103 Results from 2020, /inclusion
Joris Lochy Product Manager at Intix | Co-founder at Capilever
The last 5 years dozens of so-called neo- or challenger banks (according to Exton Consulting 256 neobanks are in circulation today) have disrupted the banking landscape, by offering a fully digitized (cfr. "tech companies with a banking license"), very customer-centric, simple and fluent (e.g. possibility to become client and open an acc...
30 December 2020 /retail /inclusion Fintech
Retired Member
COVID-19 has rapidly accelerated digitisation of the customer experience, particularly with respect to how consumers shop, pay and bank. The shift to digital channels has been an important lifeline for many consumers, providing access to essential products and services during a time when physical contact must be significantly reduced or eliminated...
18 December 2020 /inclusion /covid-19 Financial Inclusion
David Fagleman Director at Enryo
On November 25th, the government’s call for evidence into plans to protect access to cash closed for submissions. The centrepiece of the proposals involved a change in legislation to allow cashback to be offered at shops without consumers having to make a purchase, as well as making the Financial Conduct Authority responsible for ensuring the cas...
08 December 2020 /payments /inclusion Financial Inclusion
07 December 2020 /payments /inclusion Financial Inclusion
Jonathan Westley Chief Data Officer, Experian UK & EMEA at Experian
We all love a subscription. Whether that’s bingeing on the latest box set available on Netflix or Prime, or enjoying a craft ale from your monthly beer box – the popularity of these services have grown significantly over the last decade. In fact, recent research revealed that the UK spends over £550 a year on new subscription services and signs up...
11 November 2020 /inclusion Personal Finance
Beni Hakak CEO at LiquidApps
For the better part of the 20th century, the financial world remained largely exclusive to only the upper classes and the wealthiest of people. Yet advancements in technology and social attitudes have created a new paradigm of financial inclusion. With the mass digitization of our world in the first few years of the 21st century, the once-excluded...
11 November 2020 /inclusion /markets Decentralized Finance (DeFi)
Worldwide consumers spend nearly 1.5 trillion USD in buying financial and non financial assets both movable and immovable. A major chunk of these assets does not contribute to wealth creation or an addition to users' portfolios that may return additional income in future. These are non-financial assets. In banking terms such assets are practically...
07 November 2020 /startups /inclusion Fintech, you get me!
Daniel Fasnacht CEO&Founder at EcosystemPartners AG
Investments that are necessary to innovate and serve customers are no longer sustainable while COVID-19 hastens the need to exploit the potential of digital innovations. Serving customers accurately during unprecedented times requires a new mindset and business model innovations. If banks respond to customer requirements in completely new special ...
06 November 2020 /wealth /inclusion Banking Strategy, Digital and Transformation
Christian Spaltenstein Managing Director at AFEX Americas
The strategic necessity for digital transformation has been on the rise as businesses are now realizing its importance to effectively automate day-to-day processes. According to SmartBear’s ‘State of APIs’ report, API traffic is growing 2.8 times year-over-year. With API technology, organizations are now able to cut operational costs, secure profi...
05 November 2020 /payments /inclusion The Payments Business
Sam Boboev Founder at Fintech Wrap Up
In his book “Digital Bank: Strategies to launch or become a digital bank” Chris Skinner discusses the role of bank branches. Chris claims the number of bank branches is decreasing from year to year as they are unnecessary in the current digitally connected world. I agree with the idea, think about the last time you visited the physical branch of th...
05 November 2020 /retail /inclusion Banking Strategy, Digital and Transformation
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