level that it was created. You have to rise above it to the next level." - Albert Einstein "Innovation opportunities do not come with the tempest ...
The United Nations is wholly supportive of a future transition to a cashless society. The UN Capital Development Fund through its ‘Better Than Cash Alliance’ (BTCA) seeks to empower the poor to have a...
Hackers with big skills and a big ego will be drawn to Facebook and Twitter as their targets. But they’ll also target dozens of other companies, reports an article on arstechnica.com. One group in par...
In a new four-part blog series, Dan Jones looks at some of the key issues associated with creating a new kind of consumer banking product range and service style. A fresh approach can and must directl...