Join the Community

21,913
Expert opinions
43,948
Total members
426
New members (last 30 days)
180
New opinions (last 30 days)
28,652
Total comments

Latest expert opinions

clear
clear

1225 Results from 2024

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

From Rupees to Bytes: The Transformational Journey of Digital Payments in India

India, a country known for its rich cultural heritage and diverse landscapes, is now making headlines for another remarkable reason—the exponential growth of digital payments. Over the past decade, India has witnessed a dramatic transformation in the way people transact, moving from traditional cash-based transactions to a thriving ecosystem of di...

/payments /markets Payments strategies 2015-2020-2030

Mindaugas Mikalajūnas

Mindaugas Mikalajūnas CEO at smeGo

The future of financing: finding the sweet spot between price, speed, and satisfaction

The financing landscape is evolving rapidly and we have witnessed a transformation of the whole finance and banking sector over the last decade, driven by fintech startup companies that challenge traditional financing and banking models, incorporating more useful functionalities—beyond online payment processing, instant financing decisions, and em...

/inclusion /markets Fintech

Nick Green

Nick Green Director at Purple Patch Broking Ltd

FCA and BoE data sharing changes: the impact on lenders

With the BoE and FCA’s renewed focus on improving data collection and sharing within the credit information market, the industry has rightly raised questions. What impact will these changes have on lenders? Do they really support market growth for the good of all? And what do lenders need to do to prepare? To find out more, for this article, we spo...

/regulation /retail Banking

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

The Growing Impact of Web3 and Fintech on the Gaming Industry

Web3 and Fintech are having a huge effect on a variety of industries. Chief of which is the gaming industry, which has been able to utilise both of these emerging technologies to offer better services and strongarm new innovations. Today, we will take a look at how Web3 and Fintech are impacting the gaming industry, going over what these technologi...

David Hensley

David Hensley Founder at Enryo Limited

Did the 2019 Access to Cash Review go far enough?

In 2019, under the stewardship of Natalie Ceeny we published the "Access to Cash Review", sparking discussions about the future of cash in a rapidly digitising world. This blog delves into the report's impact, analysing its success in addressing concerns and charting a path for continued access to cash. The Need for the Report The rise o...

/sustainable /inclusion Imagine a world without cash

Retired Member

Retired Member 

Reflections on Paris Blockchain Week and the Web3 landscape

It was a privilege to be at the Paris Blockchain Week 2024, which brought together industry leaders, innovators and enthusiasts to discuss the latest trends and developments in enterprise blockchain and institutional crypto. Over the course of the week, I was fortunate to attend a number of ‘side events’ happening in parallel, including ‘Circle For...

/crypto Blockchain in Banking and Financial Services

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

From Transactions to Insights: The Journey of Bank Payment Data

It is often stated that 'Data is the new oil', suggesting that data, like oil, holds immense value but remains unusable if unrefined. While this comparison simplifies, it effectively highlights two significant trends: A fierce competition to capture as much customer data as possible, waged not only by Big Tech and social media giants but also by ...

/payments /retail Big Data

Janine Grainger

Janine Grainger CEO at Easy Crypto

Making cents (sense!) of post-halving pricing…

The transaction that first gave Bitcoin any sort of monetary value happened in October 2009 when a Finnish computer science student Martti Malmi (‘Sirius’) sold 5,050 coins for $5.02, meaning each Bitcoin was worth $0.0009 each. In today’s terms, if he had held on to his coins, he’d be (circa) NZ$555,500,000 richer. Today, we all know “someone who...

/inclusion /crypto

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Design Thinking in Banking for the Customer Experience Innovations

Enter design thinking—an approach that goes beyond mere products to delve deeply into customer experience, transforming everyday banking into an intuitive, engaging, and satisfying journey. How can banks and other financial organizations leverage this innovative approach to not just stay relevant but lead in a fiercely competitive market? This art...

/retail /devops Digital Banking Trends

Barley Laing

Barley Laing UK Managing Director at Melissa

Why those in financial services must spring clean their customer databases

With the cost of living crisis continuing and slow economic growth forecast for the remainder of the year, these are challenging times for financial institutions looking to drive growth. This makes it vital to ensure account holders continue to receive a standout experience, to prevent customer churn and drive profitability. Equally important is ...

/regulation /identity Data Management and Governance

Now Hiring