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103 Results from 2020, /inclusion

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Neobanks should find their niche to improve their profitability

The last 5 years dozens of so-called neo- or challenger banks (according to Exton Consulting 256 neobanks are in circulation today) have disrupted the banking landscape, by offering a fully digitized (cfr. "tech companies with a banking license"), very customer-centric, simple and fluent (e.g. possibility to become client and open an acc...

/retail /inclusion Fintech

Retired Member

Retired Member 

Transforming payments for vulnerable people

COVID-19 has rapidly accelerated digitisation of the customer experience, particularly with respect to how consumers shop, pay and bank. The shift to digital channels has been an important lifeline for many consumers, providing access to essential products and services during a time when physical contact must be significantly reduced or eliminated...

/inclusion /covid-19 Financial Inclusion

David Fagleman

David Fagleman Director at Enryo

Access to Cash Review - legislation is needed to ensure people aren’t left behind.

On November 25th, the government’s call for evidence into plans to protect access to cash closed for submissions. The centrepiece of the proposals involved a change in legislation to allow cashback to be offered at shops without consumers having to make a purchase, as well as making the Financial Conduct Authority responsible for ensuring the cas...

/payments /inclusion Financial Inclusion

David Fagleman

David Fagleman Director at Enryo

Access to Cash Review - legislation is needed to ensure people aren’t left behind.

On November 25th, the government’s call for evidence into plans to protect access to cash closed for submissions. The centrepiece of the proposals involved a change in legislation to allow cashback to be offered at shops without consumers having to make a purchase, as well as making the Financial Conduct Authority responsible for ensuring the cas...

/payments /inclusion Financial Inclusion

Jonathan Westley

Jonathan Westley Chief Data Officer, Experian UK & EMEA at Experian

Consumer contributed data: a welcome boost for credit scores

We all love a subscription. Whether that’s bingeing on the latest box set available on Netflix or Prime, or enjoying a craft ale from your monthly beer box – the popularity of these services have grown significantly over the last decade. In fact, recent research revealed that the UK spends over £550 a year on new subscription services and signs up...

/inclusion Personal Finance

Beni Hakak

Beni Hakak CEO at LiquidApps

Why interoperability and developer teamwork will make the DeFi dream work

For the better part of the 20th century, the financial world remained largely exclusive to only the upper classes and the wealthiest of people. Yet advancements in technology and social attitudes have created a new paradigm of financial inclusion. With the mass digitization of our world in the first few years of the 21st century, the once-excluded...

/inclusion /markets Decentralized Finance (DeFi)

Retired Member

Retired Member 

Can loans against anything deemed valuable to the borrower and lender be possible?

Worldwide consumers spend nearly 1.5 trillion USD in buying financial and non financial assets both movable and immovable. A major chunk of these assets does not contribute to wealth creation or an addition to users' portfolios that may return additional income in future. These are non-financial assets. In banking terms such assets are practically...

/startups /inclusion Fintech, you get me!

Daniel Fasnacht

Daniel Fasnacht CEO&Founder at EcosystemPartners AG

Frugal banking - an opportunity to create customer value in the future?

Investments that are necessary to innovate and serve customers are no longer sustainable while COVID-19 hastens the need to exploit the potential of digital innovations. Serving customers accurately during unprecedented times requires a new mindset and business model innovations. If banks respond to customer requirements in completely new special ...

/wealth /inclusion Banking Strategy, Digital and Transformation

Christian Spaltenstein

Christian Spaltenstein Managing Director at AFEX Americas

Addressing Evolving Customer Experiences with API Technology

The strategic necessity for digital transformation has been on the rise as businesses are now realizing its importance to effectively automate day-to-day processes. According to SmartBear’s ‘State of APIs’ report, API traffic is growing 2.8 times year-over-year. With API technology, organizations are now able to cut operational costs, secure profi...

/payments /inclusion The Payments Business

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

What is a social bank? Do we need one?

In his book “Digital Bank: Strategies to launch or become a digital bank” Chris Skinner discusses the role of bank branches. Chris claims the number of bank branches is decreasing from year to year as they are unnecessary in the current digitally connected world. I agree with the idea, think about the last time you visited the physical branch of th...

/retail /inclusion Banking Strategy, Digital and Transformation

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