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08 Jun 2021
Banking 4.0 is characterised by digital innovations, fusing the physical, artificial, and biological worlds, affecting societies, industries, and companies with ever higher speed and intensity. In the process to a new world order with new competitive forces and uncertainty, where goals are continually changing, and resources must be flexibly reor
16 May 2021
Artificial intelligence, blockchain and robotics will continue to gain in importance. For the next growth cycle, however, we will need a lot more computing capacity. Computers with conventional transistor technology are reaching their limits. New ideas are needed. 100 years ago, the Russian economist Nikolai Kondratieff divided the economy into 4...
06 Nov 2020
Investments that are necessary to innovate and serve customers are no longer sustainable while COVID-19 hastens the need to exploit the potential of digital innovations. Serving customers accurately during unprecedented times requires a new mindset and business model innovations. If banks respond to customer requirements in completely new special ...
25 Mar 2020
In the hardest times, there is always a way to get better. With The Way Forward, I’d like to share disruptive changes that shape industries, businesses, and societies in the context of financial services. The 21 notes synthesise the findings of openness, flexibility, and customer-centricity in a digital world driven by platform business models and...