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Helen Child

How solving interoperability will unleash cross-border Open Banking innovation

The opportunities that a truly global Open Banking ecosystem would create for businesses and consumers are almost limitless. The more interoperable the ecosystem is, the greater the possibilities are ...

21 Feb 2024
Open Banking
Helen Child

Happy Sixth Birthday to Open Banking!

Open Banking celebrated six years young on the 15th of January, making this the perfect time to give the industry a JROC (Joint Regulatory Oversight Committee) update. As we look ahead in Open Bankin...

29 Jan 2024
Open Banking
Helen Child

Data is the fuel that will drive AI & Open Finance growth

Artificial intelligence will have a seismic effect on financial services. McKinsey has predicted that AI could deliver a “value-creation opportunity of up to $20 trillion” for banks each year. Accent...

08 Dec 2023
Artificial Intelligence and Financial Services
Helen Child

Cutting through the complexity: How to prepare for PSD3

The PSD2 was a truly historic piece of legislation that laid the foundations for a paradigm shift in financial services. The blockbuster Payment Services Directive 2 planted the seeds for Europe’s thr...

24 Nov 2023
Open Banking
Helen Child

Let’s conquer our fear of Digital ID and unlock the opportunity

The UK is at the forefront of financial innovation. We created a blueprint for Open Banking. Our data regime is one of the most progressive in the world. Yet we are still missing one crucial part of t...

04 Oct 2023
Open Banking
Helen Child

School’s out! Open Banking gets an A* report but there’s more work to do next term

2023 will go down as a big year for the UK’s open economy. We’ve seen the reinvigoration of Open Banking through the timely Joint Regulatory Oversight Committee (JROC) report, coupled with progress on...

01 Aug 2023
Open Banking
Helen Child

Open Banking data will revolutionise the lending sector

Credit is nearly as old as human civilisation itself. Moneylenders operated more than 5,000 years ago in ancient Samaria, and the Babylonian Code of Hammurabi saw the world’s first regulator capping i...

13 Jul 2023
Open Banking
Helen Child

The Consumer Duty: Are You Prepared For the New Era of Financial Services?

The countdown to the Consumer Duty is well underway, with the new regulation aiming to usher in a golden age for customers across the UK. The FCA says its rules will set higher and clearer standards o...

01 Jun 2023
Open Banking
Helen Child

VRPs: Can JROC unlock the potential of Variable Recurring Payments?

What a start to spring it’s been. We’ve had a hugely successful UK FinTech Week, as well as the Innovate Finance Global Summit 2023 at the stunning Guildhall in the City of London. One hot talking poi...

12 May 2023
Open Banking
Helen Child

The UK will lose its global leadership position in Open Banking without major progress this year

Last week, we released a piece of research - The Global Open Finance Index. It makes for tough reading for those of us who passionately believe that the UK’s status as a global leader in Open Banking ...

31 Jan 2023
Open Banking
Helen Child

Variable Recurring Payments: Will 2023 Be The Year of VRP

They are the biggest step forward for Open Banking since the launch of the first payment APIs. Variable Recurring Payments (VRP) are a genuinely game-changing innovation which we expect to be one of t...

09 Dec 2022
Open Banking
Helen Child

Building a better world through Open Finance relies on closer collaboration

We’re living in an era of crisis. The world is experiencing extreme geopolitical turmoil, soaring inflation, and continued post-pandemic supply chain problems. In the UK, we’re teetering on the brink...

11 Nov 2022
Open Banking

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